<?xml version="1.0" encoding="utf-8" ?><urlset xmlns="http://www.google.com/schemas/sitemap/0.84"
	xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
	xsi:schemaLocation="http://www.google.com/schemas/sitemap/0.84
	http://www.google.com/schemas/sitemap/0.84/sitemap.xsd">


<url>
  <loc>https://www.insurancetimes.co.uk/analysis-small-brokers-must-do-more-to-stop-fraud/1416776.article</loc>
  <lastmod>2025-05-09T09:36:36.283Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-qanda-swiss-re-chief-economists-2016-predictions/1416779.article</loc>
  <lastmod>2023-09-30T12:21:16.423Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-industry-has-yet-to-crack-cyber-offering-avivas-bayles/1416838.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/storm-losses-seen-rising-to-3bn/1416861.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/barbican-combines-services-into-single-brand/1416862.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/flood-damaged-car-claims-could-reach-40m/1416863.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-reportedly-to-shelve-insurance-customer-data-study/1416864.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/premium-credit-hires-tom-woolgrove-as-new-chief-executive/1416866.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-towergate-underwriting-personal-lines-boss-joins-axa/1416868.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/the-knowledge-handbook-2015/1416869.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/anthony-baldwin-named-chief-executive-of-aigs-uk-division/1416871.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lv-launches-legal-advice-service/1416872.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-the-knowledge-handbook-2015/1416874.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-denies-scrapping-insurance-customer-data-study-/1416875.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-motor-reinsurance-rates-show-signs-of-softening/1416877.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markerstudy-unveils-new-brand-for-chaucer-motor-book/1416879.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/chaucer-reshuffles-senior-team/1416880.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/barbican-grows-marine-team-with-underwriter-hire/1416883.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/amlin-merges-uk-and-european-arms/1416884.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-drivers-want-app-based-claims-journey-study-/1416885.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aa-launches-connected-cars-joint-venture-with-intelematics/1416886.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-appoints-lady-louise-patten-as-non-exec-director/1416887.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/startupbootcamp-launches-partnerships-with-lv-and-swiss-re/1416889.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/willis/towers-watson-merger-completed/1416890.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/storms-effect-on-property-insurer-profits-only-moderate/1416891.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-expands-marine-management-team-with-appointments/1416893.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interview-the-man-taking-pro-global-to-new-heights/1416895.article</loc>
  <lastmod>2023-09-29T17:02:18.220Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-broking-hires-two-directors-and-opens-london-office/1416896.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-line-to-be-hit-hardest-by-floods-analysts/1416897.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/reinsurance-rate-falls-slowed-at-january-1-guy-carpenter/1416898.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aston-scott-becomes-chartered-insurance-broker/1416899.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-looks-to-aviva-and-ers-for-new-broker-facing-execs/1416900.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pib-hires-former-towergate-manda-head-ryan-brown/1416901.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/swinton-commercial-director-departs/1416902.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ageas-names-niraj-shah-as-new-underwriting-director/1416905.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-diversity-is-new-wave-of-disruption/1416906.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rdg-plots-major-entry-into-non-standard-market-with-mga-acquisition-/1416907.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bbc-presenter-to-chair-id2016-as-new-speakers-announced/1416908.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/dual-finance-head-andy-elston-leaves/1416909.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abis-dalton-slams-misdirected-calls-to-extend-flood-re-to-smes/1416911.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/man-found-guilty-in-120000-crash-for-cash-con/1416913.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fscs-refunds-premiums-owed-to-2600-customers-of-failed-insurer-eric/1416914.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-storms-will-significantly-weaken-2015-household-insurer-earnings-fitch/1416915.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/principal-buys-igo4s-motorcycle-book/1416916.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/law-firm-parabis-pays-7m-to-insurers-to-settle-abs-debts/1416917.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mcdermott-not-interested-in-fca-job-says-osborne/1416919.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/henderson-opens-harrogate-office/1416921.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-successfully-defends-bogus-whiplash-claims-worth-250000/1416922.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/high-court-approves-sterling-integration-into-covea/1416923.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/reinsurers-get-more-comfortable-with-uk-motor-as-ppos-fall/1416924.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-industry-needs-to-step-up-to-fraud-challenge-survey/1416925.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/solvency-ii-is-changing-reinsurance-buying-guy-carpenter/1416926.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/blockchain-can-transform-insurance-says-accenture/1416927.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/former-quindell-sells-units-for-nominal-1/1416928.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-to-present-strategic-vision-on-26-january/1416929.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/two-gibraltar-insurers-close-doors-to-new-business/1416930.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aston-scott-makes-first-acquisition-of-2016/1416931.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-makes-33-redundant-in-uk-as-35-finance-roles-move-to-india/1416932.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/floods-to-push-industrys-home-cor-to-108-deloitte/1416933.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-the-knowledge-big-data-is-changing-everything-say-brokers/1416938.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bomb-scare-at-munich-re-underwriting-agency-linked-to-insurance-claim/1416939.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/principal-buys-simply-insurance-bike-book/1416940.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-uk-floods-to-cost-insurers-13bn/1416942.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-could-probe-insurers-social-media-data-use-report/1416943.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/xchanging-urges-shareholders-to-accept-csc-offer-as-deadline-looms/1416944.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/sian-fisher-to-replace-sandy-scott-as-cii-chief-exec/1416945.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/covea-looks-to-midlands-for-growth-with-new-birmingham-branch/1416946.article</loc>
  <lastmod>2025-05-09T10:12:26.793Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-seeks-new-ukgi-chief-as-tulloch-focuses-on-global-role/1416948.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esure-hires-direct-lines-meader-as-motor-underwriting-head/1416950.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-praise-outgoing-tulloch-for-role-in-revamping-aviva/1416951.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-aviva-likely-to-look-internally-for-new-uk-gi-boss/1416952.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/man-found-guilty-of-trying-to-defraud-esure-of-6k/1416954.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analyis-why-brokers-face-higher-rates-for-pi-cover/1416955.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/1st-central-looks-for-fresh-talent-with-new-manchester-office-/1416956.article</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/greco-only-name-on-zurichs-chief-exec-shortlist-report/1416957.article</loc>
  <lastmod>2023-09-29T17:21:25.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/dlg-expects-storm-claims-to-total-140m/1416958.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/flood-re-will-cause-large-drops-in-premium-rates-pwc/1416959.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/motor-broker-right-choice-buys-ers-breakdown-units/1416960.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/swiss-re-names-new-uk-and-ireland-chief-executive/1416961.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/xs-cover-launches-two-agricultural-gap-products/1416963.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-settles-125m-dismissal-dispute-with-former-ireland-boss/1416964.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/special-report-the-cii-and-professionalism/1416974.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-insurers-must-shift-their-focus-from-price-to-value/1416975.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/small-minority-of-shareholders-back-aigs-present-strategy-poll/1416976.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/saga-review-of-motor-underwriting-options-is-positive/1416977.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/41-of-motor-and-home-insurance-customers-suffered-delays-in-claims/1416978.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/guy-carpenter-sets-up-advisory-council-as-it-plots-growth-in-emea/1416979.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-names-coldman-as-uk-unit-non-exec-director/1416980.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/acquisition-and-finance-costs-push-hyperion-to-814m-loss/1416981.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pioneer-launches-new-environmental-liability-unit/1416982.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-insurtech-where-is-the-re/1416983.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cyber-seen-as-top-risk-by-uk-businesses/1416984.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/iso-launches-new-personal-injury-compensation-tool/1416985.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-aviva-in-hidden-revolution-with-guidewire-upgrade/1416987.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fraudster-sentenced-for-trying-to-con-lv-out-of-60000/1416989.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hyperion-could-make-loss-for-next-two-years-on-rkh-costs/1416990.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interview-innovation-broking-rise-of-the-anti-consolidator/1416993.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/flood-re-looks-to-pen-and-prosight-for-new-team-members/1416994.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/how-insurers-are-battling-to-help-flood-hit-customers/1416995.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-reflecting-on-the-first-year-as-a-startup/1416996.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/romero-profits-up-683/1416997.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/car-premiums-see-biggest-rise-for-four-years-in-fourth-quarter/1416999.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ace-expects-chubb-takeover-to-be-completed-today/1417000.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/thatcham-calls-for-automatic-braking-as-standard-in-new-cars/1417002.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/wide-range-of-risks-seen-shaping-global-agenda-says-wef/1417003.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/google-drivers-had-to-stop-driverless-cars-crashing-says-report/1417004.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/nig-to-axe-71-jobs-in-cost-cutting-move/1417009.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-why-chartered-status-is-a-seal-of-approval/1417011.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/storm-desmond-to-cost-insurers-759m-perils/1417012.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markham-strengthens-team-with-three-new-hires/1417013.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-slater-and-gordon-in-five-year-deal/1417014.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-mga-accelerate-underwriting-in-3-year-sports-deal-with-jrw/1417015.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/moneysupermarket-insurance-revenue-slides-10-in-fourth-quarter/1417016.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/telematics-firm-quartix-profit-revenue-boosted-by-insurance-division/1417017.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ace-completes-chubb-acquisition/1417018.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/willis-towers-watsons-rowan-douglas-awarded-cbe/1417020.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-flood-cover-solution-for-smes-to-involve-large-brokers/1417021.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/henderson-sued-over-poor-advice-in-underinsurance-claim/1417022.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/review-questions-fca-independence-from-government/1417024.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-survey-proves-the-chartered-difference/1417025.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jelf-network-purple-takes-manchester-broker-from-willis-n2/1417026.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cornish-mutual-raises-record-breaking-funds-for-local-charity/1417029.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianzs-chinese-partner-questioned-by-regulators/1417030.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/winter-storms-to-cost-general-insurers-14bn-pwc/1417031.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lv-chooses-guidewire-for-underwriting-admin-software/1417032.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/standalone-cyber-polices-are-the-only-way-for-full-cover-iua/1417033.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/covea-hires-household-underwriting-manager-from-zurich/1417034.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/accelerate-eyeing-more-opportunities-following-jrw-deal/1417035.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/novae-takes-five-from-rival-marketform-for-new-aandh-team/1417036.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-fee-for-running-fscs-to-increase-by-44/1417038.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/flood-claims-not-enough-to-halt-rate-cutting-moodys/1417039.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/signposting-agreement-for-older-policyholders-renewed/1417041.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-and-government-team-up-to-help-brokers-give-better-cyber-advice/1417042.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/one-commercial-hires-senior-sales-manager-from-willis-networks/1417043.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-fraud-taskforce-recommends-crackdown-on-late-claims/1417044.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-lloyds-of-london-boss-ward-joins-direct-line-/1417045.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-partners-with-parking-app-as-insurers-step-up-tech-investment/1417046.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-industry-welcomes-fraud-taskforce-report/1417047.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-sets-new-common-standards-for-cyber-risks/1417048.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-names-fisher-to-lead-trade-credit-team/1417049.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/questgates-appoints-two-new-loss-directors/1417050.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-moves-into-lloyds-building/1417051.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/personal-motor-rose-86-in-fourth-quarter-biba/acturis/1417052.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-to-look-at-safety-liability-issues-of-driverless-cars/1417053.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-insurance-act-guidance-from-insurers-is-not-enough/1417054.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-working-with-capita-and-landmark-on-sme-flood-solution/1417056.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-face-19m-fscs-compensation-levy-for-2016/17/1417059.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba/ibsc-tie-up-close-at-hand/1417060.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-specialty-names-steve-fox-as-midlands-sales-chief/1417062.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/travel-insurance-cover-that-settles-claims-within-minutes-to-launch-in-uk/1417063.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-the-knowledge-big-data-the-people/1417065.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aons-rob-brown-resurfaces-at-axa/1417066.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-comes-under-fresh-attack-from-activist-investor-icahn/1417067.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/national-accident-helpline-says-second-half-revenues-fell-/1417068.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-expects-275m-uk-ireland-storm-losses/1417069.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/moorhouse-to-add-89-people-with-investment-from-welsh-government/1417070.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/micropigs-may-prove-troublesome-to-insure-as-pets/1417071.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-struggle-to-budget-with-yo-yo-effect-of-fscs-levy-steve-white/1417072.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-hires-new-manchester-branch-manager-from-zurich/1417077.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-the-knowledge-application-fraud-surges-one-year-after-mylicence/1417078.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aa-ipt-piles-on-misery-as-motor-rates-jump-203-in-q4/1417080.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aa-home-rates-showing-signs-of-reaching-the-bottom/1417081.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mitsuis-35bn-amlin-takeover-to-complete-on-1-february/1417084.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hearing-exposes-fcas-rocky-relations-with-treasury-reports/1417085.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/nickelback-sues-lloyds-in-event-cancellation-row/1417086.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/entries-are-now-open-for-the-2016-claims-excellence-awards/1417087.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/comparethemarket-hires-chief-operating-officer/1417088.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/covea-insurance-attains-chartered-status/1417089.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-face-political-pressure-to-hand-whiplash-savings-to-customers/1417090.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-to-buy-royal-bank-of-canadas-gi-business-for-281m/1417094.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/digital-revolution-triggered-office-closure-and-job-losses-landg/1417097.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-and-ageas-to-use-it-portal-for-motor-claims-subrogation/1417099.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/oliver-little-replaces-angie-rogers-as-ifed-boss/1417101.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mine-grey-data-to-crack-motor-fraud-insurers-told/1417102.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-line-telematics-data-reveals-safest-driver-regions-/1417107.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lark-gains-chartered-broker-status/1417108.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-network-targets-budding-entrepreneurs-for-start-up-scheme/1417109.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cii-launches-womens-careers-website-/1417110.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-launches-sme-product-for-retailers-on-open-gi/1417112.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-how-insurers-can-benefit-from-the-start-up-culture/1417114.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysing-grey-data-more-will-help-fight-against-fraud/1417115.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-new-insurance-act-is-good-for-everyone-including-brokers-/1417116.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grayling-ministers-and-insurers-discussing-flood-solution-for-business/1417117.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-reportedly-could-ringfence-worst-performing-business/1417118.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aggregators-dont-do-enough-to-combat-fraud-taskforce/1417119.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-to-stop-cutting-claims-payouts-for-underinsured-smes/1417120.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/covea-launches-new-sterling-executive-motor-policy/1417121.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-shifts-all-sme-business-to-e-trading-platform/1417122.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-heading-for-fourth-quarter-net-loss-moodys/1417124.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-regulation-and-legacy-systems-are-biggest-risks-for-insurers/1417125.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-broker-paul-baker-buys-park-home-specialist/1417126.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jon-hancocks-role-grows-as-rsa-broker-relations-head-exits/1417129.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-general-chief-peter-hubbard-to-step-down-/1417130.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/willis-networks-market-development-director-to-depart/1417131.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-home-rates-fall-as-shoppers-turn-to-aggregators/1417132.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-reveals-home-and-motor-claims-payouts-to-improve-customer-trust/1417133.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/us-storms-bring-heavy-rain-to-uk-and-risk-of-further-floods/1417134.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brendan-devines-sure-thing-hits-253m-gwp-in-first-trading-year-/1417135.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-network-launches-member-only-unoccupied-property-scheme/1417136.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-boss-named-as-new-fca-chief-executive/1417138.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-uk-publishes-personal-lines-claims-payment-stats/1417139.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cobra-acquires-croydon-based-broker/1417140.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cii-launches-apprenticeships-guide/1417141.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-to-return-25bn-to-shareholders-spin-off-mortgage-business/1417142.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-injects-36bn-into-non-life-reserves/1417143.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hyperion-buys-uk-surety-broker-pmg/1417146.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aigs-buybacks-restructure-not-enough-says-bernstein/1417147.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/henderson-insurance-brokers-names-new-chief-executive/1417148.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-laspo-the-silver-bullet-that-missed-its-target/1417149.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-confirms-greco-as-new-chief-executive/1417150.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-hires-rsas-andy-baughan-as-chief-underwriter/1417151.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aigs-25bn-restructure-gets-lukewarm-reception-from-stock-market/1417152.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-mga-pen-names-financial-lines-md/1417153.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/moodys-downgrades-aigs-main-non-life-units/1417154.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/comparethemarket-owner-bgl-plotting-stock-market-float/1417157.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-birmingham-closure-to-affect-around-190-staff/1417160.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-brokers-are-on-the-frontline-of-preventing-application-fraud/1417163.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/compass-gets-10-new-members-as-gwp-hits-660m/1417165.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-south-west-and-wales-branch-premiums-jump-35/1417166.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-grows-new-management-with-former-sterling-md-hire/1417169.article</loc>
  <lastmod>2023-09-29T17:21:25.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/incoming-fca-boss-to-change-philosophy-at-the-regulator/1417170.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aigs-credit-outlook-cut-to-negative-by-sandp-/1417180.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/chubb-unveils-new-uk-underwriting-team-following-ace-merger-/1417181.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/chubb-and-crawford-launch-one-stop-cyber-claims-service/1417184.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/willis-unveils-senior-leadership-roles-in-gb-business/1417186.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/talbir-bains-appointed-as-permanent-dual-chief-exec/1417187.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-henderson-sued-over-poor-advice-following-fire-claim/1417188.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/henderson-warns-smes-face-insurance-exclusion-because-of-old-flood-data-/1417190.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysts-praise-zurichs-new-hotshot-boss-greco-/1417191.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/union-urges-rsa-to-review-office-closure-amid-190-jobs-risk/1417192.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/carole-nash-hires-compliance-expert-sara-smith/1417193.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-named-whiplash-capital-of-the-world/1417195.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-the-hype-cycle-of-insurance-disruption/1417196.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-to-insure-driverless-pods-in-greenwich-trial-/1417197.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-time-to-challenge-the-compensation-culture-/1417198.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/henderson-considers-aim-listing-says-may-soon-announce-acquisition/1417199.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/slater-and-gordon-in-debt-restructuring-talks-after-share-price-plummets/1417200.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ryan-specialty-completes-takeover-of-mga-hunter-george/1417201.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/canopius-to-rebrand-as-sompo-canopius/1417202.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/chubb-unveils-new-regional-management-team/1417203.article</loc>
  <lastmod>2023-09-29T17:21:25.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lvs-oroarke-to-chair-law-firm-horwich-farrelly/1417205.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-fines-failed-insurer-millburn-29m-and-bans-ex-chief-executive/1417209.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-issues-155m-fine-over-unrated-insurer-collapses/1417210.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/county-group-acquires-welsh-broker/1417211.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-hires-new-legal-head-as-jennifer-owens-departs/1417213.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/three-sentenced-for-38k-crash-for-cash-scam-against-direct-line/1417227.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/shay-reches-has-until-2020-to-pay-131m-to-failed-insurers/1417228.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/flood-re-completes-21bn-reinsurance-deal/1417229.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-bolsters-corporate-practice-with-three-hires/1417230.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abbey-buys-fellow-ni-broker-from-swinton/1417231.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/155m-fca-fine-highlights-brokers-widening-accountability/1417232.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/february-2016-issue-/1417235.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qbe-rugby-model-predicts-ireland-to-win-6-nations-/1417236.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-and-disruption-2016-special-report/1417237.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-regulation-of-insurance-sector-is-not-cost-effective-mp/1417238.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/icahn-says-he-will-propose-alternate-aig-board/1417239.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/small-claims-reform-sparks-unrated-insurer-elites-solicitors-pi-exit-/1417240.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/canopius-uk-retail-boss-tim-rolfe-to-depart/1417241.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/swinton-hires-cdl-to-replace-legacy-systems-in-it-upgrade/1417242.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-fcas-155m-fine-could-bolster-unrated-insurers/1417243.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-full-year-broking-profit-edges-up-1-after-q4-drop/1417244.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-uk-integration-work-will-be-nearly-done-by-year-end/1417245.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-sells-hungarian-banking-business/1417246.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-prepared-to-shrink-some-businesses-after-scale-of-2015-claims/1417247.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/davies-appointed-claims-partner-by-jrw/1417248.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pib-hires-bernard-mageean-as-underwriting-and-placement-head/1417249.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markerstudy-to-rebrand-chaucer-direct-as-geoffrey-insurance-services/1417250.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-new-uk-rules-prevent-senior-execs-from-evading-poor-past-/1417251.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lv-broker-enhances-abc-home-offering/1417252.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/avivas-james-barnard-joins-towergate-as-change-director/1417254.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/virgin-galactic-founder-leads-special-report-on-innovation-in-insurance/1417255.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/83-of-uk-insurers-keen-on-setting-up-own-aggregator-sites/1417257.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-learning-from-the-tianjin-blast/1417258.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-solvency-ii-is-set-to-reshape-gibraltar-market-/1417259.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/misleading-gocompare-ad-pulled-after-complaint-from-rival-/1417260.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gibraltar-insurer-enterprise-missed-sii-capital-deadline/1417261.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/beazley-profits-up-by-84-as-demand-for-cyber-cover-grows/1417265.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/beazley-chief-exec-andrew-horton-to-take-break-in-march-and-april/1417266.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aa-launches-underwriting-division-as-it-targets-250000-policies/1417267.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/judge-throws-out-fundamentally-dishonest-50k-claim-against-axa/1417269.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-leads-55m-investment-in-blockchain/1417270.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsas-aaron-devitt-named-travelers-europe-operations-head/1417272.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-the-aa-is-latest-example-of-data-rich-brokers-cutting-out-insurers-/1417273.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/elites-solicitors-pi-agent-inperio-surprised-by-insurer-exit/1417274.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-parents-broking-profit-rises-2-in-2015/1417276.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/adrian-colosso-resurfaces-at-wholesale-broker/1417278.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/claims-excellence-awards-are-you-there-best-photos-over-the-years-/1417282.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/great-lakes-to-replace-ageas-on-uk-generals-personal-book/1417283.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-ends-irish-staff-pay-freeze-with-2-rise-/1417284.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allied-world-shares-crash-amid-profit-plunge-/1417285.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aspen-profits-drop-91-as-uk-flood-losses-bite-/1417287.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/storms-eva-and-frank-to-cost-insurers-526m-perils/1417288.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aon-broking-profit-down-9-in-2015/1417290.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-rivals-snap-up-leavers-from-willis-networks/1417292.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-ash-bathia-takes-lloyds-to-the-world/1417294.article</loc>
  <lastmod>2023-09-30T12:21:16.423Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/terrorism-threats-and-effect-of-a-uk-exit-from-eu-on-biba-2016-agenda/1417298.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-high-court-rules-tenants-are-covered-by-landlords-insurance/1417299.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/judge-rules-tenants-are-covered-by-landlords-policy-in-nfu-legal-defeat-/1417300.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/government-calls-for-early-review-of-solvency-ii-amid-competition-fears/1417301.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ageas-drawn-into-latest-row-over-age-uk-commission-deals/1417302.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/slater-and-gordon-general-law-head-and-former-uk-boss-to-retire/1417303.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/liberty-specialty-appoints-new-chief-underwriting-officer/1417304.article</loc>
  <lastmod>2023-09-30T14:35:20.120Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/giles/mcmanus-consolidator-buys-broker-from-capita/1417306.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qbes-booming-broker-extranet-unveils-three-more-products-/1417307.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-why-middle-management-need-to-get-on-board-with-diversity/1417308.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergates-clive-nathan-resurfaces-at-uk-general-owner/1417312.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-is-among-top-three-most-disrupted-industries-pwc/1417313.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/compass-network-to-help-members-simplify-use-of-insurer-agencies/1417314.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tokio-marine-kiln-expands-in-midlands-with-two-hires/1417315.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-puts-jobs-at-risk-with-planned-bristol-office-closure/1417316.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-enters-six-month-pet-insurance-pilot-with-markerstudy/1417318.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rural-looks-to-axa-for-new-commercial-director/1417319.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aon-recruiting-appointed-representatives-to-bolster-sme-offering/1417322.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-seeks-court-order-to-clamp-down-on-ex-employee-and-mga/1417324.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/willis-group-2015-profits-up-while-uk-profits-edge-lower/1417326.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/injured-tv-ski-jump-celebrities-complain-theyre-underinsured/1417327.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/integro-hires-former-gallagher-entertainment-broker-oshea/1417328.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-face-problems-dealing-with-solvency-ii-data-requirements-pwc/1417329.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-seeks-court-order-against-mga/1417330.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/landg-picks-ssp-to-provide-new-gi-technology-platform/1417331.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mum-joins-bibas-panel-of-broker-pi-providers/1417332.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-blames-ipt-hike-for-rising-home-premiums/1417333.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/flood-re-publishes-first-plan-for-its-2039-closure/1417334.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-working-on-contingency-plans-for-brexit/1417336.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/covea-insurance-launches-direct-motor-offering/1417337.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/four-sentenced-in-ghost-broking-scam/1417338.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lawyers-fail-to-reach-agreement-in-gallagher-court-order-against-mga/1417339.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/us-regulator-to-remove-legal-barrier-for-driverless-cars/1417340.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lawyers-unable-to-agree-terms-in-gallagher-court-order-against-mga/1417341.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-to-cut-thousands-more-jobs-as-profit-drops-53/1417342.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brit-to-launch-definitive-timescale-on-claims-response/1417343.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mario-greco-to-take-zurich-helm-two-months-early/1417344.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-uk-gi-makes-62m-loss-after-floods-and-large-claims/1417345.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/protean-risk-appointed-lloyds-registered-broker/1417346.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurichs-sharma-economy-could-drive-further-uk-gi-job-cuts/1417347.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-takes-legal-action-against-ex-chief-exec-and-peter-cullum-firm/1417352.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/shot-ace-exec-could-lose-leg-as-suspect-remains-on-run-/1417355.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/growth-slows-at-gallagher-uk-as-mandas-tail-off/1417358.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/seven-charged-with-950000-medical-credit-hire-fraud/1417361.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-finding-growth-in-a-difficult-broking-market/1417363.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/scott-browns-accelerate-mga-targeting-50m-gwp-in-six-years/1417364.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-wins-court-order-to-destroy-disputed-documents/1417365.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/judge-upholds-bluefin-injunction-against-mike-bruce-and-grp/1417366.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-insurance-bets-on-blockchain/1417367.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-shares-rise-5-after-icahn-gets-seat-on-board/1417368.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/moj-proposes-fee-caps-for-cmcs/1417369.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/one-in-five-brokers-say-insurer-data-is-poor-survey/1417370.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/financial-fraud-value-more-than-doubles-to-567m/1417371.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/sra-proposes-changes-to-solicitors-pi-policy-terms/1417372.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-very-happy-with-judges-ruling-in-bruce/grp-hearing/1417374.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ifed-working-to-make-it-easier-for-insurers-to-report-fraud/1417375.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-naming-uk-storms-could-complicate-reinsurance-claims/1417376.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-how-motor-insurers-are-making-consumers-happy/1417377.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-companies-top-five-non-physical-risks/1417378.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/property-damage-claims-value-rising-steeply-blm-research/1417381.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fitch-downgrades-amlin-ifr-to-a-says-outlook-is-stable/1417382.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brit-to-add-121m-capacity-to-us-based-mgu/1417383.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/home-insurance-premiums-rise-31-since-ipt-hike-consumer-intel/1417384.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/henderson-buys-manchester-broker-john-reynolds-group/1417386.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-warns-osborne-against-further-rise-in-ipt-/1417387.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-personal-lines-insurers-is-key-priority-for-ciis-sian-fisher/1417388.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qanda-ian-stutz-on-brokerbilitys-growth-10-years-on/1417389.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-outside-looking-in-leading-businesses-to-innovate/1417391.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/barbican-hires-uk-property-head-from-towergates-fusion/1417392.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ageas-uk-2015-profit-falls-65-because-of-storm-claims/1417393.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/avivas-online-car-insurance-brand-suffers-website-data-breach/1417394.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/willis-sues-peter-and-david-hearn-over-breach-of-contract/1417395.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/google-should-buy-aig-says-citigroup/1417396.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-google-buying-aig-no-way-but-/1417397.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-the-fca-needs-to-know-everything-even-your-driving-convictions/1417398.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cyber-risk-a-virtual-threat-thats-all-too-real/1417399.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ageas-to-review-pricing-and-flood-re-strategy-after-storms/1417400.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-detects-application-fraud-in-2200-commercial-motor-policies-/1417401.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-moj-portal-claims-fall-but-insurer-respite-may-be-short-lived/1417403.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lancashire-names-peter-clarke-as-chairman/1417405.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lancashire-2015-pre-tax-profit-falls-24-to-171m-/1417406.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ers-to-align-broker-commissions-with-business-profitability/1417407.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ers-cor-still-not-acceptable-despite-falling-to-998-in-2015/1417408.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/revamped-mga-and-e-trade-to-drive-broker-networks-growth/1417409.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aon-hires-former-towergate-risk-head-keith-jackson/1417410.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-broker-clegg-gifford-outsources-fnol-to-alps/1417411.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/judge-throws-out-dishonest-deafness-claim-against-allianz/1417412.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/former-davies-chief-charles-crawford-joins-gallagher/1417414.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/worried-amateur-footballers-question-bluefins-injury-cover-scheme/1417420.article</loc>
  <lastmod>2024-01-19T15:44:16.637Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-2015-performance-hit-by-79m-uk-storms-claims/1417424.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brit-profits-plummet-in-tough-year-/1417425.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-uk-profit-falls-71-after-storm-claims-bill/1417426.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianzs-dye-osbornes-whiplash-plans-will-cause-motor-volatility/1417428.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-adds-construction-to-premier-proposition/1417430.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-fails-to-get-uk-insurance-to-share-2m-factory-fire-losses/1417431.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-chief-evans-says-eu-is-valuable-to-financial-sector/1417433.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-hits-australian-insurers-with-new-charge-/1417434.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-appoints-pat-butler-as-non-executive-director/1417435.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-introduces-new-charge-to-australian-insurers/1417438.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-split-the-industry-in-two-one-side-for-innovation-one-side-to-keep-the-status-quo/1417439.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hiscox-launches-e-trading-system-for-uk-commercial-brokers/1417440.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/crash-for-cash-trio-sentenced-after-trying-to-defraud-esure-of-10k/1417441.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/swinton-hires-gallaghers-tony-monnington-as-commercial-head/1417443.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/man-faces-jail-for-committing-fraud-to-pay-mothers-car-premium/1417444.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-and-ingenin-launch-innovation-survey/1417445.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pool-re-takes-first-steps-to-start-covering-cyber-report/1417449.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qbe-europe-profit-rises-345-despite-774m-uk-storm-claims-bill/1417450.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/swiss-re-chief-executive-michel-lies-to-retire-on-1-july/1417451.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/high-net-worth-broking-live-updates/1417452.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fos-general-insurance-complaints-up-5-in-second-half/1417453.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hnw-brokers-urged-to-check-on-soaring-insured-asset-values-/1417454.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hiscox-accused-of-cutting-out-loyal-hnw-brokers-with-direct-push-/1417455.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-hires-towergate-care-md-and-forms-specialty-unit/1417456.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-hires-zurich-uks-suzie-noble-as-chief-people-officer/1417457.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-if-i-was-24-i-would-get-into-insurance/1417459.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qbes-pryce-soft-market-driving-brokers-push-for-higher-commissions/1417460.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-rejects-pra-plans-for-solvency-ii-annual-audits/1417470.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-reportedly-puts-s-korean-life-business-up-for-sale/1417471.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/google-to-shut-down-google-compare-aggregator/1417472.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-ageas-in-300m-5-year-capacity-deal/1417473.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-what-google-compares-failure-tells-the-insurance-market-/1417474.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/giles/mcmanus-consolidator-pib-acquires-6m-turnover-broker/1417476.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mgaa-elects-two-new-directors-as-founders-leave-board/1417478.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/drivers-warned-pets-in-cars-could-void-cover/1417479.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/crisis-hit-quindell-legal-owner-suspends-shares-ahead-of-results/1417481.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurichs-new-boss-must-fix-years-of-deep-rooted-problems/1417487.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cooper-gay-sells-north-american-business-for-358m/1417492.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-uk-underwriting-profit-rises-threefold-despite-134m-storm-claims-bill/1417493.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-uk-puts-storm-bill-at-80m-as-it-reports-improved-profit-and-cor/1417494.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-to-focus-on-underwriting-rather-than-price-increases/1417495.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lorega-completes-private-equity-backed-mbo/1417496.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-group-post-tax-profits-jump-threefold/1417497.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-bank-gi-profit-drops-35-after-storm-claims-of-58m/1417499.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ceo-email-scams-on-the-rise-/1417500.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-ordered-to-pay-residents-legal-bills-for-diesel-spill-/1417501.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-ordered-to-pay-claimants-legal-bills-for-historic-diesel-spill/1417502.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/one-in-four-uk-companies-hit-by-cyber-crime/1417503.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axas-blanc-rival-allianzs-insurance-act-plan-is-a-bold-move/1417508.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-to-reduce-office-space-use-at-four-uk-sites/1417511.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/schemes-survey-brokers-urged-to-have-their-say-/1417515.article</loc>
  <lastmod>2024-01-19T15:44:16.637Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-says-14-of-manda-policies-result-in-a-claim/1417516.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-are-insurers-dad-dancers-or-old-men-grooving/1417517.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ten-md-to-step-down-as-network-appoints-replacement/1417519.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grp-backed-plum-buys-synergy-from-randall-and-quilter/1417521.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hiscox-2015-gwp-up-strongly-but-profits-slide/1417522.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cooper-gay-credit-rating-boost-after-us-disposal-announcement/1417525.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aa-urges-osborne-not-to-raise-ipt-again-in-march-budget/1417526.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hiscox-sets-up-mga-for-uk-business-outside-its-appetite/1417528.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hiscox-cuo-we-are-absolutely-committed-to-the-broker-channel/1417530.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/swinton-to-close-130-high-street-branches-as-part-of-restructure/1417535.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/sandg-to-cut-uk-offices-and-jobs-after-huge-quindell-unit-hit/1417536.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-line-profit-up-11-despite-130m-storm-claims-hit/1417537.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-line-loses-sainsburys-home-and-motor-contract/1417538.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-suffers-7-profit-drop-after-employee-benefits-challenges/1417539.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-to-pilot-general-insurance-claims-scorecards/1417540.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-network-signs-up-12-broker-members/1417541.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/march-2016-issue-/1417542.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/thistle-management-changes-likely-following-jlt-specialty-merger/1417543.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-lines-shares-up-5-on-strong-results-/1417544.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-line-investor-relations-head-neil-manser-to-run-nig/1417545.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-could-cut-10-of-uk-employee-benefits-staff-in-restructure/1417546.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-keeping-up-with-the-messenger-generation/1417547.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-appoints-tim-griffiths-as-new-chief-executive-/1417548.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/novae-reports-23-rise-in-2015-gwp/1417550.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/moneysupermarket-profits-up-sharply-while-insurance-slips-/1417551.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/questgates-names-paul-burke-new-head-of-counter-fraud/1417552.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pibs-brendan-mcmanus-joins-barbons-board/1417554.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/greg-gladwell-and-chris-ashworth-to-leave-innovation-group/1417555.article</loc>
  <lastmod>2025-05-09T09:36:36.283Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-sets-up-insurance-regulation-committee/1417556.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/james-tugendhat-to-leave-towergate-at-month-end/1417557.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-brokers-confused-about-cyber-and-fear-mis-selling/1417558.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-lets-work-together-to-make-the-most-of-hnw/1417559.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-general-boosts-personal-lines-sales-team-with-three-hires/1417560.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rates-increase-drives-up-admiral-uk-motor-profit-by-11/1417561.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fierce-competition-hits-confusedcoms-profits-by-209-/1417562.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-henderson-managing-director-joins-fusion/1417563.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-line-breaks-into-consumers-top-10-favourite-motor-insurers/1417565.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-urged-to-raise-pl-limits-as-pub-is-sued-for-4m-trip-/1417568.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/admiral-to-add-new-reinsurers-as-it-cuts-uk-motor-retention/1417571.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-premium-finance-funding-is-an-opportunity-for-brokers/1417572.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-how-clayden-and-qbe-are-turning-claims-into-a-science/1417574.article</loc>
  <lastmod>2023-09-29T17:02:18.220Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/unrated-gable-exits-two-lines-on-iprism-mga-mid-term-/1417575.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jackpot-for-admiral-staff-as-bosses-hand-out-shares-bonanza-/1417577.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/quindell-founder-terry-accused-of-fraudulent-185k-expense-claims/1417578.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/driverless-lorries-to-be-tested-on-uk-roads/1417579.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-floods-to-cost-aviva-100m-analyst/1417580.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/flood-re-could-be-used-as-model-for-sme-equivalent/1417581.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/carrot-insurance-turns-tragedy-into-award-winning-telematics-/1417582.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-solvency-ii-they-think-its-all-over--its-hardly-started/1417583.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-tianjins-lessons-for-complex-claims/1417584.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-high-net-worth-brokers-face-threat-of-insurers-going-direct/1417585.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/coventry-crash-for-cash-gang-ordered-to-pay-van-driver-40k/1417586.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interview-how-mark-cliff-aims-to-get-brightside-back-in-the-game/1417590.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/deteriorating-underwriting-performance-cuts-esure-profit/1417592.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gocompares-profits-fall-97-amid-big-advertising-push/1417593.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/sompo-canopius-close-to-selling-broker-only-uk-motor-book-/1417594.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mga-launches-online-quote-and-buy-platform-in-rebrand/1417595.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esures-vann-motor-market-still-needs-more-rate-increases/1417597.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-could-start-looking-at-acquisitions-by-year-end/1417599.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-appoints-emea-gi-underwriting-head/1417600.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-dont-leave-the-future-in-the-hands-of-the-gods/1417601.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/crash-for-cash-gang-sentenced-for-trying-to-defraud-rsa-of-30k/1417605.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mike-bruce-and-grp-hit-back-against-bluefin-accusations/1417606.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-insurers-come-together-for-micro-insurance-market/1417607.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interim-flood-insurance-payout-helps-fabric-firm-restart-production-/1417609.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esure-under-fire-for-boosting-profit-with-extra-charges/1417610.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cfc-appoints-matt-taylor-as-head-of-emerging-risk-/1417612.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/driver-escapes-conviction-after-telematics-proves-car-was-cloned/1417613.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-appoints-accenture-to-tackle-it-infrastructure-issue/1417615.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bruce-and-grp-deny-bluefin-allegations/1417617.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rural-eyes-acquisitions-as-it-targets-100m-gwp/1417619.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-names-new-uk-gi-boss-to-replace-tulloch-/1417621.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-2015-uk-gi-operating-profit-slips-to-368m-from-455m-/1417622.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/charles-taylor-2015-pre-tax-profit-up-24/1417623.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fenchurch-law-expands-construction-technology-insurance-disputes-practice/1417624.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-results-highlight-solvency-ii-differences-fitch/1417625.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pen-names-preston-as-new-head-of-crisis-management/1417627.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-welcome-avivas-internal-choice-for-uk-gi-boss-role/1417629.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/crawford-and-co-2015-international-operating-profit-falls-/1417632.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-eyes-bolt-on-acquisitions-as-it-delivers-97bn-surplus/1417633.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-insurers-must-deliver-in-a-world-of-increasingly-complex-risk/1417634.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tulloch-avivas-stance-on-spurious-claims-helped-2015-cor/1417637.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-boss-in-digital-war-cry-as-customers-flock-online-/1417641.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/surge-in-online-customers-forces-broker-hughes-to-shut-half-its-branches/1417642.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tom-bolt-returns-to-berkshire-as-it-moves-into-uk-specialty/1417643.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergates-paul-jewell-joins-uk-general-owner/1417648.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-live-telematics-motor-policy-numbers-up-41/1417649.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aa-chancellor-could-hike-ipt-to-125-in-budget/1417650.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cii-launches-new-initiative-to-promote-greater-diversity-/1417651.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lv-2015-gi-operating-profit-falls-to-72m-from-92m/1417658.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/car-premiums-up-13-in-year-to-february-consumer-intelligence/1417659.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cheltenham-2016-insurance-times-insider-gives-his-tips/1417660.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lvs-oroarke-warns-of-rate-inadequacy-in-sme/1417661.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cheltenham-2016-insurance-times-insiders-tips-for-first-day/1417664.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hastings-2015-operating-profit-up-19-to-126m/1417665.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/december-storms-drive-down-landg-gi-profits-by-136/1417666.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-warns-further-ipt-tax-hike-could-leave-smes-without-cover/1417667.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/argoglobal-launches-click-and-buy-portal-for-drones-market/1417668.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ipt-increase-bad-for-consumers-neutral-for-hastings-says-cfo/1417669.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/chubb-launches-new-motor-offering-for-older-cars-/1417670.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-fca-urged-to-probe-commission-payments-in-property/1417671.article</loc>
  <lastmod>2023-09-30T12:21:16.423Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/landgs-holweger-home-insurance-rate-rises-needed/1417672.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/munich-re-targets-lower-profit-for-2016/1417674.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fitch-upgrades-ageas-rating-after-legal-settlement/1417675.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cheltenham-2016-insurance-times-insiders-day-two-tips/1417676.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-insurer-marketform-shifts-malpractice-business-to-rival/1417677.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/james-gerry-elected-mgaa-chair/1417678.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-when-the-going-gets-digital-the-digitals-get-going/1417679.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cii-urges-government-to-adopt-apprenticeship-buddy-scheme/1417680.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bgl-profit-hit-by-35m-loss-at-minster-law/1417681.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/osborne-raises-ipt-to-10-from-95-/1417682.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-industry-angry-at-osbornes-further-ipt-increase-/1417683.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-to-take-over-regulation-of-cmcs/1417685.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cheltenham-2016-our-insider-gives-his-tips-for-day-three/1417690.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ecclesiastical-profit-rises-11-after-strong-underwriting-results/1417691.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-700m-flood-spending-could-be-too-little-too-late/1417692.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/integro-buys-lloyds-broker-cswh/1417693.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/sandp-too-big-to-fail-insurer-rules-face-delays/1417694.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/henry-engelhardt-in-7m-parting-gift-to-admiral-staff/1417697.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/crawford-names-new-uk-md-for-broadspire-tpa-unit/1417701.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/flood-re-gets-a-rating-from-sandp/1417703.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/page-joins-aon-from-marsh/1417706.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fleets-urged-to-check-cover-amid-new-corporate-manslaughter-fines-/1417707.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-insurers-pay-on-20m-superyacht-fire-claim-/1417709.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-launches-second-annual-e-trading-survey-/1417710.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-youre-doing-better-customers-tell-home-insurers/1417711.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/horse-whisperers-final-day-cheltenham-briefing-/1417713.article</loc>
  <lastmod>2023-09-29T17:21:25.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-bosses-take-pay-cut-amid-falling-profits-/1417714.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-boss-burke-delivers-grim-warning-on-insurance-outlook-/1417715.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/nfu-mutual-gi-arm-reports-837-increase-in-profits/1417717.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-more-needs-to-be-done-to-tackle-spurious-pi-claims/1417721.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/more-work-to-do-on-pi-despite-falling-portal-claims/1417722.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-network-launches-exclusive-etrade-axa-home-offering-/1417723.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-group-boss-henri-de-castries-to-retire-in-september/1417743.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/credit-card-insurer-cpp-tries-to-fend-off-boardroom-coup/1417744.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-public-bombarded-by-12-million-nuisance-claims-calls-a-day/1417745.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/watchstone-top-team-to-get-bonus-on-sale-of-units-or-company/1417746.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ifb-names-potter-head-of-investigations/1417747.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-mind-the-gap-underinsurance-and-climate-risk-/1417748.article</loc>
  <lastmod>2023-09-30T12:21:16.423Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/poor-communication-is-still-big-driver-for-motor-complaints-to-fos/1417753.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/arthur-j-gallagher-buys-insurance-management-firm/1417754.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/smes-split-over-brexit-zurich/1417755.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/sra-warns-lawyers-over-breaching-referral-fee-ban/1417756.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cma-to-launch-fresh-probe-of-price-comparison-sites/1417757.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-deputy-tipped-for-top-role/1417758.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/barry-smith-joins-uinsure-board/1417759.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/phoning-while-driving-nearly-doubles-accident-risk/1417766.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-lines-geddes-and-reizenstein-to-get-25-pay-rise/1417767.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-insurers-dealing-better-with-events-like-floods-says-abi/1417768.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/judge-denies-gallagher-speedy-trial-in-portsoken-case/1417770.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-delivering-customer-experience-innovation-with-design-thinking/1417771.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-to-sell-majority-of-broker-network-to-highbridge-for-46m/1417773.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-2015-pre-tax-profit-falls-as-underwriting-result-slips/1417774.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/staysure-reaches-out-to-travel-agents-with-partnership-scheme/1417775.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-sets-aside-198m-to-compensate-clients/1417776.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/des-oconnor-joins-broker-network-as-chief-commercial-officer/1417777.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-reports-2015-loss-as-revenue-falls-and-restructuring-costs-rise/1417778.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-to-repay-insurers-as-it-exits-upfront-commission-deals/1417779.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-a-claims-fee-revolution-could-be-coming/1417781.article</loc>
  <lastmod>2024-03-05T16:41:47.153Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/claims-excellence-awards-shortlist-announced/1417783.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-towergate-at-centre-of-highbridge-uk-manda-plot/1417785.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher/portsoken-judge-rules-on-remaining-parts-of-court-order/1417786.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-at-centre-of-highbridge-uk-manda-plot/1417793.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cpp-more-than-doubles-underlying-profit-/1417794.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/avivas-underlying-earnings-going-backwards-says-analyst/1417795.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marketform-sells-medical-malpractice-business-to-beazley/1417796.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fraudster-jailed-for-16-months-for-series-of-income-protection-scams/1417797.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/stackhouse-poland-buys-specialist-pi-broker-chris-frost/1417799.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-expect-profits-to-slip-over-next-three-months-/1417800.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-is-the-future-of-insurance-already-here-/1417804.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-pays-new-finance-boss-scott-egan-16m-golden-hello/1417805.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/businesses-pay-cyber-ransoms-rather-than-call-the-police/1417806.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/randall-and-quilter-buys-rank-run-off-company/1417807.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marketform-completes-underwriting-review/1417808.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brit-unveils-new-lloyds-box/1417809.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pet-insurers-pay-out-657m-in-claims/1417812.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-europe-reports-flat-2015-profit-in-tough-market/1417813.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-detects-one-crash-for-cash-claim-every-3-hours/1417814.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/berkshire-hathaway-backs-london-mgas-motor-fleet-foray/1417815.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-sells-uk-employers-liability-run-off-book/1417817.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/seventeen-group-expands-scottish-presence-with-latest-purchase/1417821.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jonathan-davey-and-max-carruthers-team-up-for-new-broker-portal/1417822.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-boss-mark-wilsons-2015-pay-more-than-doubled-to-57m/1417823.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/saga-to-pass-75-of-its-motor-risk-to-munich-re-subsidiary/1417826.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-criticised-for-limiting-vet-choice-in-pet-insurance-report/1417827.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/global-disasters-cost-insurers-26bn-in-2015/1417828.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-general-insurance-complaints-dropped-3-in-second-half/1417830.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-credit-hire-row-sparks-questions-over-state-of-market-/1417833.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-broker-launched-to-cater-for-lgbt-community/1417834.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-claims-reform-like-using-sledgehammer-to-crack-a-nut/1417835.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-commercial-broking-arm-to-give-branches-more-control/1417836.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ztrade-meeting-targets-as-zurich-irons-out-teething-problems/1417837.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-expects-up-to-8m-pre-tax-loss-in-2015/1417841.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-misses-solvency-ii-capital-deadline/1417842.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-group-boss-greco-confident-insurer-will-improve-profitability/1417843.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/flood-re-gets-pra-and-fca-approval/1417844.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/premium-finance-firm-bexhill-hires-commercial-director-amid-growth-plans/1417850.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-disrupting-lloyds/1417857.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rdg-completes-acquisition-of-midas-underwriting/1417862.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/embattled-reinsurers-fight-back-against-low-prices/1417864.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-completes-sale-of-colombian-operation/1417865.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-expands-cover-on-e-trade-offering/1417868.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/360globalnet-expands-market-reach-of-high-speed-claims-settlement-tool/1417869.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlts-thistle-managing-director-paul-williams-to-depart/1417870.article</loc>
  <lastmod>2024-05-20T16:37:37.433Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/flood-re-reveals-initial-list-of-signed-up-insurers/1417871.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-blames-david-ross-exit-for-misfiring-uk-performance/1417874.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-how-technology-is-taking-the-pain-out-of-claims-/1417876.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/flood-re-goes-live/1417878.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/willis-networks-names-replacement-for-insurer-relations-director/1417881.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-insurers-told-to-provide-figures-on-exposure-to-cyber-claims/1417882.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cooper-gay-completes-sale-of-north-american-business/1417883.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axas-flood-risk-homeowners-encouraged-to-switch-to-flood-re-cover-/1417884.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/your-best-defence-against-cyber-crime-your-people/1417886.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/john-blundell-to-leave-covea-insurance/1417888.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aa-insurance-profits-revenue-hit-by-greater-churn-in-motor/1417891.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-law-allows-insurers-to-reclaim-2011-riot-costs/1417892.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-saves-nearly-400000-defending-three-motor-fraud-cases/1417893.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/april-2016-issue-/1417897.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/london-broker-sentenced-for-commission-fraud/1417898.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-levy-on-insurers-and-brokers-to-decrease-in-2016/17/1417899.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-reviewing-gi-broker-professional-indemnity-cover/1417903.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/thomas-carroll-buys-commercial-broker-monmouthshire/1417905.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-launches-regional-general-insurance-events-for-smaller-firms/1417906.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/wunellis-penny-searles-launches-telematics-and-insurance-service/1417907.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/neil-utley-sells-36-million-hastings-shares-/1417908.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/advertising-watchdog-raps-ageas-retail-over-misleading-mail-ad/1417911.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-carriers-and-buyers-should-work-together-to-keep-insurance-relevant/1417916.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-doubles-excess-liability-capacity-to-50m-per-class/1417917.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-bowls-in-with-5-year-cricket-sponsorship-deal-/1417918.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/claims-finalists-tell-their-inspiring-stories-howden-deacon-bluefin-alps-pen-and-more-/1417919.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-a-guide-to-whats-hot-in-high-net-worth-/1417924.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mga-focused-on-minimising-loss-ratio-to-launch-with-30m-capacity/1417925.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/co-op-gi-crashes-to-661m-loss-and-1087-cor-in-2015/1417926.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-european-regulator-chief-joins-pwcs-insurance-advisory-team/1417928.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/nobody-is-prepared-to-say-the-unpopular-things-amanda-blanc/1417930.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/claims-finalists-tell-their-inspiring-stories-markel-willis-irm-allianz-lv-and-fm-global/1417935.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/co-op-gi-aims-to-connect-to-flood-re-by-third-quarter/1417936.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/claims-finalists-on-why-the-industry-needs-to-up-its-game/1417937.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pi-insurers-alarmed-by-cyber-crime-as-lawyers-lose-85m/1417939.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/youll-be-rich-former-lv-employee-tried-to-lure-staff-into-claims-data-theft-/1417940.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fall-in-investment-income-eats-into-covea-insurance-profit/1417941.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-unintended-consequences-of-proposed-reforms-must-be-fully-assessed/1417943.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-underwriters-need-new-tools-for-a-data-age/1417945.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esure-chiefs-pay-rises-11-as-company-hits-target/1417946.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/doctor-charged-with-insurance-fraud-after-ifed-probe/1417947.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-is-there-a-future-for-the-high-street-broker-in-the-digital-age-/1417948.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-insurance-head-named-regulators-new-chief-executive/1417949.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-pays-22m-to-settle-willis-team-lift-dispute/1417950.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-plans-to-cut-125-uk-jobs-report/1417951.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/anacap-sells-simply-business-to-ers-owner-aquiline/1417952.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/specialist-brokers-named-in-sunday-times-fast-grower-list/1417953.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-network-hires-canopiuss-tim-rolfe-for-new-role/1417954.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-how-can-brokers-thrive-with-customers-going-direct-/1417955.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsg-launches-lloyds-backed-cyber-risk-mga/1417956.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hyperions-stuart-rootham-to-depart/1417959.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-secures-800m-bank-loan/1417960.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-uk-personal-lines-md-mark-christer-to-leave/1417963.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/unrated-gable-battles-to-build-broker-trust/1417965.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/beazley-and-munich-re-to-launch-cyber-offering-with-broader-cover/1417968.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-creates-separate-real-estate-arm-amid-push-for-further-growth/1417969.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bollington-expands-further-into-motor-trade-with-scottish-hire-/1417970.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/unrated-gable-battles-to-build-broker-trust/1417972.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/home-and-legacy-refreshes-home-offering-to-cover-market-value-increases/1417973.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-the-role-and-importance-of-strategic-marketing/1417975.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-customers-to-manage-end-to-end-claims-online-in-digital-push/1417976.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qanda-chris-voller-on-how-axa-is-transforming-its-claims-service/1417977.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-supporting-brokers-in-the-face-of-growing-consolidation-/1417978.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/wunelli-launches-user-installable-telematics-device/1417979.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-customer-centricity-is-key-to-broker-survival/1417980.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-staff-followed-from-work-as-fraud-agency-warns-about-data-thieves/1417981.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/romero-opens-midlands-office-after-hiring-circles-williams/1417986.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uninsured-driver-charged-after-car-chase-with-police/1417989.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/modus-launches-home-product-on-ssp/1417990.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tracey-mcdermott-to-leave-fca-in-july/1417991.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cii-urges-industry-to-tackle-lack-of-sme-reputational-cover/1417992.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/beazley-completes-return-of-its-head-office-to-the-uk/1417995.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-will-mckenzie-friends-be-the-new-cash-cow-for-cmcs/1417999.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cyber-cover-may-be-worthless-if-employees-hack-data-/1418000.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/whitepaper-engaging-customers-through-multiple-channels-/1418003.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/whitepaper-fast-tracking-correspondence-with-customers-partners/1418004.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lobby-group-insurers-hoodwinked-government-on-whiplash-reforms/1418013.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-puts-graduate-scheme-on-hold/1418019.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-owned-insurer-overcharged-8000-motor-customers/1418020.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-puts-170-jobs-at-risk-as-it-plots-direct-home-and-motor-exit/1418022.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-how-did-allianz-get-it-so-wrong-in-direct-home-and-motor-/1418023.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-rally-behind-allianz-despite-home-and-motor-blow-/1418025.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-lawyer-lobby-group-simply-wrong-on-whiplash-reform/1418026.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lv-group-boss-rogers-steps-down-/1418027.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-home-and-motor-exit-to-punch-84m-hole-in-allianz-gwp/1418029.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/court-victory-for-insurer-in-236724-ferrari-credit-hire-dispute/1418030.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ecclesiastical-renews-charity-scheme-and-appeals-for-more-brokers/1418031.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/man-sentenced-for-submitting-false-injury-claims-to-allianz/1418032.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-turning-data-into-digital-gold/1418034.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/whiplash-footballer-given-suspended-sentence-/1418036.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-sets-up-new-standards-committee/1418037.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/connected-cars-vulnerable-to-hackers-for-a-decade-/1418038.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/law-firm-dwf-takes-over-insurance-lawyers-fox-hartley/1418039.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/motor-rates-stall-in-first-quarter-confusedcom/1418040.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-buys-four-regional-brokers/1418042.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-work-with-start-ups-not-against-them/1418043.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cooper-gays-lloyds-broking-chief-to-step-down/1418044.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-our-job-is-not-to-explain-the-past-but-to-give-you-a-guide-to-the-future/1418046.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-diversity-hits-the-bottom-line/1418048.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qanda-with-matt-poll-of-insurtech-firm-neos/1418049.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/saga-motor-unit-reports-744-cor-and-103-profit-growth/1418051.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-networks-boss-martyn-denney-departs-/1418052.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-expands-african-operations-in-joint-venture-with-chaucer/1418053.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/decline-in-reserve-releases-to-hit-motor-insurer-profits-/1418054.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markerstudy-restructures-retail-division-as-russell-bence-resigns/1418056.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/watchstone-rejects-acquisition-offer/1418057.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-strikes-off-two-brokers-for-not-paying-fees/1418060.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/amtrust-to-buy-lloyds-insurer-anv-for-154m/1418061.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/john-oroarke-gets-10m-share-of-39m-award-to-lv-gi-bosses/1418063.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/motorists-do-not-trust-driverless-cars-survey/1418064.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/adrian-colosso-to-support-mgas-uk-broker-push/1418065.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/andy-wallin-joins-cooper-gay-as-commercial-director/1418066.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-lose-legal-battle-over-sony-warehouse-riot-fire/1418067.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markerstudys-russell-bence-joins-brightside/1418068.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-relaunches-high-net-worth-unit-as-aviva-private-clients/1418070.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-with-claims-its-the-little-things-that-make-customers-happy/1418072.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qanda-amanda-blanc-on-innovation-execution-is-better-than-strategy/1418073.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pensioner-behind-munich-re-agency-bomb-hoax-jailed/1418075.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/enterprise-to-expand-in-uk-following-italy-and-ireland-exits/1418076.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tony-allen-shifts-focus-to-aandas-gibraltar-insurer-in-reshuffle/1418078.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-owned-jelf-names-new-direct-and-network-heads/1418084.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-staying-relevant-is-key-issue-for-broker-50/1418085.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-manager-to-get-45942-from-broker-for-unfair-dismissal-/1418087.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-planning-to-halve-uk-staff-redundancy-payouts/1418088.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/what-rival-insurers-can-learn-from-the-outstanding-nfu-mutual/1418094.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hiscox-poaches-uk-finance-chief-from-pru-/1418096.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cullums-mvp-takes-stake-in-broker-kingsway/1418097.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/coveas-carol-geldard-promoted-to-personal-lines-director/1418098.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pib-completes-fish-and-cooke-and-mason-deals/1418100.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-names-ex-rugby-player-as-head-of-prosport-business/1418102.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/-insurance-times-scoops-award-at-cii-public-interest-awards-2016/1418105.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/were-too-busy-to-innovate-survey/1418108.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/man-used-fake-policies-to-steal-200k-worth-of-hire-cars/1418111.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/henry-engelhardt-and-peter-wood-rise-up-rich-list/1418112.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-general-technology-driving-growth-in-schemes-market/1418113.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/randq-returns-to-full-year-profit-in-2015/1418114.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-and-disruption-2016-live-updates/1418115.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/compass-plotting-mbo-from-gallagher/1418116.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pib-opens-leeds-office-and-hires-three/1418117.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/id-2016-space-a-big-insurance-opportunity-virgin-visionary/1418118.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/idc-2016-british-gass-hive-can-cut-claims-25-and-up-renewals-15/1418119.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-2016-the-speakers/1418120.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-expects-one-off-costs-of-34m-in-2016/1418124.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-group-commercial-director-james-twining-to-depart/1418125.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fscs-announces-337m-levy-for-2016/17-/1418127.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-wins-lead-broker-account-for-singapore-airlines/1418128.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/investment-in-insurance-tech-start-ups-triples-to-26bn/1418129.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-to-sharpen-focus-on-how-insurers-manage-property-and-liability-exposure/1418131.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bexhill-launches-peer-to-peer-premium-finance-platform/1418133.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cullum-consolidator-grp-backs-lonmar-mbo/1418134.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-fee-for-fscs-levy-falls-as-insurers-pay-more/1418136.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/whitepaper-writing-the-right-business-at-the-right-price/1418137.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-2016-the-talking-points/1418138.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/60-say-whiplash-crackdown-unfair-poll-/1418140.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-phone-app-locks-phones-while-driving/1418141.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-appoints-graham-donoghue-as-non-executive-director/1418142.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/faking-injury-as-unacceptable-as-drink-driving-poll/1418143.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-nets-trio-of-fraudsters-using-fundamental-dishonesty-defence/1418144.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/volvo-to-run-self-driving-car-trial-in-london-in-2017/1418146.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/who-to-see-and-what-theyre-saying-at-biba-part-1/1418151.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/apprenticeship-levy-needs-radical-rethink-cbi-head/1418152.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/carole-nash-opens-new-dublin-office/1418153.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/charles-taylor-launches-insurance-technology-unit/1418154.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/barbican-opens-manchester-office/1418155.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-returns-axa-only-insurer-to-make-commercial-property-underwriting-profit/1418164.article</loc>
  <lastmod>2021-08-13T08:54:40.410Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-floods-trigger-10-worsening-of-insurers-property-cors/1418165.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-parents-broking-unit-posts-flat-profit-and-2-organic-growth/1418166.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-returns-commercial-property-underwriting-profit-eludes-insurers/1418171.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/crippled-passenger-sues-zenith-for-5m-in-crash-row-/1418172.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-enjoys-strong-start-to-year-with-sales-up-11/1418173.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/admiral-guns-for-china-with-price-comparison-site-entry/1418174.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/three-law-firms-beat-off-rivals-to-join-towergate-legal-panel-/1418175.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aon-broking-unit-reports-4-profit-rise-and-3-organic-growth/1418181.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-was-best-performer-in-commercial-motor-in-2015/1418182.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-reports-lower-profits-in-q1-as-investment-income-hit-/1418185.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-network-names-ian-clark-as-executive-chairman-/1418186.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/home-premiums-up-sharply-while-motor-stalls-in-q1-says-aa/1418187.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-q1-revenues-down-64-operating-profit-down-35/1418188.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/carrots-telematics-warning-initiative-improves-young-driver-behaviour/1418190.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/amanda-blanc-succeeds-john-oroarke-as-ifb-chair/1418191.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-owner-eyes-autonet-deal/1418193.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grp-makes-second-retail-broking-investment/1418194.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-owned-smeis-joint-chief-executives-leave-roles/1418195.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/compass-doesnt-really-work-inside-gallagher/1418201.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-planning-uk-life-and-savings-exit/1418203.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-line-group-gwp-up-42-in-first-quarter/1418204.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/nig-retains-crown-in-insurance-times-e-trading-survey-2016/1418205.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/value-of-electras-davies-stake-jumps-65/1418206.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/may-2016-issue-/1418207.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-emea-chief-executive-martin-hiller-to-retire/1418208.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/man-convicted-for-role-in-100k-ice-cream-van-fraud/1418210.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/whitepaper-eight-great-risk-management-practices-/1418212.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-returns-ageas-top-commercial-liability-performer/1418213.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ageas-was-top-commercial-liability-insurer-in-2015-/1418214.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/claims-excellence-awards-2016-winners-revealed/1418215.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esure-reports-155-increase-in-gwp/1418216.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-uk-and-ireland-premiums-rise-2-in-first-quarter/1418217.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/beazley-first-quarter-gwp-up-7-as-rates-fall-1/1418218.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/csc-completes-xchanging-acquisition/1418219.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/enterprise-bill-gains-royal-assent/1418220.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-welcomes-ministers-pledge-to-push-ahead-with-claims-reforms/1418221.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-unit-gets-foothold-in-uk-motor-with-gibraltar-buy/1418222.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-process-automation-is-the-new-team-player/1418223.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hester-rsa-needed-to-change-to-survive/1418225.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-achieving-relevance-in-the-digital-insurance-era/1418228.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-how-taming-technology-can-make-a-brokers-life-easier/1418230.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-returns-insurers-struggle-for-profit-in-shrinking-market-/1418232.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-the-future-is-challenging-for-uk-commercial-lines-insurers-/1418233.article</loc>
  <lastmod>2024-03-05T16:41:47.153Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markerstudy-ends-capacity-deal-with-brightside/1418235.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-commercial-lines-market-shrinks-19-in-2015/1418239.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-and-ageas-only-insurers-to-make-2015-underwriting-profits-/1418240.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hastings-17-q1-growth-shows-weakness-of-rivals-analyst-/1418241.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hester-buys-479850-worth-of-rsa-shares-after-results-announcement/1418243.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-integrated-commercial-e-trading-has-arrived/1418244.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-unrated-insurers-here-today-but-what-about-tomorrow/1418247.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-new-eu-data-protection-regulation-set-to-expand-the-cyber-insurance-market/1418249.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aro-signs-property-owners-deal-with-broker-direct/1418251.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-consolidators-are-back-will-it-be-different-this-time/1418253.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cmc-regulator-raids-two-claims-firms-and-fines-third/1418254.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/willis-gb-profit-and-revenues-fall-in-first-quarter/1418255.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cpp-hires-new-chief-executive-after-boardroom-coup/1418258.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-unveils-broker-tool-to-tackle-underinsurance-in-mid-market/1418259.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-staff-in-30m-incentive-scheme-deal/1418260.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-aon-is-losing-out-to-marsh-in-a-golden-uk-manda-opportunity-/1418261.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-network-extends-partnership-with-rsa/1418262.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ash-bathias-lloyds-insurer-hires-casualty-underwriting-head/1418263.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-claims-handler-jailed-for-55000-fraud/1418264.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/smart-home-technology-could-cut-cors/1418265.article</loc>
  <lastmod>2025-05-09T09:36:36.283Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-fines-and-bans-brokers-over-150253-client-money-blunder/1418266.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-2016-live-updates-/1418268.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/covea-and-aig-are-brokers-favourite-in-e-trade-survey/1418269.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/carole-nash-to-buy-ageas-retails-motorbike-business/1418270.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/oroarke-leaps-to-top-of-insurance-boss-pay-league/1418271.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hiscox-group-gwp-up-103-in-six-months-uk-gwp-up-58/1418272.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/barbican-hires-towergate-underwriter-roberts/1418273.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/correction-esure-and-admiral/1418274.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hood-appoints-new-residential-property-head/1418275.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markerstudy-to-launch-pet-aggregator-site/1418277.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/the-itex-view-how-brokers-can-succeed-in-the-digital-age/1418278.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-self-aware-drivers-before-self-driving-cars-/1418279.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/carol-brady-no-quick-fix-for-cmcs/1418280.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-mces-underwriting-division-struggles-with-claims-costs/1418281.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/motor-premiums-up-72-in-q1-biba/acturis/1418282.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-appoints-lorega-as-loss-recovery-insurance-provider/1418283.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-uk-profit-up-43-in-first-quarter/1418284.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pii-creates-flood-excess-product-for-brokers/1418285.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/novae-gwp-grows-98-in-first-quarter-despite-rate-pressure/1418287.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-network-now-100-independent-of-towergate-clark/1418288.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/revealed-what-brokers-think-of-insurer-e-trading/1418293.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-group-gi-profit-drops-23-in-first-quarter/1418295.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lv-broker-gains-chartered-status/1418296.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hood-group-predicts-rapid-growth-following-clydesdale-refinancing/1418297.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-uk-gi-profit-falls-51/1418298.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-to-return-to-manchester-in-2017/1418299.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/manchester-ghost-broker-jailed-for-200k-scam/1418300.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianzs-mcginn-insurers-more-wary-of-hiking-commissions/1418303.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/chaucer-grows-political-risk-team-with-former-xl-catlin-exec/1418304.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pwc-warns-of-weak-casualty-reserves-in-london-market/1418305.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-the-plot-behind-the-towergate-owners-bid-for-autonet/1418306.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/talktalk-profit-halves-after-cyber-attack/1418307.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/results-show-zurich-is-not-broken-analyst/1418308.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/video-david-ross-adrian-colosso-jaime-swindle-and-more-at-biba-2016/1418309.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aircraft-engineer-jailed-for-240k-fake-lost-baggage-claims/1418311.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/whitehorn-true-innovators-look-beyond-current-market/1418312.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lark-buys-marine-broker-euromarine/1418313.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-insurtech-trends-are-reshaping-insurance/1418314.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-gathers-cast-of-celebrities-to-promote-safer-driving/1418315.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-adds-former-commercial-boss-to-grp/bruce-court-battle/1418316.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/legal-action-against-neil-thornton-necessary-to-protect-business-bluefin/1418317.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/macquarie-downgrades-rsa-stock-over-pension-risk/1418318.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-calls-for-end-to-us-government-backed-flood-cover/1418319.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-uk-reports-899-commercial-cor-but-1012-in-personal/1418320.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/das-takes-legal-action-against-former-chief-executive-paul-asplin/1418321.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ico-fines-cmc-250000-for-making-175m-nuisance-calls/1418322.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markerstudys-zenith-cuts-irish-motor-exposure-with-agency-exit/1418325.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markerstudy-joins-ssps-keychoice-panel/1418326.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ryan-direct-group-extends-contract-with-close-brothers/1418327.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qbe-targets-latin-american-growth-with-miami-hire/1418328.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/has-allianz-killed-off-the-average-clause/1418330.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianzs-dye-agf-run-off-sale-will-free-up-resources/1418331.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/activist-icahn-raises-aig-stake-to-4/1418333.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hyperions-dual-names-hudson-as-cfo/1418334.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bicycles-top-household-theft-claims/1418335.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-comes-top-in-brokerbility-survey/1418336.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-chairman-slams-brexit-backers-irresponsible-claims/1418341.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jaime-swindle-nig-brokers-are-now-setting-the-e-trading-agenda/1418342.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-to-invest-millions-in-tech-start-up-enabler/1418343.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hastings-and-esure-to-win-market-share-by-aggressive-undercutting/1418344.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-financial-services-industry-is-perfect-target-for-cyber-attack-report/1418345.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-france-chairman-and-chief-executive-nicolas-moreau-to-depart/1418347.article</loc>
  <lastmod>2023-09-29T17:21:25.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-hires-london-markets-broking-director-from-bluefin/1418348.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/how-ex-towergate-pricing-boss-muzio-aims-to-disrupt-insurance-/1418350.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/queens-speech-bill-to-ensure-cover-for-driverless-cars/1418351.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-chief-risk-officer-mcgovern-to-leave-for-xl-catlin/1418355.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-promotes-steve-hook-to-personal-lines-md-role/1418357.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rural-rebrands-in-plot-to-be-challenger-in-agricultural-insurance-market/1418360.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ageas-uk-q1-profit-higher-driven-by-motor-/1418362.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-syndicate-probitas-1492-expands-underwriting-team/1418363.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ageas-pledges-to-support-brightside-after-markerstudy-exit/1418369.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-returns-dlg-best-performer-in-personal-motor/1418377.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/boss-greco-zurich-general-insurance-making-a-recovery/1418378.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ingenin-and-imaginatik-join-forces-to-boost-insurance-innovation/1418379.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-must-target-smes-says-boss-greco/1418380.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-will-damage-uk-insurers-and-the-london-market-bosses-say/1418384.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-insurance-needs-to-win-the-internet-of-things-war/1418388.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/carrot-and-trak-global-in-telematics-deal-with-volkswagen/1418389.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-returns-aviva-top-performer-in-accident/health/1418391.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-cyber-crime-is-smes-biggest-threat/1418393.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-uk-and-zurich-gi-bosses-join-abi-board/1418394.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-to-sell-all-tobacco-investments/1418395.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-calls-for-compulsory-cyber-attack-database/1418396.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-man-stranded-in-mexico-hospital-after-axa-refuses-claim/1418397.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-how-axa-uk-transformed-itself-and-the-challenge-it-faces/1418398.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/price-forbes-hires-team-from-marsh-in-retail-push-/1418404.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/dalgarno-to-head-towergates-new-legacy-resolution-unit/1418407.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/homeserve-uk-unit-reports-revenue-growth-but-flat-profit/1418408.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/former-windsor-md-to-head-towergate-london-unit-reports/1418409.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-launches-risk-management-service-for-mid-market/1418410.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qanda-bill-cooper-on-evolving-opportunities-and-threats-in-insurance/1418412.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/majority-of-december-storm-claims-settled/1418413.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bank-boss-warns-brokers-of-debt-dangers-amid-buying-spree-/1418414.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-clients-can-cut-rental-fleet-premiums-20-with-telematics-/1418417.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-to-take-firmer-stance-with-brokers-asking-for-higher-commission/1418419.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-returns-aviva-top-household-performer/1418420.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-makes-hire-from-dual-to-lead-regional-specialty-arm/1418422.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-pledges-30-of-executive-committee-will-always-be-women/1418423.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aa-in-talks-to-sell-irish-business/1418425.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lack-of-trust-between-consumers-and-insurers-is-fuelling-fraud-axa/1418426.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/motor-insurers-cor-hits-102-despite-premium-increase/1418427.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ghost-broking-courier-sentenced-for-defrauding-liberty-in-89000-scam-/1418429.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-fraudsters-brought-low-by-stupidity-or-arrogance-/1418430.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/simply-business-hackathon-creates-tinder-for-insurance/1418436.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-awards-past-winner-stevie-jeffrey-on-why-passion-is-vital/1418438.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-returns-personal-lines-remain-healthy-for-insurers-for-now/1418439.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/crisis-hit-gable-suffers-23-share-price-crash/1418440.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-mulls-sale-as-raising-enough-solvency-ii-funds-not-possible/1418441.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-and-insurers-warned-of-soft-market-perils-amid-gable-crisis/1418442.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-2015-loss-estimate-widens-to-between-13m-and-14m/1418443.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-profit-almost-halves-in-first-quarter/1418444.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/general-insurance-complaints-rise-4-in-2015/16-fos/1418446.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergates-ross-plays-down-effect-of-gable-woes/1418449.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ross-denies-dalgarno-move-is-linked-to-lack-of-fca-approval/1418450.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-appetite-for-cyber-could-be-cut-by-insurance-act-demands/1418455.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-unveils-plan-to-offer-solvency-ii-compliant-and-a-rated-capacity/1418457.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-quindell-unit-hubio-teams-up-with-indian-carmaker-mahindra/1418462.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/crash-for-cash-duo-caught-in-the-act/1418463.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurer-50-regulatory-oversight-weighs-heavily-/1418466.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/appeal-court-rules-no-proof-of-fraud-needed-to-dismiss-a-claim/1418467.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-victory-as-moj-agrees-tough-action-on-insurance-fraud-/1418471.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pet-owners-hit-with-232m-vet-bill-amid-37-claims-rejected-report/1418472.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/amanda-blanc-takes-over-from-evans-as-axa-domestic-boss-/1418473.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fundamentally-dishonest-kick-boxer-kod-by-judge-in-court/1418474.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-ropner-hires-six-following-grp-backed-mbo/1418476.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jobs-at-risk-as-towergate-closes-milton-keynes-retail-function/1418480.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-looking-to-be-van-mans-best-friend/1418483.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/blanc-vows-to-keep-axas-momentum-in-her-new-role/1418484.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/roads-minister-driverless-car-threat-pie-in-the-sky/1418485.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-zurich-ceo-senn-commits-suicide/1418489.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/helios-2015-profits-down-makes-375m-acquisition/1418490.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-general-hires-two-to-beef-up-broker-business-/1418491.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-underwriting-hires-coughlan-as-head-of-finance/1418492.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/unimpressed-consumers-reject-connected-home-transition/1418493.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ice-cream-van-fraudster-faces-a-year-in-jail/1418499.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/neos-chief-exec-insurance-suffers-from-being-conservative/1418501.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-awards-no-higher-accolade-than-broker-ceos-ceo-award-says-david-ross/1418502.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/whitepaper-threats-and-opportunities-of-the-connected-home/1418503.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-head-of-fraud-named-as-ifb-technical-board-chair/1418504.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-completes-sale-of-mexican-operation/1418505.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-kingsbridge-plots-expansion-after-42m-pe-firm-backing/1418506.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/londoners-pay-double-for-motorbike-insurance-compared-with-rest-of-uk/1418507.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/june-2016-issue-/1418509.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pib-buys-guernsey-based-broker/1418512.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tech-and-innovation-awards-looking-for-this-years-technology-stars/1418513.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-abandons-inappropriate-10m-sister-mga-funding-plan/1418514.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/co-op-uk-drivers-find-motor-insurance-too-confusing/1418515.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/munich-re-insurance-arm-to-axe-1800-jobs/1418517.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-entrants-put-pressure-on-cost-of-home-cover/1418518.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/co-op-insurance-finance-chief-heads-back-to-lv-to-replace-steve-castle/1418519.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/admiral-adds-airbnb-cover-to-home-policies/1418520.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-extends-loss-recovery-insurance-deal-with-lorega/1418521.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-the-win-win-approach-to-insurance-innovation/1418522.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-adopting-a-new-mindset-for-change-and-innovation/1418525.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-innovation-consider-the-third-approach-/1418526.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/swiss-re-insurance-arm-launches-uk-specific-cyber-cover/1418527.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/quindell-founder-terry-values-his-revamped-firm-at-80m/1418528.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/barclays-corporate-banking-names-new-uk-insurance-heads/1418529.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/consolidation-is-key-driver-in-appointed-representative-boom/1418531.article</loc>
  <lastmod>2024-03-05T16:41:47.153Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-suffer-317-rise-in-data-breaches/1418533.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-service-survey-have-your-say-about-insurer-partners-/1418534.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/teenage-ghost-broker-jailed-for-a-year-for-faking-allianz-policies/1418540.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlts-thistle-pi-team-exits-for-mga-euna-/1418542.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-aig-chief-hank-greenberg-faces-new-york-fraud-trial/1418544.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-poses-grave-threat-to-london-insurance-market/1418550.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ingenie-a-bright-spot-in-tough-year-for-former-quindell/1418567.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tysers-chairman-questions-client-value-of-big-broker-facilities/1418568.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-bolsters-aviation-team-with-willis-hires/1418569.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-hires-swiss-re-underwriters-to-risk-management-team/1418570.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cio/cto-tech-awards-winners-say-success-comes-from-teamwork/1418571.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grp-buys-professional-indemnity-broker-cavendish-munro/1418572.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fraud-charter-beware-losing-expertise-as-fca-takes-on-cmcs/1418573.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-hires-professional-indemnity-veteran-martin-ellis-from-willis/1418574.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/why-enter-the-tech-and-innovation-awards/1418575.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tech-and-innovation-awards-2016-entry-deadline-next-week/1418576.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-2016-open-for-entries-/1418580.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/award-matters-say-past-tech-and-innovation-awards-winners-/1418581.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-network-hires-new-recruits/1418583.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-regulation-fees-rise-but-its-not-all-bad-news/1418585.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esure-to-review-possible-demerger-of-gocomparecom/1418589.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bp-marsh-full-year-profit-almost-doubles/1418590.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/landg-reportedly-lines-up-whitehall-mandarin-as-new-chairman/1418591.article</loc>
  <lastmod>2023-09-30T12:21:16.423Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-lack-a-culture-of-innovation-research-says/1418593.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/liability-claim-notifications-four-times-higher-than-pre-recession/1418595.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-launches-model-backed-terrorism-cover/1418597.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/almost-two-thirds-of-firms-dont-have-cyber-insurance-survey/1418599.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-names-new-chairman-to-replace-paul-evans-/1418600.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/airmic-2016-cyber-is-biggest-risk-for-insurance-buyers/1418601.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/airmic-2016-insurance-lack-of-innovation-tops-list-of-concern-for-risk-managers/1418602.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/airmic-publishes-clause-to-protect-against-breach-of-fair-presentation-rule-/1418604.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-to-offer-cyber-consultation-after-new-deal-/1418605.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/airmic-2016-insurers-must-be-more-efficient-to-survive-low-rates/1418609.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/airmic-2016-insurance-ripe-for-disruption-because-of-weak-structures/1418610.article</loc>
  <lastmod>2025-05-09T09:39:12.300Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/airmic-2016-insurance-act-will-bring-period-of-chaos-and-muddle/1418611.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/adrian-flux-launches-uks-first-driverless-car-policy/1418614.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-professional-qualification-theres-something-in-it-for-everyone/1418615.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-why-the-cmc-review-is-no-silver-bullet-/1418617.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/investors-eye-stake-in-miles-smith/1418618.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-taking-broking-back-to-the-good-old-days/1418619.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-panama-papers-breach-puts-cyber-security-centre-stage/1418621.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-warns-on-transparency-of-broker-commissions/1418623.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-brokers-upfront-on-commission-will-step-up-transparency-agenda/1418627.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/accelerated-crackdown-on-cmc-cold-calling-needed/1418628.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/kelliher-names-coggan-chief-executive-reports-lower-profit/1418629.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/korean-re-qanda-impacts-of-technology-on-insurance-industry/1418630.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-syndicates-deliver-another-strong-year-sandp-/1418632.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/greg-collins-to-replace-graham-clarke-as-miller-boss-in-2017/1418634.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-personal-lines-and-endsleigh-md-departs-after-eight-months/1418635.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qanda-is-change-in-the-london-market-radical-enough/1418636.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-need-to-be-creative-with-schemes-to-stand-out-from-rivals/1418638.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-diversify-into-insurance-linked-securities-at-your-peril/1418639.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-cyber-hack-vs-cyber-leak/1418640.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/number-of-uninsured-vehicles-since-2010-falls-by-286-to-1-million/1418641.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-managing-the-merger-properly/1418644.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-biba-small-broker-chair-speak-candidly-about-commissions/1418646.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-unveils-major-company-shake-up-/1418647.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/dac-beachcroft-launches-hub-to-boost-insurance-innovation/1418656.article</loc>
  <lastmod>2025-05-09T09:36:36.283Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/igo4-names-sandy-dunn-as-board-adviser/1418660.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fsb-presses-government-to-contribute-more-in-cyber-crime-fight/1418662.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/revealed-what-brokers-really-think-about-the-fca-/1418663.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cyber-blog-smes-the-soft-underbelly-cyber-criminals-love-to-target/1418664.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-extends-telematics-deal-with-trak-global-/1418666.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/half-of-insurers-fear-20-of-business-will-be-lost-to-tech-start-ups-pwc/1418667.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/european-regulator-insurer-stress-test-is-half-cooked-allianz/1418668.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/telematics-data-helps-uncover-500000-fraud-insurethebox/1418669.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-force-lord-leach-dies/1418671.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/survey-fcas-tcf-agenda-overloading-brokers/1418672.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pass-notes-the-fca/1418673.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/copying-norways-eu-model-will-exclude-us-from-big-decisions-abi/1418678.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pwc-and-z/yen-launch-global-study-into-benefits-of-blockchain-/1418680.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gocompare-accused-of-pushing-more-expensive-phone-numbers/1418682.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/customers-should-push-industry-to-reinvent-itself-kpmg/1418685.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-homeowners-throw-37m-a-year-into-auto-renewal-black-hole/1418687.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-head-for-zurich-municipal-as-anne-torry-shifts-to-life-unit/1418693.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-approves-direct-line-groups-solvency-ii-model/1418694.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markerstudy-boss-urges-staff-to-vote-for-staying-in-eu/1418695.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/revealed-what-brokers-think-of-insurer-e-trading/1418697.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/last-day-for-tech-and-innovation-awards-entries-click-here-to-enter-now/1418698.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/govt-calls-for-evidence-on-non-compete-employee-clauses/1418702.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lancashire-names-barnes-in-lead-property-underwriting-role/1418703.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-our-data-justifies-calls-for-more-commission/1418706.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/foo-fighters-sue-integro-broker-and-insurers-over-cancelled-shows/1418709.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pib-launches-telematics-based-fleet-product/1418712.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-names-new-head-of-direct-brand-more-than/1418713.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-names-personal-lines-and-endsleigh-heads-as-broking-director-exits/1418714.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/general-insurers-to-hire-more-as-disruption-fears-grow/1418715.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/airmic-to-update-broker-remuneration-guide/1418717.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lonmar-changes-board-as-directors-exit-following-grp-deal/1418719.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/flood-re-signs-up-20-more-insurance-providers/1418720.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ey-predicts-further-underwriting-losses-for-uk-motor-insurers/1418721.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insuring-smes-live-updates/1418725.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/man-sentenced-for-using-charity-bank-account-to-defraud-swiftcover/1418730.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-must-prepare-for-big-changes-as-driverless-era-looms/1418732.article</loc>
  <lastmod>2025-05-09T09:36:36.283Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/sompo-canopius-operations-head-stephen-manning-departs/1418734.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/start-ups-on-insurers-it-is-like-you-are-in-a-pinball-machine/1418735.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rolls-royce-unveils-luxury-driverless-car/1418736.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-awards-david-newman-on-why-being-a-specialist-is-key-to-growth/1418740.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/modus-launches-landlords-insurance-on-powerplace/1418741.article</loc>
  <lastmod>2024-03-05T16:41:47.153Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lv-names-exceptionally-talented-new-boss-/1418742.article</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ash-bathias-lloyds-syndicate-hires-qbe-financial-lines-head/1418743.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cooper-gay-hires-strategy-and-change-head/1418744.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/deloitte-appoints-new-regulatory-partner-/1418745.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/inet3-unveils-non-standard-property-flood-re-solution/1418746.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-things-you-didnt-know-about-new-lv-boss-richard-rowney/1418747.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/swinton-revamps-preston-branch-as-part-of-high-street-overhaul/1418748.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/chartered-insurers-still-rated-best-by-brokers/1418752.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/admiral-appoints-mumsnet-founder-as-non-executive-director/1418753.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-lawyers-warn-about-pseudo-lawyers-in-small-claims-courts/1418754.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markel-names-desai-head-of-professional-indemnity/1418755.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axas-buberl-to-set-out-five-year-plan/1418756.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/homeserve-names-ford-chief-operating-officer-/1418757.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-urges-members-to-vote-remain-in-eu-referendum/1418759.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/international-insurance-leaders-urge-uk-to-remain-in-eu/1418762.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insuring-smes-biba-to-launch-sme-flood-solution-in-september/1418763.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/meerkats-and-ego-massaging-psychology-of-the-new-market/1418765.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/saga-makes-good-start-to-year-in-core-business-arms/1418766.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-global-unveils-new-five-year-plan/1418767.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fine-firms-for-failing-to-report-data-breaches-mps/1418768.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/travelers-enters-direct-channel-with-cover-for-small-businesses/1418769.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aon-benfield-makes-senior-hire-to-head-global-cyber-practice-group/1418770.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-network-plots-acquisitions/1418772.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-as-another-insurer-goes-direct-should-brokers-be-worried/1418774.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/man-sentenced-for-lying-about-documents-in-300000-insurance-claim/1418778.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marshs-weil-sme-broking-needs-to-change/1418779.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/digital-risks-partners-with-aviva-for-combined-commercial-cover/1418781.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-to-start-warning-brokers-about-client-underinsurance/1418782.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/swinton-closes-leek-branch/1418783.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aon-uk-appoints-long-serving-marsh-exec-to-board/1418785.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-hires-microsoft-to-help-with-it-overhaul/1418787.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/crawford-confirms-agadi-as-president-and-chief-executive/1418789.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/revealed-how-marsh-and-gallagher-are-plotting-uk-acquisitions/1418792.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/as-manda-grips-broking-aviva-fights-back-/1418794.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/liberty-insurance-to-cut-70-jobs-/1418796.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-and-gallagher-plot-uk-acquisitions/1418797.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/chubbs-european-high-net-worth-head-to-depart/1418798.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hdi-plots-scottish-expansion-with-glasgow-branch/1418799.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/south-east-and-london-hit-by-flash-floods/1418800.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/whitepaper-the-benefits-of-genuine-customer-feedback/1418802.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-firms-to-face-increased-cyber-regulations-even-with-brexit/1418805.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/channel-syndicate-appoints-new-head-of-technology-and-cyber-insurance-/1418808.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-and-brokers-warned-of-perils-as-uk-votes-to-exit-eu/1418817.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurer-jobs-at-risk-amid-voters-decision-to-leave-eu/1418819.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/solvency-2-will-remain-but-passporting-in-doubt-pwc/1418821.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cameron-quits-as-prime-minister-amid-eu-exit-shock-/1418822.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pound-share-prices-slump-on-brexit-vote-cameron-resignation/1418823.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-could-force-insurers-restructure-as-passporting-rights-go-pwc/1418824.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/customers-should-avoid-hasty-decisions-after-brexit-vote-abi/1418826.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/what-next-for-insurance-after-brexit-read-the-sr-guide/1418827.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-live-updates/1418829.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-eu-derived-rules-still-apply-despite-brexit-vote/1418831.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-try-to-allay-brexit-fears/1418832.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aa-fuel-prices-will-be-the-biggest-immediate-concern-following-decision-to-leave-the-eu/1418833.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/-volume-of-claims-from-flash-floods-manageable-insurers-/1418838.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pound-slumps-insurance-shares-track-market-lower-after-brexit-vote/1418840.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/sandp-uk-rating-faces-multi-notch-cut-over-brexit/1418843.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-reassures-market-on-solvency-amid-brexit-turmoil/1418846.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gibraltar-insurer-elite-considering-new-european-unit-post-brexit/1418847.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/moodys-will-cut-uk-rating-if-it-loses-core-of-single-market-access/1418848.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-fights-back-amid-wave-of-consolidation/1418849.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-saleswoman-faces-jail-for-31k-commission-fraud/1418850.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qbe-brexit-may-require-revised-approach-for-500m-of-premium/1418851.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/businessman-jailed-for-114000-insurance-scam-against-nfu-mutual/1418854.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qbe-outlines-the-brexit-paths-ahead-for-insurance-/1418855.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/woman-sentenced-over-income-protection-fraud-/1418861.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-stresses-it-is-resilient-as-shares-crash-22/1418862.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/das-launches-criminal-prosecution-against-former-chief-executive/1418864.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/landg-names-former-top-civil-servant-as-chairman-/1418868.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-stocks-slump-further-in-market-turmoil/1418870.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/javid-to-hold-business-summit-on-post-brexit-fallout/1418871.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cooper-gay-hires-chief-innovation-officer/1418872.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-beale-calls-for-swift-brexit-negotiations-to-end-uncertainty/1418873.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-pressure-eases-after-post-brexit-turmoil/1418874.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-bruce-and-grp-close-in-on-settlement/1418875.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-puts-50-jobs-at-risk-in-restructuring/1418877.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/steve-whites-blog-brexit-and-the-broker/1418878.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-bruce-grp-and-thornton-agree-settlement/1418879.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cooper-gay-puts-70-jobs-at-risk-as-turnaround-continues/1418880.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ecclesiastical-publishes-principles-for-handling-abuse-claims/1418882.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/covea-insurance-addresses-homeworking-with-re-launched-product/1418893.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-management-for-allianz-global-corporate-and-specialty-board/1418894.article</loc>
  <lastmod>2023-09-29T17:21:25.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-the-eu-faces-a-fight-for-its-very-existence/1418895.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-settles-with-remaining-defendants-in-poaching-case/1418896.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/how-airmics-new-chair-hopes-to-tackle-the-industrys-image-problem/1418897.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cooper-gay-hires-williss-prinn-as-head-of-global-placement/1418899.article</loc>
  <lastmod>2024-03-05T16:41:47.153Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grp-agrees-not-to-hire-bluefin-staff-until-next-year/1418900.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tech-and-innovation-awards-2016-shortlist-announced/1418901.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ecclesiastical-targets-hnw-growth-with-upgraded-policy/1418902.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-welcomes-foils-statement-to-tackle-fraud-/1418903.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aa-sells-irish-insurance-led-business-for-1566m/1418911.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-insurers-better-off-outside-eu-says-former-civil-service-head/1418912.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/underwriters-want-speedy-post-brexit-settlement-with-passporting-rights/1418913.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cii-seeks-to-recruit-ex-military-into-insurance-/1418914.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/elite-looks-to-quit-gibraltar-hq-to-preserve-eu-passporting-rights-/1418916.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lv-promotes-two-managing-directors-to-its-executive-team/1418919.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esure-says-no-takeover-bids-received-after-share-price-spikes/1418920.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/williss-gaffney-says-risk-is-the-future-of-insurance/1418921.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-pushes-for-passporting-as-brexit-threatens-800m-gwp/1418922.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-means-bad-news-for-innovation-says-atidot/1418923.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markerstudy-buys-telematics-broker-drivology/1418925.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/investors-warned-of-risks-amid-esure-takeover-talk/1418926.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-crisis-deepens-amid-stock-market-suspension-request/1418927.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/self-driving-car-claims-first-road-death-/1418928.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-appoints-zurichs-martin-as-commercial-director-/1418929.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-uk-gi-boss-vibhu-sharma-to-leave/1418930.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/compass-completes-mbo-from-gallagher/1418931.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/runner-ordered-to-pay-aviva-9213-after-fundamentally-dishonest-whiplash-claim/1418933.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/true-independence-after-mbo-will-drive-growth-compass-md-lincoln/1418934.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/henderson-buys-sunderland-broker/1418935.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/labours-mcdonnell-says-passporting-rights-vital-/1418936.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axas-blanc-and-rsas-lewis-join-abi-board-as-evans-and-hester-exit/1418937.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/osborne-aims-to-cut-corporation-tax-below-15/1418938.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/east-london-worst-for-uninsured-vehicles/1418939.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ascent-names-cleary-as-coo/1418940.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ifed-warns-scottish-residents-of-ghost-brokers-/1418942.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-as-another-ceo-departs-what-zurich-needs-right-now-is-consistency-/1418944.article</loc>
  <lastmod>2022-09-21T09:16:48.530Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-is-playing-catch-up-to-other-industries-lmg-chief-exec/1418947.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/reinsurance-discounts-for-uk-insurers-as-global-rates-fall-/1418950.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-completes-sale-of-majority-stake-in-broker-network-/1418955.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/solicitors-premiums-cut-by-90-after-switching-to-bar-regulation/1418959.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-unlikely-to-dilute-solvency-ii-rules/1418960.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-lloyds-says-no-need-for-extra-capital-after-pound-slump/1418961.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-loses-co-op-commercial-vehicle-deal-to-miles-smith/1418963.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-to-sell-and-lease-back-bristol-hq-in-77m-deal/1418965.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-to-launch-online-van-product-on-aggregators/1418966.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-to-attend-sajid-javids-brexit-roundtable-tomorrow/1418967.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qanda-wunelli-looks-to-the-future-of-telematics-/1418968.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/maltas-building-block-hopeful-of-keeping-uk-trade-links-post-brexit/1418970.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mark-wilson-confident-of-aviva-growth-despite-brexit/1418971.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pound-falls-to-new-low-amid-insurer-property-fund-suspensions-/1418972.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-names-new-chief-risk-officer/1418973.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-buys-majority-stake-in-swedish-broker/1418974.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-appoints-new-claims-customer-service-director/1418975.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-appoints-new-global-placement-vice-chair/1418977.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-extends-funding-to-initiative-that-tackles-fraud-/1418978.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cega-expands-fraud-investigations-team/1418982.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/post-brexit-uk-needs-to-match-eu-cyber-protection-rules/1418983.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-woman-may-die-in-us-after-insurer-refuses-payout/1418984.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hastings-direct-line-tipped-as-best-motor-performers-post-brexit/1418985.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/beach-point-raises-stake-in-ex-quindell-watchstone/1418986.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-joins-sharing-economy-standards-scheme/1418989.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ifed-arrests-birmingham-pair-in-crash-for-cash-investigation/1418990.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mgas-need-to-communicate-better-to-ensure-growth-mgaa-chair-/1418992.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/homeserve-deal-to-hit-aviva-uk-gi-cor-in-first-half/1418993.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-unveils-uk-gi-profit-growth-targets-for-2020/1418994.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/thieving-aviva-manager-plundered-company-money-/1418995.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-risks-thousands-of-london-insurance-jobs-/1418996.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurer-urges-governments-to-improve-weather-data/1418997.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/inside-the-cyber-risk-model-debate/1418998.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-buys-former-network-member-osbornes/1418999.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/travel-insurer-offering-all-possible-help-to-disneyworld-cancer-patient/1419003.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/six-appear-in-court-on-das-fraud-charges/1419004.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-scoops-two-awards-for-website-and-manifesto/1419005.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/premiums-rise-192-amid-soaring-car-repair-costs-/1419008.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/driverless-cars-will-need-cover-against-cyber-attacks-axa/1419009.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/arron-banks-not-ruling-out-leadership-bid-for-ukip/1419010.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/munich-re-outgoing-boss-eyes-return-after-cooling-off-period/1419011.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/comparethemarket-owner-listing-could-value-firm-at-2bn-reports/1419012.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/london-market-electronic-placing-platform-goes-live/1419013.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-tackles-sme-underinsurance-in-campaign-to-improve-customer-trust/1419014.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/whats-going-on-in-the-world-of-insurance/1419015.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-around-the-globe/1419017.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-rolls-out-second-work-experience-scheme-to-attract-inner-city-youths-/1419018.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/whats-happening-in-the-world-of-insurance-/1419019.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/inside-the-world-of-insurance/1419020.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/the-world-of-insurance/1419021.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/government-launches-automated-car-insurance-consultation/1419022.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-leading-charge-on-women-in-finance-charter/1419023.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hemming-aviva-revamped-sme-products-to-clear-up-confusion/1419025.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-why-broker-start-ups-can-cash-in-on-the-digital-customer-goldmine-/1419026.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-replaces-lost-markerstudy-capacity-with-two-deals/1419027.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/howden-uk-chief-operating-officer-departs/1419028.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hyperions-dual-looks-to-xl-catlin-for-new-uk-chief-executive/1419030.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-could-mean-end-for-gender-pricing-ban-report/1419031.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-and-chaucer-do-first-deal-on-new-london-market-platform/1419032.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/holidaymakers-dont-understand-travel-insurance-study/1419034.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-paid-ex-chief-wheatley-more-than-acting-head-last-year/1419037.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-service-survey-your-forum-to-drive-change-in-ukgi/1419038.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hastings-appoints-two-new-non-executive-directors-/1419039.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/building-block-right-to-health-in-car-hire-excess-partnership-/1419040.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/trip-claim-questioned-in-court-after-facebook-comment/1419041.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-law-firm-offers-home-working-for-staff/1419042.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lawyers-team-up-to-fight-whiplash-crackdown-plans/1419043.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tesla-cars-in-a-third-autopilot-crash-/1419044.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-fines-towergate-26m-for-failing-to-protect-client-money/1419045.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-regrets-historical-client-money-rule-breach/1419046.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-what-towergates-fine-means-for-brokers-and-insurers-/1419047.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/appointment-of-may-a-positive-day-in-british-public-life-abi/1419056.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cancer-patient-stuck-in-us-makes-safe-return-to-uk/1419057.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/barbican-protect-appoints-property-and-package-underwriter/1419058.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pib-boosts-professional-indemnity-team-with-four-hires/1419060.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-uk-puts-80-more-jobs-at-risk-following-review/1419064.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-boss-vows-to-come-out-fighting-amid-243m-loss-/1419065.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-owner-latest-to-warn-about-damage-of-brexit/1419066.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/endurance-reveals-loss-estimates-from-string-of-natural-disasters/1419067.article</loc>
  <lastmod>2021-08-10T13:43:47.353Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tech-and-innovation-awards-finalists-on-challenges-and-successes-they-have-faced-/1419069.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-stops-writing-new-business-as-capital-falls-below-requirements/1419070.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ifb-celebrates-10th-anniversary/1419071.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tech-and-innovation-awards-finalists-tell-their-inspiring-stories/1419072.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-three-reasons-why-brexit-means-higher-motor-premiums-/1419073.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/amtrust-buys-legal-expenses-mga-arc-legal/1419074.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gables-dewsall-paid-440k-bonus-despite-243m-loss/1419075.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-network-teams-up-with-mga-for-niche-motor-and-home-products/1419076.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/randq-buys-run-off-reinsurer-for-14m/1419078.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-shares-rise-as-trading-resumes-on-stock-exchange/1419079.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/consumers-bombarded-with-600-million-cmc-nuisance-calls-in-2015-/1419080.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-provider-launches-last-minute-travel-cover-service-at-uk-airports-/1419083.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/barbican-hires-divisional-head-of-energy-power-and-utilities/1419084.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tokio-marine-kiln-launches-online-platform-for-specialist-business-lines/1419085.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hood-appoints-finance-director/1419087.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-cost-cutting-hits-motor-claims-satisfaction-scores/1419088.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-hastings-tops-league-of-fastest-growing-motor-insurers/1419089.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/charles-taylor-licenses-insurance-platform-to-boost-client-service/1419090.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-creates-new-role-as-part-of-claims-transformation-programme/1419092.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-the-death-of-the-brand-in-motor-insurance/1419093.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/accountant-faces-jail-after-stealing-24000-from-biba/1419094.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cyber-blog-sorry-for-the-interruption/1419096.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/july/august-2016-issue/1419099.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-driverless-cars-a-road-to-nowhere/1419101.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-innovation-in-the-board-room/1419102.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-five-ways-to-solve-the-data-skills-gap/1419103.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-unprepared-for-driverless-vehicles-kpmg/1419104.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fcas-bailey-brexit-will-not-trigger-regulatory-bonfire/1419105.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-to-publish-proposed-new-mission-statement-in-autumn/1419106.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/supreme-court-insurers-cannot-avoid-claims-over-collateral-lies/1419109.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-hires-carlisle-and-newcastle-branch-manager-from-aon/1419110.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/supreme-court-ruling-is-setback-in-fight-against-fraudulent-claims-abi/1419111.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/use-of-big-data-risks-making-some-people-uninsurable-cii/1419112.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pen-underwriting-creates-cyber-lead-role-as-it-plots-to-expand-offering/1419113.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lockton-moves-to-bigger-scottish-office-to-boost-staff-numbers/1419114.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-makes-four-promotions-to-strengthen-technical-division/1419115.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/former-oval-boss-backs-new-broking-group-with-national-ambitions/1419117.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-insurers-brace-for-brexit-upheaval/1419118.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/blog-why-insurers-can-capitalise-on-cma-bank-crackdown-/1419119.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/eu-passporting-a-brexit-guide/1419121.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-economic-turmoil-could-deter-insurance-buying/1419122.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-zurich-rsa-why-we-should-watch-these-insurers-at-h1-results/1419123.article</loc>
  <lastmod>2025-05-09T15:07:08.833Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-licence-to-stand-still-why-the-fca-is-taking-so-long-to-approve-broking-bosses-/1419124.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/-aviva-shrinks-brokered-private-motor-amid-22-rate-hike/1419125.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/too-rude-to-insure-hastings-computer-says-no-to-offensive-pub-name/1419126.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/beazley-posts-150m-profits-and-reveals-fierce-pricing-competition-/1419127.article</loc>
  <lastmod>2025-05-09T15:07:08.833Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-probing-fcas-project-innovate-/1419128.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-issues-two-s166-reviews-against-brokers-over-ar-mis-selling/1419129.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-slams-brokers-over-lax-ar-controls/1419130.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-urged-to-get-even-tougher-on-brokers-over-unruly-ar-controls-/1419131.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-high-admin-fees-hidden-profits-no-transparency-why-brokers-playing-the-short-game-wont-win-/1419135.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-value-for-insurers-will-boost-broker-commissions/1419137.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/if-fca-ar-probe-drives-up-quality-it-is-a-good-thing-ten-network-boss-/1419138.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-a-fresh-approach-to-risk/1419139.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-innovation-vital-to-find-and-keep-top-talent/1419140.article</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-technology-make-the-change-bite-the-bullet/1419143.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-data-use-fosters-better-understanding-of-customer-needs-/1419144.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurichs-tim-holliday-joins-trak-global-board/1419145.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-growth-comes-from-being-bold/1419146.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-culture-is-key-to-retaining-talent/1419147.article</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/firms-that-use-ars-must-recognise-responsibility-biba/1419149.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-makes-hire-from-rkh-to-accelerate-london-market-growth/1419150.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-the-ar-probe-shows-theres-no-easy-money-in-insurance/1419151.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gibraltar-insurer-enterprise-goes-bust/1419152.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hiscox-uk-and-europe-profits-up-424-appetite-for-larger-risks-grows/1419155.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ar-scandal-millions-of-customers-could-get-insurance-compensation-/1419156.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-mga-to-refund-motorists-as-14000-hit-by-enterprise-demise/1419157.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ar-scandal-fca-document-reveals-full-catalogue-of-horrors/1419158.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/irish-insurance-firms-to-fund-35-of-3rd-party-motor-claims-if-insurer-fails/1419159.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-ar-scandal-a-dark-day-that-will-change-uk-insurance-forever-/1419160.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-hiscox-mulls-setting-up-eu-based-insurance-company/1419161.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/four-cash-for-crash-fraudsters-jailed-in-scam-against-allianz/1419162.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fscs-in-talks-with-enterprises-regulator-over-customer-impact/1419164.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-defends-quoting-teenager-11500-for-telematics-policy/1419166.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ers-swoops-to-rescue-enterprise-insurances-fleet-customers-/1419167.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-reports-46-profit-drop-and-1-organic-growth-for-first-half/1419169.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-reveals-deeper-than-expected-job-cuts-at-uk-eb-unit/1419170.article</loc>
  <lastmod>2025-05-09T15:07:08.833Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mps-renew-call-for-fca-split/1419171.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-instech-2016-when-the-rubber-hit-the-road/1419172.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/elite-to-set-up-luxembourg-unit-to-combat-brexit/1419173.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mga-euna-opens-motor-trade-office/1419174.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cyber-startup-launches-ransomware-protection-guarantee/1419175.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bp-marsh-hires-bank-to-advise-on-sale-of-besso-stake/1419176.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/charles-taylor-buys-travel-claims-firm-cega-for-298m/1419177.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-examples-of-skyhigh-motor-premiums-and-underwriting-reasons-behind-the-pricing-/1419180.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/enterprises-liabilities-could-exceed-assets-by-up-to-18m-reports/1419181.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-2016-past-winner-derek-coles-on-why-winning-counts/1419182.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/parent-of-stricken-insurer-enterprise-unveils-mga-plans/1419183.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/telematics-data-defends-policyholder-in-court/1419187.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lancashire-profit-drops-36-as-earned-premiums-fall/1419189.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/dishonest-drivers-pay-higher-premiums-consumer-intelligence/1419190.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/court-exposes-father-and-sons-attempt-to-defraud-axa/1419191.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-fish-looks-to-uk-general-to-replace-enterprise-capacity/1419192.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/court-finds-insurers-can-recoup-payments-on-exaggerated-claims/1419194.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/enterprise-parents-bond-ratings-suspended/1419197.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/article-to-test-images/1419199.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-2016-beales-on-why-uk-general-stands-out-/1419200.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-2016-rsas-beth-mcneil-on-starting-out-in-insurance/1419201.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-2016-only-one-month-left-to-get-your-entries-in/1419202.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/storms-drive-up-lloyds-bank-general-insurance-cor-by-16-points-/1419203.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-probing-former-quindell-adviser-cenkos/1419204.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-uk-launches-brexit-insurance/1419205.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/wunelli-selects-vodafone-for-telematics-devices/1419207.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tighter-regulation-cuts-cmc-personal-injury-sector-revenue-by-31-/1419218.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-fined-by-irish-central-bank/1419219.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fscs-enterprise-now-in-default/1419220.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/enterprise-liquidator-advises-policyholders-to-arrange-new-cover/1419221.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-parents-broking-profit-rises-7-in-first-half/1419222.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-boss-sees-good-market-for-growth-as-profits-rise-5/1419225.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/swiss-re-slumps-to-underwriting-loss-as-cat-claims-bite/1419226.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/what-every-insurer-and-broker-should-know-sir-alexs-people-skills-secrets-that-reduce-risk/1419227.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-renews-call-for-telematics-ipt-break-as-rates-jump/1419228.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-telematics-key-to-lower-premiums/1419232.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-replaces-failed-enterprise-on-bollington-underwriting-products/1419233.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-consumers-blind-to-insurance-brands-/1419234.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brit-profit-almost-triples-as-investment-revamp-pays-off-/1419235.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/losing-passporting-will-be-administrative-nightmare-says-biba/1419236.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aon-broking-profit-rises-16-in-first-half/1419237.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-buys-surrey-based-broker-orb/1419241.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-remuneration-committee-chair-resigns/1419242.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-expected-to-report-slump-in-profit-/1419243.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/owners-of-post/age-plot-100m-sale-reports/1419244.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-insuring-the-future-can-we-put-a-price-on-smart-technology/1419245.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/commercial-express-defends-pub-fire-payout/1419246.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cmas-motor-no-claims-bonus-rules-come-into-force/1419247.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/john-oroarke-makes-his-first-hire-at-horwich-farrelly/1419248.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/industry-must-look-past-the-hype-of-blockchain/1419249.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/surprise-brexit-gains-help-boost-ers-first-half-profit/1419251.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-line-keeps-cor-below-90-despite-flood-re-hit/1419252.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ers-focusing-on-smaller-brokers-to-improve-underwriting/1419253.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-line-extends-rbs-home-deal-but-travel-faces-review/1419254.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-ppi-complaints-deadline-should-be-june-2019/1419256.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-teams-up-with-smart-tech-company/1419257.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-the-future-of-insurance-might-just-come-from---within-the-industry-/1419258.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-not-worried-about-brexit-impact/1419262.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-first-half-profit-down-59-but-second-quarter-improves/1419263.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/novaes-profit-grows-31-in-first-half/1419264.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/back-me-up-insurance-product-aims-to-court-millennials/1419265.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-uk-and-ireland-profit-rises-8-despite-strong-headwinds/1419266.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axas-blanc-warns-of-brokered-personal-lines-pressure/1419267.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tokio-marine-hcc-extends-multi-risk-policy-for-smes/1419268.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esure-to-cover-cancellations-to-zika-hit-areas/1419272.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/blanc-axa-is-investing-to-tackle-brokered-motor-profitability/1419275.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-line-committed-to-partnerships-despite-deal-losses/1419276.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/moneysupermarket-chief-executive-to-step-down/1419279.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-uk-first-half-profits-flat/1419280.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-uk-gi-profit-drops-108-in-first-half/1419282.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hester-brexit-is-a-net-positive-for-rsa/1419283.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/chubbs-kendrick-on-how-the-merger-is-working/1419284.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-is-well-positioned-to-adapt-to-post-brexit-world-baldwin-says/1419285.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-cyber-security-lessons-from-recent-hacking-scandals-/1419288.article</loc>
  <lastmod>2025-05-09T09:36:36.283Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/awards-good-for-business-say-past-insurance-times-awards-winners/1419289.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-new-law-to-reveal-insurances-gender-pay-gap-/1419290.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bank-cuts-uk-interest-rate-to-025-to-counter-brexit-effects/1419291.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tulloch-flood-re-saving-aviva-clients-500-on-average/1419292.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-panama-papers-and-the-rise-of-the-digital-whistleblower/1419293.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-society-critical-infrastructure-vulnerable-to-cyber-attacks/1419294.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-how-data-is-transforming-insurance-buying/1419295.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-to-launch-digital-front-end-for-motor-as-it-tackles-1097-cor/1419296.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/southern-rock-extends-open-gi-partnership/1419297.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-london-market-hires-motor-specialists/1419298.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/avivas-holmes-pledges-to-support-brokers-amid-direct-growth/1419299.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/locktons-mapledown-mga-hires-chief-executive/1419300.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esure-suffers-home-underwriting-loss-amid-june-weather-hit/1419301.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-uk-bounces-back-as-q2-profits-rise-33/1419302.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esure-warned-aviva-digital-product-release-will-make-life-tougher/1419305.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-das/asplin-case-hearing-set-for-19-december/1419307.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gocompare-still-has-huge-headroom-for-growth-esure-boss-vann/1419308.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-uk-first-half-profit-rises-37/1419309.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-uk-still-shooting-for-3bn-gwp-despite-direct-setback/1419310.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rdg-unit-strikes-sme-distribution-deal-with-aston-scott/1419311.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-q2-motor-rates-up-10-year-on-year/1419319.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ftse-100-chief-executives-enjoy-10-pay-rise-study/1419322.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/randq-mga-benefits-from-lloyds-push-to-write-more-uk-sme/1419323.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ripe-for-disruption-is-excess-waiver-cover-one-of-the-most-over-priced-products-in-insurance/1419324.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grp-buys-commercial-and-personal-broker-bb-insure/1419328.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-how-technology-is-reshaping-risk-managers-roles/1419332.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/two-fundamentally-dishonest-claims-against-axa-thrown-out/1419333.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-top-tips-for-managing-corporate-culture/1419334.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/enterprise-parent-to-meet-agency-over-suspended-ratings-next-week/1419335.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/landg-first-half-gi-profit-falls/1419338.article</loc>
  <lastmod>2025-05-09T15:07:08.833Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/inzura-launches-new-mobile-platform/1419340.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/applied-systems-buys-relay-software-/1419341.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/munich-re-second-quarter-profits-fall-/1419342.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-retains-lupc-account/1419343.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/political-risk-insurance-demand-to-rise-kpmg-report-says/1419344.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-fines-quindell-adviser-cenkos-530500/1419345.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-drives-willis-towers-watson-retail-broking-organic-growth/1419348.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/chubb-grows-cyber-insurance-underwriting-team/1419349.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/sterlings-john-blundell-resurfaces-at-ecclesiastical/1419350.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ageas-uk-profit-and-cor-hit-by-weather-claims/1419351.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/das-shake-up-in-uk-continues-with-md-hire/1419352.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-aig-bosss-uk-insurer-edges-closer-to-launch/1419353.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/how-jlt-took-on-marsh-and-aon-in-australia/1419354.article</loc>
  <lastmod>2022-09-21T09:16:48.530Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/us-cyber-command-plan-prompts-call-for-review-of-uk-system-/1419355.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-sets-deadline-for-new-renewal-transparency-rules/1419356.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rkhs-stuart-rootham-lands-new-role/1419359.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/landg-gi-unit-in-big-push-for-bank-partnerships/1419360.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tech-and-innovation-awards-vote-for-tech-champion-of-the-year/1419366.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-disappointed-with-fca-renewal-transparency-rules-/1419367.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hastings-continues-good-run-with-profit-and-gwp-growth/1419368.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/turnaround-costs-eat-into-zurich-first-half-profit/1419369.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-the-future-of-autonomous-driving/1419370.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hastings-uk/gibraltar-link-will-survive-brexit/1419371.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qanda-all-people-can-be-innovative-says-tmks-tom-hoad/1419372.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-uk-gi-profit-more-than-doubles/1419373.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/inperio-and-ark-launch-terror-cover-for-brokers-outside-london/1419374.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-insurance-act-could-be-boon-for-brokers/1419376.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-roles-for-carslaw-and-blanc-in-aston-scott-reshuffle/1419378.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-act-hiscoxs-claims-pledge-to-clients-and-brokers/1419379.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-act-industry-braces-for-massive-change/1419380.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-act-will-bring-pain-and-gain-for-brokers-while-dust-settles/1419381.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/airmic-brokers-and-insurers-ready-for-insurance-act/1419382.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hastings-need-to-strengthen-large-loss-reserves-is-disturbing-/1419383.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/how-did-your-team-fare-jlt-reveals-soccer-injury-league-table-/1419384.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-act-architect-how-new-law-will-change-the-industry/1419386.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-extends-motor-claims-deal/1419389.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-on-track-to-deliver-gi-targets-/1419390.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ers-underscores-specialist-focus-with-new-product-launch/1419391.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-uk-takes-further-steps-to-improve-sme-e-trading/1419394.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bermuda-insurer-makes-big-investment-in-uk-insurtech-start-up/1419395.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-focus-on-technical-innovation-has-gone-too-far/1419396.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/the-homeserve-labs-story-from-fca-fine-to-award-winning-iot/1419397.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lv-furthers-digital-push-with-hire-from-rival/1419398.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hyperion-announces-significant-new-shareholder/1419399.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-man-dies-in-bulgaria-as-insurer-refuses-payout/1419400.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/police-launch-scheme-to-fight-out-of-control-cyber-crime/1419401.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hastings-reserve-hike-prudent-rather-than-problematic/1419404.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/arch-president-outlines-broker-strategy/1419416.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-in-u-turn-over-client-money-rules/1419419.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/admiral-uk-car-profit-grows-despite-reserve-hit/1419421.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/admiral-solvency-ratio-drop-and-brexit-warning-worrying/1419422.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qbe-europe-profits-fall-sharply/1419423.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qbes-richard-pryce-makes-brexit-passporting-plea/1419426.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qbe-europe-exits-one-of-its-biggest-accounts/1419428.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/admiral-hopes-brexit-will-bring-changes-to-gender-pricing/1419429.article</loc>
  <lastmod>2025-05-09T15:07:08.833Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fords-driverless-car-to-hit-the-road/1419430.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/the-insurance-times-top-50-brokers-2016/1419431.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-hqs-sale-and-lease-back-deal-falls-through/1419432.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-suffers-drop-in-ebitda-as-turnaround-continues/1419433.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-charting-the-changes-in-the-top-50-brokers/1419438.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/police-helicopter-catches-insurance-fraudster/1419439.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uber-volvo-to-pilot-autonomous-taxis/1419440.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-interactive-charts/1419441.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-in-boat-tie-up-with-nandg/1419442.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-data-chart-1/1419443.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-data-chart-2/1419444.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-data-chart-3/1419446.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-data-chart-4/1419447.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-data-chart-5/1419448.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-jlt-tightens-its-grip/1419454.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/charles-taylor-syndicate-expands-range-of-cover-and-grows-team/1419455.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ghost-broker-faces-prison-after-ifed-probe/1419457.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-launches/1419458.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-digital-edition/1419459.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/finlands-driverless-buses-would-fall-at-first-hurdle-in-uk/1419460.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-1-jlt/1419461.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-2-marsh/1419462.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-3-aon/1419463.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-4-arthur-j-gallagher/1419464.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-5-willis/1419465.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-6-bgl-group/1419467.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-7-hyperion/1419468.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-8-towergate/1419469.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-9-swinton-group/1419470.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-10-hastings-insurance-services/1419471.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-11-20/1419472.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-21-30/1419473.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-31-40/1419474.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-41-50/1419475.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/former-willis-director-jailed-for-defrauding-broker/1419476.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/travelers-mourns-loss-of-former-boss-jay-fishman/1419477.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-imas-picks-its-star-performer/1419480.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-whos-joined-the-ranks/1419481.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/nine-out-of-10-smes-without-cyber-insurance-/1419483.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-with-one-week-left-to-enter-judges-reveal-what-makes-a-winning-entry-/1419484.article</loc>
  <lastmod>2021-07-21T15:57:30.850Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/amlin-launches-e-trade-product-as-it-plots-regional-sme-expansion/1419485.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/driverless-cars-will-bring-significant-disruption-to-insurance/1419488.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ppos-are-iceberg-for-uk-motor-insurers-/1419489.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ecclesiastical-creates-new-role-as-broker-business-develops/1419490.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-partners-with-silicon-valley-start-up-accelerator/1419491.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ifb-updates-detection-tool-as-scope-expands/1419493.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-criticised-over-rate-hikes-for-non-fault-claims/1419494.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-plots-more-mid-market-wins-with-training-scheme/1419495.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-you-only-win-if-youre-on-top-of-your-game/1419498.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-stunning-riverside-venue-unveiled/1419499.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/weather-claims-drive-down-ecclesiatical-uks-h1-profits/1419500.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/solicitors-still-seeking-pi-cover-after-enterprise-collapse/1419501.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-brokers-2016-at-a-glance/1419502.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-group-job-cull-to-hit-350-uk-based-executives/1419503.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-need-to-cover-against-terror-attacks-study/1419504.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/van-insurance-costs-continue-to-grow/1419505.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-hires-to-boost-affinity-business/1419506.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-in-talks-to-sell-ascot-stake-reports/1419508.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aon-hires-aviva-executive-to-head-regional-office/1419510.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/accountant-jailed-for-stealing-from-biba/1419511.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/slater-and-gordon-to-post-billion-dollar-trading-loss/1419512.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/one-off-gains-return-towergate-to-profit-in-h1/1419513.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-consultation-delays-towergate-customer-compensation-payments/1419514.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fraudster-jailed-for-bogus-passenger-personal-injury-claim/1419515.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-insurance-beyond-the-connected-car/1419517.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gibraltar-insurer-to-stop-writing-motor-in-ireland-through-mgas/1419519.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/in-photos-insurance-times-awards-over-the-years/1419521.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-modernisation-scheme-not-addressing-right-issues-/1419525.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/study-finds-customers-only-read-15-of-policies/1419526.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-lessons-from-storm-desmond/1419527.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-2016-how-a-small-green-car-won-lv-the-double-last-year/1419528.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ecclesiastical-targets-hnw-market/1419529.article</loc>
  <lastmod>2025-05-09T10:12:26.793Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-reveals-new-insurer-agreements/1419531.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gibraltar-based-elites-profit-more-than-doubles/1419532.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tough-market-no-excuse-for-poor-performance/1419534.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/charles-taylor-profit-rises-in-first-half/1419535.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/direct-insurance-london-market-expands-uk-footprint/1419536.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/appeal-court-rules-price-trumps-distance-for-credit-hire-rates/1419537.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-hit-by-major-ssp-outage/1419542.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-chief-hails-2015-results-despite-ebitda-drop/1419543.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/competition-slows-down-home-insurance-price-rise-research/1419544.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hiscox-completes-sale-of-directasias-hong-kong-arm/1419545.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ssp-outage-continues-as-brokers-rage-on-twitter-/1419546.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-network-member-makes-acquisition/1419551.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-2015-personal-lines-insurer-of-the-year-covea-on-what-it-took-to-win/1419552.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cii-forms-committee-for-womens-risk/1419553.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurtech-startup-launches-connected-home-insurance-service/1419554.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-will-gender-diversity-really-make-a-difference-to-your-bottom-line/1419557.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ssp-to-pass-details-of-brokers-hit-by-outage-to-fca-and-mib/1419560.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-helping-brokers-hit-by-ssp-outage/1419562.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/motorists-could-be-without-cover-due-to-ssp-outage-mib/1419563.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ssp-apologises-to-brokers-for-it-crash-and-gives-latest-update-/1419564.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-hits-adviser-with-hefty-fine-for-lying-about-cii-exams/1419565.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/qatar-pounces-on-troubled-irish-car-market-with-major-entry/1419566.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ssp-unlikely-to-restore-system-today-after-new-setback/1419567.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/davies-buys-motor-claims-specialist/1419569.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/buyers-circle-primary-group-broker-lorica/1419570.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cma-names-and-shames-co-op-insurance/1419571.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/co-op-insurance-responds-to-cma/1419572.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-seeking-guarantees-from-ssp-over-outage/1419573.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-face-whiplash-backlash/1419574.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-unveils-more-details-about-sme-flood-product/1419575.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ssp-provides-update-on-system-outage/1419576.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/randq-unveils-first-half-results-brexit-outlook/1419577.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/das-hires-senior-rsa-director/1419584.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-firm-swoops-for-quality-kent-broker-/1419585.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/some-brokers-online-in-latest-ssp-update/1419586.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-premiums-can-go-down-but-dash-cams-arent-the-answer/1419587.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/randq-sees-opportunities-in-brexit/1419588.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gibraltar-tax-loophole-to-close-next-month/1419589.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/general-insurance-complaints-rise-in-first-half/1419590.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/one-commercial-picks-new-claims-partner/1419594.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-chairman-gives-stark-brexit-warning/1419595.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grp-owned-mga-hires-from-big-name-insurers/1419596.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interview-how-open-gis-guillaume-made-it-to-the-top/1419600.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/september-2016-issue/1419601.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-news-from-around-the-world/1419606.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/the-world-of-insurance-/1419607.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fos-complaints-data-reveals-firms-with-highest-upheld-rates/1419614.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-given-update-on-number-of-firms-live-on-ssp/1419616.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/enterprise-parent-provides-update-on-mga-ratings-reinstatement/1419617.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/japanese-insurer-appetite-for-london-not-dulled-by-brexit/1419618.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/research-reveals-country-with-fastest-growing-insurtech-investment/1419619.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-drives-up-cost-of-telematics-parts/1419620.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-embarrassing-problems/1419622.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-fca-review-may-be-too-harsh-on-ars/1419623.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-autonomy-on-four-wheels/1419624.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-choosing-your-approach-towards-risk-retention/1419625.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mgaa-chair-steps-down-after-six-months/1419626.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-the-cyber-conundrum/1419627.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/advisers-face-sanctions-over-legacy-ers-reserve-blunders/1419628.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/randq-buys-aegon-run-off-business-/1419629.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/nig-unveils-tool-to-combat-underinsurance/1419630.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/flood-fraudster-forced-to-repay-dlg-56000-or-face-jail-time/1419631.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-expands-agriculture-team/1419632.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/co-op-teams-up-with-lloyds-broker-on-sme-cover/1419633.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/public-rallies-behind-avivas-call-for-whiplash-cash-payments-ban-/1419644.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/man-sentenced-for-trying-to-defraud-motor-insurer/1419645.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/troubled-irish-motor-market-faces-whiplash-cash-payment-ban-/1419648.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/willis-pays-120m-to-settle-ponzi-scheme-case-of-texas-fraudster-/1419649.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cooper-gay-unveils-new-name/1419650.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-buys-personal-alarm-business/1419652.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cyber-blog-safe-harbour-is-dead-long-live-privacy-shield/1419656.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsas-jon-hancock-to-join-lloyds/1419657.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-to-hold-crisis-meeting-with-ssp-and-affected-brokers/1419659.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-chair-resigns/1419660.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-lament-departure-of-class-act-hancock-from-rsa/1419661.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-names-theme-for-2017-conference/1419662.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-seeks-jon-hancock-successor/1419663.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-to-delist-from-stock-exchange/1419671.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-pleads-guilty-to-stealing-273000/1419672.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-and-brokers-push-for-single-driverless-car-policy/1419673.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/blog-the-huge-pressure-around-insurance-customer-complaints-and-how-firms-can-get-to-grips-with-it-/1419674.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ssp-to-rebate-service-fees-as-outage-continues/1419676.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fraudster-jailed-for-bogus-car-smash/1419680.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jail-for-uninsured-driver-who-asked-police-to-stop-chasing-him/1419684.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esure-to-demerge-gocomparecom/1419685.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-uncovering-more-frauds/1419686.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esures-gocomparecom-demerger-driven-by-solvency-ii/1419687.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-after-shocking-fca-probe-whats-the-future-for-ars-/1419688.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-japanese-appetite-for-london-not-dulled-by-brexit/1419689.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-redefining-the-value-of-insurance/1419690.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-loss-adjusters-should-assist-in-negotiating-policy-wordings/1419691.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/solicitors-pi-premiums-take-huge-rate-cut/1419693.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurtech-start-ups-will-help-rebuild-consumer-confidence-says-pwc/1419695.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-tech-live-updates/1419697.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/more-than-300-brokers-affected-by-ssp-outage-/1419701.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aon-warns-of-insurance-losses-as-typhoon-races-towards-china-/1419703.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/keating-steps-down-from-one-commercial-/1419704.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ssp-loses-major-it-platform-customer/1419707.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-makes-senior-hire-to-lead-new-london-market-unit/1419708.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lorica-boss-replaced-by-joint-chief-executives/1419709.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-towergate-small-business-unit-chief-joins-markel/1419710.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cyber-attack-fears-drives-increase-in-insurance-take-up/1419711.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/law-society-rejects-abi-claims-over-solicitors-fraud-connection/1419712.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-why-motor-insurers-do-have-a-future-with-driverless-cars-/1419714.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-to-cut-commercial-underwriting-jobs-amid-online-shift/1419715.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/google-eyes-home-insurance-amid-talks-with-with-two-insurers-/1419716.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ssp-may-not-be-able-to-restore-weeks-worth-of-archived-data/1419725.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-service-survey-2016/17-find-out-which-insurers-will-be-ranked-/1419726.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/angry-quindell-investors-continue-fight-for-94m-damages/1419734.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-delivers-important-message-to-ssp-brokers-/1419735.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ten-md-departs/1419736.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/avivas-hemming-job-cuts-will-not-harm-broker-service/1419737.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/sure-thing-to-launch-mga-makes-senior-hire-from-rival-broker/1419738.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/simply-business-warns-of-issues-implementing-facebook-messengers-direct-sales/1419740.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/slater-and-gordon-launches-legal-battle-against-former-quindell/1419742.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/former-ten-md-joins-momentum/1419743.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/intellectual-property-conference-returns-to-london/1419744.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lv-gi-first-half-profit-drops-69/1419745.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lmg-releases-manifesto-for-future/1419746.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cfc-hires-new-york-lawyer-as-claims-director/1419747.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/questgates-revamps-major-loss-division/1419748.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-forum-live-updates/1419749.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aon-willis-marsh-jlt-find-out-market-share-on-our-exclusive-data-tool/1419751.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/drones-insurance-market-to-hit-1bn-by-2020-study/1419755.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lvs-treloar-industrys-home-profit-expectations-too-high/1419756.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-towergate-regional-managing-director-rejoins-broker/1419757.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-seeks-injunction-against-aston-scott-/1419758.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/seventeen-group-hires-motorsports-team-from-rival-broker/1419760.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/motor-premiums-to-rise-amid-unsustainable-reserve-releases/1419761.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/charities-warns-of-road-deaths-amid-rise-of-new-in-car-apps/1419762.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/landg-partners-with-skipton-building-society/1419763.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fenchurch-law-boosts-insurance-disputes-team/1419764.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/car-insurance-costs-continue-to-grow-research/1419766.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/court-details-emerge-of-gallaghers-sustained-attack-from-rival-broker-/1419770.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/saga-reports-strong-insurance-results-for-first-half/1419773.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-risks-harming-business-for-thousands-of-brokers-fca-/1419774.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grp-buys-cambridgeshire-based-retail-broker/1419775.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-hires-ex-aig-big-hitter-and-merges-units/1419776.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/police-charge-ex-employee-of-major-insurer-with-bribery/1419777.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-gives-verdict-on-gi-big-data-use/1419778.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-what-gallaghers-latest-court-battle-tells-us-/1419780.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-warns-on-contract-breaches-amid-latest-court-tussle-/1419781.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-first-half-profits-higher/1419791.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lemonade-insurance-pledges-unclaimed-cash-to-charity/1419792.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/liberty-exits-regional-uk-non-life-business/1419795.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grp-sets-up-new-office-with-ex-bluefin-pair/1419797.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tech-and-innovation-awards-2016-winners-revealed-as-axa-cleans-up-/1419801.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-owner-snaps-up-autonet/1419802.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/la-fitness-investor-takes-big-stake-in-towergate/1419803.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/autonets-donaldson-eyes-acquisitions-with-new-investor/1419804.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ross-new-shareholder-a-turning-point-for-towergate/1419805.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-under-fire-from-worried-pra-over-casualty-reserving/1419807.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-and-aston-scott-lawyers-close-to-agreement/1419808.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/swinton-moves-retail-business-from-ssp-to-cdl-platform/1419810.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-systems-knocked-out-by-major-incident/1419811.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/yahoo-cyber-attack-largest-data-breach-to-date-/1419813.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/senior-figure-to-leave-ers-top-team/1419814.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/davies-profit-surges-after-acquisition-fuelled-revenue-jump/1419815.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-and-aston-scott-settle-poaching-case/1419816.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/majority-of-fca-systems-restored-after-outage/1419817.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pwc-insurers-more-confident-about-brexit-than-peers/1419818.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brit-launches-new-syndicate/1419819.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mp-seeks-law-change-to-tackle-nuisance-calls/1419820.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hiscox-creates-head-of-cyber-role/1419821.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/enterprise-parent-calls-in-administrators/1419825.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fraudsters-target-failed-insurer-enterprises-uk-policyholders/1419827.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/loss-adjuster-woodgate-and-clark-hires-new-director/1419831.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-blockchain-could-make-insurers-redundant/1419838.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-delta-it-outage-spotlights-business-continuity-/1419839.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/yutree-underwriting-strikes-biggest-deal-yet/1419840.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-face-big-threat-from-blockchain/1419841.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pib-granted-lloyds-broker-status/1419842.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/first-speedtech-session-run-by-lmg-and-instech-london/1419843.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grp-buys-sixth-retail-broker/1419844.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insolvent-enterprise-parent-suspends-bondholder-payments/1419845.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/willis-extends-autism-employment-programme-to-uk/1419846.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-2016-finalists-revealed/1419852.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gambling-addict-broker-jailed-over-theft-from-dying-boss-/1419853.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aa-expands-underwriting-business/1419854.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aa-broking-profit-drops-as-policy-count-falls-/1419856.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/reinsurers-should-target-brokers-fees-says-lloyds-chairman/1419857.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/randq-strikes-uk-solicitors-pi-deal/1419858.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-partners-with-netmums-for-safe-driving-campaign/1419859.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bmw-accelerator-chooses-insurtech-start-up-to-join-its-first-cohort/1419863.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/betrayed-the-harrowing-story-of-how-a-rogue-insurance-broker-caused-havoc-in-a-hertfordshire-community-/1419864.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aon-launches-inclusive-cyber-policy/1419865.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/loss-adjuster-faces-charges-by-ico-/1419868.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cma-launches-study-into-price-comparison-websites/1419870.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-poor-planning-is-a-bigger-risk-than-brexit/1419871.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cyber-blog-what-the-great-british-firewall-means-for-smes/1419872.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-to-test-robustness-of-software-house-disaster-recovery-plans/1419874.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-urged-to-set-out-united-brexit-message/1419876.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/randq-acquires-belgian-legacy-exposures/1419877.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/kelliher-sets-out-growth-plans/1419878.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-underwriter-announces-fundraising/1419879.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/home-and-legacy-unveils-new-e-trading-platform-halo/1419880.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/enterprise-insurance-customers-warned-to-find-new-cover/1419883.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/dewsall-blasts-devastating-solvency-ii-as-gable-posts-loss/1419884.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ireland-aims-for-post-brexit-insurance-boom/1419886.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/irish-insurance-bosses-set-out-manda-expectations/1419887.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-most-ceos-consider-relocating-after-brexit/1419888.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cyber-tops-list-of-transport-industry-concerns/1419890.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-general-teams-up-with-mga-on-cycling-cover/1419892.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/telematics-brands-fuel-growth-of-black-box-policies/1419894.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tech-helps-motor-brokers-stay-dominant-in-continental-europe/1419895.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/october-2016-issue/1419896.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-ssp-faces-struggle-to-restore-confidence/1419898.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-hyperions-integration-challenge/1419901.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-admiral-shines-but-for-how-long/1419902.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-how-telematics-is-changing-premiums/1419904.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-how-can-smes-manage-their-online-reputation/1419905.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-the-changing-of-the-guard/1419906.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-joined-up-thinking-needed-on-data/1419907.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-network-buys-first-regional-broker/1419908.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/japanese-insurer-to-buy-endurance/1419909.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hastings-backers-in-multi-million-pound-share-sale/1419910.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-the-implications-of-hps-as-the-new-consolidator-powerhouse/1419911.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-network-reveals-battle-plan-to-build-regional-powerhouses/1419912.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-to-build-and-flood-home-in-resilience-test/1419916.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ico-fines-talktalk-for-october-2015-cyber-attack/1419917.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/large-drop-in-cyber-insurance-take-up-/1419925.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurtech-start-up-launches-on-demand-insurance/1419926.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/dwf-launches-counter-fraud-team-in-scotland/1419927.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-insurance-boss-to-leave/1419929.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hiscox-unveils-economic-crime-cover-for-smes/1419930.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-chief-digital-officer-joins-rsa/1419931.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-why-brokers-will-miss-simon-green-transparency-/1419934.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/government-urged-to-make-telematics-mandatory-for-youngsters/1419935.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-regulation-and-brexit-at-the-tory-party-conference/1419940.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/soft-motor-market-triggers-insurer-exit-from-mga-/1419943.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/slater-and-gordon-reveals-number-of-uk-job-cuts-amid-restructure/1419950.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/telematics-is-key-to-lower-premiums-/1419951.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-opens-new-birmingham-trading-site/1419955.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/man-ordered-to-pay-7744-in-fundamentally-dishonest-pi-claim/1419957.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/coveas-new-commercial-underwriting-director-joins-from-allianz/1419958.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-first-insurer-to-offer-leakbot-to-its-customers/1419959.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/premiums-rise-amid-claims-cost-inflation/1419960.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markel-appoints-head-of-reinsurance-claims/1419961.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-uk-completes-employers-liability-run-off-sale/1419962.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/swinton-to-move-to-new-hq/1419963.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/former-insurer-bosses-set-up-new-investor-business-/1419964.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-meeting-ssp-makes-pledge-to-brokers-during-frank-discussion/1419965.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gocompare-heading-for-london-stock-exchange/1419968.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fm-global-enhances-cyber-cover-in-all-risk-policy/1419970.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/malta-insurer-building-block-sets-profit-and-revenue-targets/1419971.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-wants-industry-to-improve-communication-with-customers/1419972.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-signs-three-year-deal-with-university/1419973.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/driverless-car-tested-among-public-for-first-time-in-uk/1419974.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-hires-senior-exec-from-willis/1419975.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-service-survey-2016-rankings-revealed-/1419976.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/swinton-profits-fall-in-very-competitive-market/1419977.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-as-profits-fall-where-does-swinton-go-next-/1419978.article</loc>
  <lastmod>2022-09-21T09:16:48.530Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-put-in-administration-to-protect-customers/1419979.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-react-following-gable-administration-/1419980.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-boss-says-customers-protected-in-administration-/1419981.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bss-no1-lorega-won-over-brokers-with-passion-and-expertise-/1419982.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rock-band-settles-claim-with-lloyds-broker-insurers-/1419983.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/government-shelves-whiplash-reforms-report/1419984.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-urge-government-to-press-ahead-with-whiplash-reforms/1419985.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-managing-behaviour-in-a-crisis/1419986.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-surviving-a-cyber-attack/1419987.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-managing-the-expectation-of-your-customers/1419988.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-looking-into-the-future-of-insurance/1419991.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-meet-some-of-this-years-finalists/1419992.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-weighing-up-the-brexit-options/1419993.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-talking-after-whiplash-reforms-is-too-late/1419994.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-brokers-target-social-media/1419996.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-insurance-needs-millennials/1419997.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-brexit-the-hard-way/1419998.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-finalists-share-their-inspiring-stories/1419999.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/administration-run-gable-has-football-teams-on-its-books/1420000.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/quindell-scandal-deepens-amid-new-180m-lawsuit-/1420005.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brexit-video-insurers-must-consider-what-they-would-do-in-a-worst-case-scenario-says-kpmg/1420006.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/former-thistle-boss-joins-sports-and-leisure-broker/1420010.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/prosport-partners-with-jelf-group-for-services-to-ignored-group/1420012.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/west-midlands-top-hotspot-for-uninsured-drivers/1420013.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/reliance-on-passporting-rights-exaggerated-says-think-tank/1420014.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mga-to-help-brokers-replace-gable-business/1420016.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-broking-boss-to-retire/1420020.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-broker-in-sale-talks/1420023.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-sets-out-5-point-car-insurance-plan/1420024.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/autonet-to-create-260-new-jobs-/1420025.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/barry-smith-and-soccer-legend-join-hiscox-backed-disruptor-/1420026.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/industry-must-improve-fraud-data-sharing-to-keep-up-in-digital-age/1420034.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-urged-to-embrace-effect-of-autonomous-cars-on-premiums/1420035.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mps-to-lobby-justice-secretary-over-whiplash-reforms-/1420037.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/arron-banks-warns-ukip-over-continued-support/1420038.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/the-changing-world-of-risk-for-brokers/1420042.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pib-buys-professional-indemnity-broker/1420043.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-broker-to-buy-broker-lucas-fettes/1420044.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/shot-insurer-mistaken-for-drug-dealer/1420046.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-insurers-probe-blockchain/1420047.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/linkedin-unrated-insurer-cheap-premium-rant-sparks-broker-debate/1420048.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/us-insurer-creates-app-for-amazons-smart-speaker-echo/1420049.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/charles-taylor-adjusting-director-joins-crawford-and-company/1420052.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/junction-founder-steps-down-as-simply-business-chair/1420054.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-insurance-industry-will-adapt-to-brexit/1420055.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hyperion-announces-management-changes-to-uk-retail-/1420056.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/police-warn-motorists-amid-ghost-broker-plague-sweeping-country/1420057.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-offered-online-terrorism-cover-amid-growing-uk-threat-/1420058.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-inside-the-call-centre/1420059.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-uk-claims-chief-to-step-down-in-2017/1420064.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cyber-insurance-vital-after-us-east-coast-web-attack/1420069.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-marsh-in-bluefin-talks/1420070.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-broker-makes-board-appointments-after-acquisition-deal/1420071.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fbi-cyber-chief-joins-broker/1420072.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/treasury-names-ex-abi-gi-boss-as-financial-services-director-general/1420074.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-not-declared-in-default/1420076.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-bosses-urged-to-collaborate-with-insurtech-start-ups/1420077.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/telematics-firm-courts-fleet-customers-with-app/1420078.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-and-broking-group-to-launch-commercial-broker/1420080.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-parents-broking-profit-rises-in-year-to-date/1420082.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/sra-to-probe-continuing-personal-injury-concerns/1420083.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fscs-to-start-compensating-enterprise-customers/1420084.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/moj-unveils-plans-to-stop-gaming-of-medco-scheme/1420085.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/williss-dominic-casserley-to-depart-/1420086.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-consults-on-mission-statement/1420087.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mga-expands-operational-board-with-new-appointments/1420088.article</loc>
  <lastmod>2025-05-09T09:36:36.283Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/claims-tech-firm-backs-insurance-hackathon/1420092.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bollington-working-with-fscs-to-replace-cancelled-enterprise-policies/1420093.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/regulator-launches-major-probe-into-enterprise-insurance-and-directors/1420095.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/polaris-launches-live-chat-function-for-e-trading-brokers/1420096.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/us-broking-group-buys-london-broker/1420097.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/motor-premiums-sharply-higher-aa/1420098.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/admirals-stevens-reveals-disruption-predictions/1420099.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/reinsurers-leading-innovation-battle-trov/1420100.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/voice-recognition-to-spark-explosive-change-in-insurance/1420101.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/stuart-reid-to-leave-gallagher/1420102.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fraudsters-caught-after-jewellery-mistake/1420103.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/photo-blunder-leads-to-police-caution/1420104.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-if-marsh-buys-bluefin-everyones-a-winner/1420105.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/market-rallies-round-reid-as-he-leaves-gallagher/1420107.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/company-bosses-face-personal-fines-over-nuisance-calls/1420112.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rural-to-withdraw-standalone-online-small-farm-product/1420114.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-broking-profit-and-revenues-rise-in-year-to-date/1420115.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-receives-major-ratings-upgrade/1420116.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/consumers-dont-want-to-shop-around/1420117.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tech-guru-urges-industry-to-tackle-underinsurance-/1420118.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/how-zurich-uks-it-change-boosted-profits-and-loyalty/1420119.article</loc>
  <lastmod>2025-05-09T09:36:36.283Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-insurtech-firm-scores-major-investment-from-pe-group/1420120.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aon-broking-profit-rises-despite-flat-revenue/1420123.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-hires-new-uk-gi-chief-executive/1420124.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-launches-wholesale-division-/1420128.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/two-gibraltar-insurers-to-enter-irish-motor-market/1420131.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-publishes-q3-motor-premiums-survey-/1420132.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurer-offers-smart-water-leak-detector-to-business-customers/1420133.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/enterprise-liquidator-reveals-extent-of-insurers-insolvency/1420134.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-to-consult-on-fscs-funding-in-november/1420135.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-uk-reveals-gi-claims-paid-figures-for-first-time/1420136.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/why-gender-diversity-in-risk-management-is-only-slowly-improving/1420137.article</loc>
  <lastmod>2023-09-30T12:21:16.423Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/members-reveal-attitudes-to-broker-networks-in-new-poll/1420140.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hastings-growth-continues-with-gwp-jump/1420141.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/investor-boosts-stake-in-former-quindell/1420142.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-completes-sale-of-uk-units/1420143.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/markel-international-enters-marine-pi-with-acquisition/1420144.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pib-buys-aberdeen-based-commercial-broker/1420145.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esure-demerger-rewards-concern-some-shareholders/1420147.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cii-unveils-five-year-plan-in-manifesto-launch/1420148.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurer-plans-facebook-based-motor-policy/1420149.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-urged-to-stick-with-unrated-insurers-/1420151.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/joined-up-approach-need-on-flooding/1420152.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-renames-london-market-broker/1420153.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interview-telematics-pioneer-says-we-have-to-think-big-/1420154.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/how-brokers-can-stand-out-from-the-crowd/1420155.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/scottish-broker-joins-bluefin-network/1420158.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/facebook-blocks-admiral-scheme/1420159.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/admiral-scales-back-facebook-policy-plan/1420160.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-a-new-energy-among-leaders-in-risk-/1420161.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-payouts-on-claims-frozen-as-pwc-probes-finances/1420162.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-plotting-alternative-to-pwcs-administration/1420163.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lockton-partner-and-senior-pi-specialist-resigns/1420166.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mga-midas-names-enterprise-replacement/1420167.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-uk-premiums-grow-modestly-despite-personal-dip/1420169.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-returns-to-profit-in-third-quarter/1420170.article</loc>
  <lastmod>2025-05-09T15:07:08.833Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/stock-market-debut-reveals-gocompare-value/1420171.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/some-london-jobs-to-go-as-ers-moves-roles-to-swansea/1420172.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-to-create-hundreds-of-jobs-in-peterborough/1420173.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-lessons-learned-from-talktalk-cyber-breach/1420174.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-level-of-dando-claims-has-increased-since-the-financial-crisis/1420175.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-why-a-good-reputation-cushions-the-blow/1420177.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/parliament-must-vote-on-brexit-high-court-rules/1420179.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/egan-rsas-major-surgery-is-complete-/1420180.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esure-shares-recover-some-ground-after-gocompare-demerger/1420182.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-uk-and-ireland-gi-revenues-up-only-slightly/1420183.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/dashcam-app-looks-for-broker-partners/1420184.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rebranded-cooper-gay-launches-cyber-academy/1420185.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brunel-buys-pi-broker-duo/1420186.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-names-new-uk-gi-finance-head/1420187.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/dual-chief-executive-heads-for-exit/1420188.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/research-facility-to-study-insurance-implications-of-new-tech/1420189.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-industry-boss-says-tech-will-replace-insurance-jobs/1420190.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hiscox-uk-premiums-grow-in-third-quarter/1420191.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/stolen-goods-shop-sheds-light-on-household-theft/1420192.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-complete-cover-sheds-its-past/1420193.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-product-makes-it-into-fca-testing-zone/1420194.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hedge-fund-grows-esure-stake/1420195.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/liquidator-enterprise-wrote-thousands-of-unauthorised-uk-policies/1420196.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/man-sentenced-for-trying-to-defraud-lv/1420197.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/webinar-an-honest-look-at-gaining-cii-chartered-status/1420198.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/liquidator-gives-update-on-fscs-payments-to-enterprise-customers/1420199.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/enterprises-legal-fight-with-soccer-club-revealed/1420200.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/autonet-works-with-fscs-to-replace-enterprise-policies/1420201.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-mps-step-up-fight-on-property-commissions/1420202.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-signs-of-trouble-ahead/1420203.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-1-aviva/1420206.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-2-aig/1420207.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-3-rsa/1420208.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-4-axa/1420209.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-5-direct-line-group/1420210.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-6-zurich/1420211.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-7-bupa/1420212.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-8-ace/1420213.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-9-allianz/1420214.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-10-munich-re/1420215.article</loc>
  <lastmod>2023-09-30T14:30:36.367Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-11-20/1420217.article</loc>
  <lastmod>2023-09-30T14:24:12.173Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-21-30/1420218.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-31-40/1420219.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-41-50/1420220.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/motor-drives-direct-line-groups-nine-month-gwp-growth/1420225.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-broking-unit-performance-resilient-in-q3/1420226.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-towergate-investor-aiming-for-bigger-stake/1420227.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/the-insurance-times-top-50-insurers-2016/1420228.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-brokerfest-register-your-free-place-now/1420230.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/sompo-canopius-in-u-turn-on-motor/1420231.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-top-50-insurers-2016-at-a-glance/1420232.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-digital-edition/1420233.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-two-lines-in-profit-but-for-how-long/1420234.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-reserve-releases-at-all-time-high/1420235.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-gap-narrows-between-top-two/1420236.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2016-in-profit-for-now/1420237.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esure-chief-predicts-further-growth-as-gwp-jumps/1420239.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-names-uk-operations-head-to-support-rea/1420240.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-underwriting-adds-two-schemes-to-powerplace/1420241.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-brokerbility-the-anti-consolidator/1420242.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bluefin-acquires-ex-willis-network-broker/1420243.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/novae-expects-multi-million-pound-hurricane-matthew-hit/1420244.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-willis-networks-on-staying-relevant/1420246.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-solicitors-want-to-get-tough-on-fraud/1420247.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-updating-the-image-of-insurance/1420250.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-apprenticeships-levy-the-details-so-far/1420252.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-knowledge-is-the-key-to-success-/1420253.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-harmonising-insurance-distribution-in-the-eu/1420254.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-embracing-the-insurance-act/1420255.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-lets-combat-fraud-but-retain-justice/1420256.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/esures-vann-motor-rate-rises-will-continue/1420257.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-group-gi-profit-surges-in-first-nine-months/1420262.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-buys-uk-benefits-consultancy/1420263.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/beazley-continues-growth-despite-rate-drop/1420264.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/is-insurance-still-a-people-business-/1420265.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-wins-broking-contract-for-major-uk-university/1420266.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-uk-gi-profit-boosted-by-lower-claims-costs/1420267.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-stocks-rally-after-trump-slump/1420268.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/president-trump-a-leap-into-the-unknown/1420275.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/higher-claims-hit-allianz-group-profits/1420279.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ssp-apologises-after-yet-another-disruption-/1420281.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/liberty-in-90m-wal-mart-truck-crash-claim-on-us-star/1420282.article</loc>
  <lastmod>2023-09-30T14:35:20.120Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/zurich-names-new-uk-boss/1420284.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-mga-pens-multi-million-pound-deal-with-insurer/1420285.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/november-2016-issue/1420286.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurer-hires-team-from-gable/1420287.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cyber-insight-2016-live-updates/1420288.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hedge-fund-continues-to-build-esure-stake/1420289.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-buys-bluefin-from-axa/1420290.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-uk-looks-to-grow-brokered-personal-motor-book/1420291.article</loc>
  <lastmod>2025-05-09T15:07:08.833Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/commercial-lines-drives-allianz-uks-profit-growth/1420292.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-quindell-unit-extends-motor-deal/1420293.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianzs-dye-more-deals-likely-following-marsh/bluefin/1420294.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/jlt-sells-majority-of-thistle-to-consolidator/1420295.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-still-on-acquisition-trail-after-bluefin-weil-/1420296.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pra-sets-out-cyber-guidelines/1420297.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fscs-makes-2m-in-enterprise-payouts-in-two-weeks/1420298.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gocompare-reveals-group-most-at-risk-of-online-hacks/1420299.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-chosen-as-accreditation-schemes-insurance-provider/1420300.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-launches-all-out-attack-on-special-administrator/1420301.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fraudulent-claims-handler-ordered-to-repay-thousands-of-pounds/1420302.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/claims-company-launches-support-offering-for-brokers/1420303.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-rise-in-home-claims-payouts-reflects-awareness-effort-/1420305.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-costs-weather-eat-into-ageas-uk-profit/1420308.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mga-forms-new-claims-management-company/1420309.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/allianz-creates-two-new-broker-director-roles/1420312.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-restructures-commercial-arm/1420313.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/watson-ageas-uk-has-more-work-to-do-to-improve-profits/1420317.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aston-scott-reveals-target-areas-for-acquisitions/1420318.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-slams-ssp-over-outages-and-communication/1420322.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/some-kent-jobs-could-go-as-axa-proposes-to-relocate-roles/1420323.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ssp-chief-apologises-to-brokers-amid-continuing-issues/1420324.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-mass-resignation-of-staff-at-croydon-business-/1420325.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-to-be-carved-up-amid-59m-capital-hole-/1420328.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/moj-unveils-whiplash-reform-proposals/1420329.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-urge-government-to-urgently-roll-out-whiplash-reforms/1420330.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lawyers-criticise-proposed-whiplash-reforms-as-littered-with-dangers/1420331.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/resigning-gallagher-staff-head-to-rival-consolidator-/1420332.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/thousands-of-enterprise-customers-are-driving-without-cover-/1420333.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-hires-senior-director-from-willis/1420334.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/pen-underwriting-recruitment-insurance-head-resigns/1420335.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/drivers-support-whiplash-crackdown-poll/1420339.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/how-zurich-boss-greco-will-save-15bn-amid-fresh-cuts/1420345.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-boss-wilson-turns-up-heat-on-staff-with-twitter-test-/1420346.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lvs-crane-reveals-why-insurer-topped-service-survey-for-brokers/1420347.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gang-jailed-in-huge-fraud-on-23-insurers/1420351.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aig-to-invest-in-mortgages/1420354.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cancer-sufferer-begs-to-return-home/1420355.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mga-hires-senior-recruitment-insurance-specialist-from-pen/1420357.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-hits-out-at-administrators-falsehood/1420361.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-liquidator-appointed-by-court/1420363.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ghost-broker-sentenced-for-fake-policies-that-cost-insurer-79000/1420364.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-names-tullochs-replacement-as-gi-council-chair/1420365.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-boosts-profits-amid-cost-cutting-/1420368.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/towergate-poised-to-start-acquiring-again/1420369.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/damage-and-disruption-as-2016s-first-named-storm-hits/1420370.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/axa-in-exclusive-uk-deal-with-insurtech-start-up/1420371.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-hires-former-insurance-times-exec-for-innovation-role/1420372.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-calls-for-insurers-to-help-solve-fscs-puzzle/1420374.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-new-approach-needed-for-cyber-attack-response/1420375.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-samsungs-swift-note-7-recall-was-a-smart-move/1420376.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fscs-gable-now-in-default/1420378.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-dont-neglect-workplace-recovery-/1420379.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-the-rising-threat-of-state-backed-cyber-attacks/1420380.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ageas-puts-hundreds-of-jobs-at-risk-as-it-plots-broker-closure/1420382.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/sompo-canopius-boss-to-depart/1420383.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/outgoing-willis-broking-boss-to-pocket-21m/1420384.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-boss-outlines-expectations-on-insurer-use-of-big-data/1420385.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broking-firm-urges-government-to-fund-telematics-research/1420386.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hospitalised-kanye-west-set-to-make-huge-insurance-claim/1420390.article</loc>
  <lastmod>2021-08-10T13:43:47.353Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/innovation-blog-mr-mrs-mx-gender-neutrality-has-arrived-now-what/1420393.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-premium-tax-to-rise-again/1420394.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/government-consults-on-insurance-linked-securities-rules/1420395.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/research-firm-reveals-group-hardest-hit-by-latest-ipt-rise/1420396.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/quindell-founder-rob-terry-plots-new-money-spinner-/1420400.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ash-bathias-syndicate-joins-lloyds-platform/1420403.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/community-figure-jailed-for-insurance-fraud/1420404.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/regions-with-fastest-rising-home-insurance-premiums-revealed/1420405.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-outlines-supervision-plans-for-insurance-linked-securities-/1420406.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/howden-loses-operations-chief-as-rival-broker-swoops/1420410.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/judge-sides-with-insurer-in-multi-million-pound-pii-claim-/1420411.article</loc>
  <lastmod>2021-08-10T13:43:47.353Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/risk-managers-warn-of-ipt-rise-danger-to-cyber-crime-fight/1420412.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uks-insurance-premium-tax-eu-ranking-revealed/1420413.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brightside-takes-legal-action-against-firm/1420415.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/high-court-judge-rules-in-brightside-hearing/1420416.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ssp-updates-brokers-after-latest-disruption/1420417.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/scale-of-unpaid-fines-to-cmc-regulator-revealed/1420420.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-plots-growth-in-new-deal-with-telematics-firm/1420421.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/irish-regulator-prepares-for-insurers-ahead-of-brexit-deadline/1420422.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurer-rolls-out-flood-re-offering-for-brokers/1420424.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-law-firm-in-merger/1420433.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-executive-retires/1420434.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-20-insurer-plans-exit-from-brokered-home-business/1420436.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-why-insurers-have-fallen-out-of-love-with-pl-brokers/1420438.article</loc>
  <lastmod>2023-09-29T16:51:49.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/former-quindells-legal-battle-with-law-firm-intensifies/1420442.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-reveal-scale-of-sme-underinsurance-/1420443.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cash-for-crash-fraudster-jailed/1420444.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-rise-in-ransomware-attacks-hits-cyber-confidence/1420445.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-kidnappings-by-pirates-on-the-rise/1420446.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/tv-footage-helps-uncover-fundamentally-dishonest-pi-claims-/1420447.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-involved-in-football-abuse-payments/1420453.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-fined-by-data-regulator-over-spam-texts/1420456.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gallagher-makes-senior-leadership-changes/1420457.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/startupbootcamp-incubator-unveils-this-years-new-insurtech-proteges/1420460.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-awards-2016-winners-revealed/1420467.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rapper-defends-kanye-west-in-fake-insurance-claim/1420469.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-brokers-in-race-against-clock-amid-fresh-warning-/1420471.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/in-pictures-the-insurance-times-awards-2016/1420473.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-unveils-launch-date-and-new-partners-for-sme-flood-scheme/1420480.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/mobile-phone-giants-driverless-car-plans-revealed/1420482.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurers-face-huge-increase-in-expected-asbestos-payouts/1420483.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-probe-finds-holes-in-brokers-pii-cover/1420484.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/ex-towergate-agriculture-specialist-joins-challenger-brand-/1420491.article</loc>
  <lastmod>2023-09-29T17:21:25.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grp-almost-triples-in-size-after-frenetic-year/1420492.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grp-outlines-acquisition-strategy-as-it-sets-ambitious-target/1420493.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uk-insurer-delists-shares-from-new-york-stock-exchange/1420494.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/opinion-small-broker-options-remain-as-consolidators-eye-big-buys/1420500.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/revealed-the-brokers-with-the-upper-hand-in-sme/1420514.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/global-loss-adjuster-buys-tech-firm-as-it-plots-more-acquisitions/1420515.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grp-backed-broker-takes-legal-action-against-ex-employee/1420516.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/doctor-ordered-to-pay-costs-to-insurer-over-whiplash-claim-in-uk-first-/1420517.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/how-a-top-five-insurer-helped-save-a-mcvities-biscuit-factory/1420518.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/change-for-adrian-brown-as-towergate-makes-major-hire/1420519.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-insurer-expects-lower-2016-underwriting-profit/1420527.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brit-appoints-new-chief-executive-/1420528.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/briefing-is-grp-really-towergate-ii/1420529.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis-cold-war-over-commissions/1420530.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/cold-war-over-commissions/1420531.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/new-towergate-investor-ready-to-invest-more/1420532.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fitch-downgrades-towergate-bonds-/1420533.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fca-wants-more-time-on-ppi-deadline-/1420543.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/transport-minister-caught-without-insurance/1420544.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/why-towergate-needs-to-tackle-its-tight-cash-position/1420547.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/legal-and-general-names-new-gi-boss/1420549.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-ways-plum-plans-to-hit-its-2020-gwp-target/1420552.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/grp-backed-agency-adds-software-house-and-sets-gwp-target/1420553.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/actuaries-respond-to-controversial-injury-pay-out-review/1420554.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/offshore-insurer-expands-in-ireland/1420555.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-10-insurer-eschews-big-job-cuts-as-it-guns-for-growth/1420556.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/chancellor-pushes-for-longer-brexit-process/1420557.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interview-neil-manser-new-driver-at-nigs-wheel/1420559.article</loc>
  <lastmod>2023-09-29T17:02:18.220Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/december-2016-issue/1420561.article</loc>
  <lastmod>2021-07-21T15:50:05.550Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/neil-manser-nig-pigeonholed-as-sme-insurer/1420562.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/law-firm-warns-of-travel-claims-fraud-epidemic/1420564.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-has-well-developed-plan-for-hard-brexit/1420565.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/what-bluefin-price-means-for-broking-manda/1420566.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fscs-levy-overhaul-could-spell-big-changes-for-industry/1420568.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/hastings-sells-large-stake-to-south-african-investor/1420570.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gibraltar-based-insurer-gets-its-first-rating/1420571.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/marsh-valued-bluefin-as-highly-as-jelf/1420574.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/internet-giant-suffers-huge-data-breach/1420575.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-broking-crook-hit-with-lengthy-ban-/1420584.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/lloyds-to-create-new-eu-base-amid-brexit-fears-/1420585.article</loc>
  <lastmod>2024-03-05T16:42:12.020Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-names-enterprise-replacement-as-more-policies-axed/1420586.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-hits-back-at-commission-chasing-brokers/1420587.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brit-owner-to-buy-insurance-giant-in-multi-billion-dollar-deal/1420589.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/aviva-cancels-agencies-of-commission-chasing-brokers/1420590.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-view-insurers-brokers-need-closer-bond/1420591.article</loc>
  <lastmod>2021-07-21T15:57:45.177Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-awards-2016-digital-edition/1420592.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-50-fca-quizzed-on-failed-insurers/1420593.article</loc>
  <lastmod>2023-09-29T16:51:35.680Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/bleak-outlook-for-uk-general-insurers-in-2017-ey/1420595.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/abi-in-legal-attack-on-controversial-reviews-flawed-methodology/1420596.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gable-liquidator-appoints-run-off-manager/1420597.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/revealed-the-brokers-that-have-boosted/lost-sme-market-share/1420607.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/law-firms-fear-closure-with-whiplash-reforms/1420608.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/government-plots-change-to-eu-car-insurance-law-/1420609.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/former-lv-staffer-jailed-for-leaking-claims-data-/1420613.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/biba-launches-long-awaited-unrated-insurer-tool/1420614.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/uncertainty-plagues-cyber-cover/1420615.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/brokers-fear-repercussions-over-cyber-mis-selling/1420616.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-outsourcer-sells-business-arm/1420617.article</loc>
  <lastmod>2025-05-09T09:37:55.443Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/gang-jailed-for-huge-insurance-scam/1420618.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/major-insurer-vows-to-forge-closer-ties-with-brokers/1420621.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurer-sparks-anger-by-rejecting-flood-claim-report/1420622.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/rsa-uk-unit-hires-former-broker-as-underwriting-head/1420623.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurer-drawn-into-mps-row-over-property-commissions/1420624.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/fscs-bill-for-failed-enterprise-rises-further/1420625.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broking-group-hires-travelers-exec-as-head-underwriter/1420626.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/merry-christmas-from-insurance-times/1420627.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url></urlset>
