<?xml version="1.0" encoding="utf-8" ?><urlset xmlns="http://www.google.com/schemas/sitemap/0.84"
	xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
	xsi:schemaLocation="http://www.google.com/schemas/sitemap/0.84
	http://www.google.com/schemas/sitemap/0.84/sitemap.xsd">


<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-zurich-strives-to-be-most-agile-insurer-in-the-uk-following-sme-etrade-investment/1439447.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/what-are-the-challenges-around-insuring-cryptocurrency/1439791.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gocompare-and-coplus-team-up-on-home-insurance-initiative/1439792.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/smes-conducting-severe-gross-exaggeration-on-claims-has-gone-beyond-a-joke/1439828.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fraudsters-to-shift-focus-from-whiplash-injuries-to-property-disrepair-claims/1439871.article</loc>
  <lastmod>2024-08-07T16:23:33.420Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/markerstudy-set-to-acquire-bgl-insurance/1439875.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/western-european-flooding-last-july-deemed-most-significant-loss-event-in-2021-cresta/1439876.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/motor-insurance-prices-hiked-following-new-fca-regulatory-reforms/1439877.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-buys-hove-based-broker/1439888.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/ian-millard-clear-group-is-by-far-the-best-home-for-morrison-insurance-solutions/1439889.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tarian-underwriting-sold-to-us-cyber-insurtech/1439890.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/simon-jackson-goshorty-plans-to-raise-bar-on-policy-sales-and-further-refine-broker-offering/1439897.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ex-biba-access-to-insurance-committee-chair-awarded-obe/1439899.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brit-appoints-chief-technology-officer-from-swiss-re-insurtech-startup/1439900.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/personal-lines-mga-appoints-new-chief-underwriting-officer/1439901.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/kpmg-uk-appoints-new-head-of-insurance-practice/1439902.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-oic-portal-intention-unfulfilled-as-lips-still-fail-to-engage-with-platform/1439905.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grps-alan-and-thomas-buys-bournemouth-broker/1439906.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/canopius-confirms-new-group-chief-executive/1439908.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ashwin-mistry-joins-data-and-distribution-platform-business-as-non-executive-advisor/1439909.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-insurance-staffer-seeks-to-clamp-down-on-harmful-suicide-content/1439910.article</loc>
  <lastmod>2023-09-30T12:49:58.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/david-nichols-motor-claims-trends-to-watch-in-2022/1439911.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/stability-in-the-immediate-aftermath-of-fcas-pricing-reform-is-likely-to-be-short-lived-wtw/1439912.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cfc-creates-london-market-healthcare-division/1439913.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/new-cii-president-peter-blanc-urges-industry-to-address-the-unmet-needs-that-exist-today/1439914.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-buys-independent-leicestershire-based-broker/1439915.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ecclesiastical-issues-new-broker-guidance-for-education-sector-risks/1439936.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zurichs-flexible-working-initiative-sees-part-time-female-hires-double-/1439944.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/property-claims-inflation-and-digital-support-tools-will-continue-to-impact-claims-sector-in-2022/1439945.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-inks-five-year-deal-with-basildon-based-mga/1439948.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/markel-international-appoints-wholesale-division-managing-director/1439949.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/optio-group-buys-warranty-and-indemnity-mga/1439953.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/outlook-for-independent-insurance-broker-channels-in-2022-somewhat-mixed/1439962.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-software-firm-optimistic-for-insurtech-sector-in-2022/1439963.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/endsleigh-insurance-set-to-partner-with-insurtech-to-launch-parametric-travel-cover-for-students/1439964.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tractable-chosen-as-us-based-insurtechs-ai-partner/1439965.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ciis-society-of-insurance-broking-to-focus-on-attracting-fresh-talent-to-sector-in-2022/1439966.article</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/endsleigh-insurance-focuses-revitalised-four-year-strategy-on-three-customer-niches/1439967.article</loc>
  <lastmod>2023-09-30T20:19:21.380Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/dando-rates-in-the-uk-are-not-out-of-the-woods-yet-gallagher/1439968.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/superscript-partners-with-digital-challenger-bank/1439969.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/endsleigh-insurance-still-brings-something-to-the-party-following-howdens-acquisition-of-a-plan/1439970.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/customer-retention-tops-insurers-concerns-following-fca-pricing-changes-trustly/1439971.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/movo-partnership-scores-hat-trick-of-broker-acquisitions/1439972.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/climate-crisis-is-biggest-long-term-threat-facing-humanity/1439973.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pi-premium-hikes-push-independent-legal-practitioners-to-seek-security-and-freedom-taylor-rose-mw/1439985.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-five-big-issues-facing-insurance-firms-in-2022/1439988.article</loc>
  <lastmod>2023-09-29T16:56:01.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mga-first-underwriting-secures-1bn-five-year-capacity-deal/1439989.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/professional-negligence-claims-linked-to-stamp-duty-holiday-named-one-of-top-insurer-issues-for-2022/1439991.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/nfu-mutual-lands-deal-with-global-risk-management-platform/1439992.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-uk-names-new-principal-partner/1439993.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/over-half-of-uk-smes-dont-know-whether-their-broker-provides-best-quote-to-suit-their-needs/1439994.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/blink-parametric-partners-with-travel-insurance-mga/1439995.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pine-walk-capital-boosts-platform-with-sixth-mga-launch/1439996.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-confirms-joint-venture-to-overhaul-its-digital-capabilities/1439998.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-pricing-rules-cause-wind-of-change-for-car-insurance-premiums-consumer-intelligence/1440002.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-shuts-down-tifgroups-claims-handling-and-insurance-distribution-services-for-previous-partners/1440004.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/xenia-broking-group-buys-second-trade-credit-and-surety-portfolio/1440005.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-one-year-since-supreme-courts-bi-judgment-yet-outstanding-questions-remain/1440006.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/insurance-industry-urged-to-review-working-models-post-pandemic/1440007.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/srg-kickstarts-2022-by-acquiring-corporate-brokers-special-risks-team/1440008.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/avivas-cfo-jason-windsor-resigns/1440009.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grps-marshall-wooldridge-snaps-up-rotherham-based-broker/1440010.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianz-reveals-commercial-business-restructure/1440013.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cii-scoops-industry-veteran-to-replace-chief-exec-sian-fisher-on-interim-basis/1440014.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/peter-giger-tackling-the-climate-change-crisis-calls-for-another-industrial-revolution/1440015.article</loc>
  <lastmod>2023-09-30T13:33:06.367Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-insurance-times-2022-etrading-survey-is-now-open/1440016.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cpp-group-uk-buys-alpha-underwriting/1440017.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/xs-direct-no-longer-accepting-new-business/1440019.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/international-underwriting-association-reveals-2022-business-plan/1440020.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/next-insurance-scoops-former-airbnb-finance-vice-president-as-new-cfo/1440021.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/84-of-leaders-concerned-about-world-outlook-world-economic-forum/1440023.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cyber-threats-growing-faster-than-ability-to-prevent-and-manage-them-effectively/1440024.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/new-scottish-fire-safety-legislation-could-invalidate-home-insurance-policies/1440025.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/finance-veteran-lord-paul-myners-dies-aged-73/1440026.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/business-school-launches-new-research-consortium-to-better-prepare-for-next-systemic-risk/1440027.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/bgli-and-markerstudy-to-end-up-with-much-more-than-the-sum-of-the-parts-following-acquisition/1440029.article</loc>
  <lastmod>2023-09-30T20:16:15.723Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-reveals-new-operational-structure-behind-blueprint-two/1440030.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/regulation-requirements-personalised-products-and-zero-touch-operational-models-set-to-be-tech-trends-for-2022/1440031.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/ifed-cannot-afford-to-take-foot-off-the-pedal-when-tackling-ghost-broking/1440039.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/we-havent-got-this-cookie-cutter-way-when-it-comes-to-manda-nfp/1440040.article</loc>
  <lastmod>2023-09-29T17:21:25.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/handh-group-buys-hexham-based-insurance-agency/1440043.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/property-law-regulator-launches-consultation-on-changes-to-professional-indemnity-insurance/1440045.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-can-avivas-share-price-really-hit-800p/1440047.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/car-insurance-costs-increase-for-first-time-since-autumn-2020/1440048.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zurich-sees-startup-applications-for-innovation-championship-double/1440049.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ardonagh-specialty-expands-cross-class-follow-capacity-solution/1440050.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cyber-outranks-covid-19-and-supply-chain-risk-as-biggest-concern-for-global-businesses-allianz/1440052.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/gibraltar-on-the-rise-as-underwriting-performance-improves-on-the-rock/1440053.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zego-reveals-european-expansion-plans-targeting-fleet-insurance-sector/1440054.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/steve-symes-steps-down-from-the-helm-at-genasys/1440056.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/private-equity-company-finalises-direct-commercial-group-investment-/1440059.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/marshs-vice-chairman-set-to-retire-this-march/1440062.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tractable-launches-artificial-intelligence-property-solution-for-extreme-weather/1440063.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/howden-group-boosts-revenue-by-48-in-2021-thanks-to-organic-growth-uptick/1440064.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-brokers-continue-to-face-absolutely-dreadful-insurer-service/1440068.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-hires-ex-chubb-executive-as-new-commercial-director/1440069.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/howden-group-aims-to-be-new-insurance-industry-challenger/1440071.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tesco-bank-confirms-executive-team-following-interim-appointments/1440073.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/house-of-lords-debates-need-for-e-scooter-safety-regulations-and-compulsory-insurance/1440074.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/simon-taylor-the-independent-broker-not-interested-in-manda/1440075.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokers-must-be-at-the-forefront-of-the-fight-against-climate-change-liiba/1440076.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/previsico-scoops-ex-charles-taylor-group-chief-exec-as-chairman/1440077.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-how-buoyant-is-capacity-in-the-hnw-market-post-pandemic/1440078.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurers-must-prepare-to-pay-interim-material-costs-for-cashflow-concerned-builders/1440079.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-looks-to-relocate-after-more-than-three-decades-in-current-home/1440082.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/the-big-question-jan/feb-2022-what-protection-gaps-should-be-front-of-mind-for-brokers-in-2022/1440083.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/drones-medical-malpractice-and-cyber-are-top-tech-risks-for-2022-dac-beachcroft/1440084.article</loc>
  <lastmod>2025-05-09T09:31:51.563Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/legal-professional-indemnity-stresses-push-firms-to-consider-their-futures/1440085.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/backchat-january/february-2022/1440086.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/hunting-down-the-truth-about-trail-hunting-insurance/1440087.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/uks-changing-climate-will-drive-industry-focus-on-innovation-and-risk-management/1440088.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cocktail-bar-chain-leads-formation-of-bi-action-group-against-rsa-and-qic-europe/1440089.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-clear-group-buys-ashford-based-broker-in-first-deal-of-2022/1440090.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pen-underwriting-inks-multiyear-capacity-deal-extensions-with-qbe/1440094.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aon-bolsters-uk-leadership-team-with-new-coo/1440097.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-makes-fifth-acquisition-in-ireland/1440098.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fcas-gi-pricing-reform-wreaks-havoc-for-consumers-seeking-cheaper-premiums-globaldata/1440099.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/wtw-hires-ex-lloyds-chief-digital-officer-to-lead-commercial-lines-strategy/1440100.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/biba-launches-biggest-manifesto-for-2022/1440102.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-anti-fraud-minister-resigns-over-governments-woeful-handling-of-covid-business-loan-fraud/1440103.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-send-technology-solutions-makes-us-debut-via-partnership/1440105.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bishopsgate-snaps-up-division-managing-director-from-lloyds-broker-competitor/1440109.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/manifesto-2022-biba-urges-uk-government-to-slash-ipt-to-10-in-next-budget/1440110.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/manifesto-2022-e-scooters-need-compulsory-public-liability-insurance/1440112.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-startup-raises-3m-to-scale-insurance-fraud-platform/1440115.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-staff-to-vote-on-strike-action-in-response-to-bonus-cuts/1440116.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/motor-injury-claims-reported-to-government-body-plummet-in-2021-acso/1440117.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-fca-is-crushing-the-life-out-of-brokers-it-must-be-reined-in/1440118.article</loc>
  <lastmod>2025-05-09T10:18:36.123Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/manifesto-2022-biba-urges-road-traffic-act-amendment-post-brexit/1440119.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-is-an-impediment-to-the-effective-working-of-the-market/1440120.article</loc>
  <lastmod>2025-05-09T10:18:10.980Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/manifesto-2022-business-interruption-insurance-needs-more-clarity-biba/1440121.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/manifesto-2022-biba-pushes-for-transparency-and-accountability-at-the-fca/1440123.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/laka-raises-12m-to-build-e-mobility-insurtech-in-europe/1440125.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-clear-group-denies-rumours-it-is-up-for-sale/1440126.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/aviva-to-accelerate-regional-broker-investment-and-underwriting-footprint-expansion/1440127.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aegis-london-promotes-internally-for-new-chief-underwriting-officer/1440130.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-sector-must-look-calmly-at-the-lessons-learned-from-bi-test-case-john-glen/1440131.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-is-a-four-day-working-week-the-pinnacle-of-work-life-balance-for-insurance-sector/1440132.article</loc>
  <lastmod>2023-09-29T16:56:01.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/gallagher-bassett-how-partnered-claims-models-create-value-for-insurers/1440133.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/more-difficult-for-traditional-insurers-to-compete-with-insurtechs-capgemini/1440134.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/carpenters-group-official-injury-claim-portal-review-should-be-wider/1440135.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-ex-love-islanders-burglary-reawakens-hnw-underinsurance-and-social-media-risks-debate/1440138.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/qbe/making-hybrid-work-for-you/1440144.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/qbe/hybrid-by-design/1440145.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/co-op-insurance-and-markerstudy-launch-pet-cover-with-towies-pete-wicks/1440146.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/manifesto-2022-biba-demands-fairer-compensation-levy-for-gi-brokers-following-member-uproar/1440147.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/fcas-pricing-rule-change-means-2022-is-brokers-time-to-shine/1440148.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/covea-insurance/covea-insurance-2021-wrap-up/1440155.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/sam-white-reveals-corporate-psychologist-as-new-freedom-services-group-chief-executive/1440157.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/covea-insurance/what-does-our-new-hnw-cyber-cover-include/1440160.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-launches-interactive-guide-and-road-map-for-blueprint-two/1440161.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/thinking-about-running-a-more-environmentally-friendly-business/1440162.article</loc>
  <lastmod>2022-01-28T12:58:03.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-receives-in-principle-approval-for-lloyds-syndicate-in-a-box/1440164.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/covea-insurance/the-continued-rise-of-alternative-fuelled-vehicles/1440165.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/superscript-launches-digital-emerging-risks-insurance-advisory/1440166.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/covea-insurance/accidental-hnw-customers-do-you-know-them/1440167.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/worrypeace-rebrands-as-peaccce/1440168.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gallaghers-uk-operations-see-organic-growth-improve-by-12-in-q4-2021/1440170.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-times-claims-excellence-awards-2022-is-open-for-entries/1440171.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/opinion-regulation-ramifications-for-brokers/1440173.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brit-snaps-up-vitality-uk-group-chief-data-officer/1440175.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/more-than-half-of-brokers-prioritise-giving-back-to-the-community-ecclesiastical/1440177.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-plan-for-consistency-in-face-to-face-meetings-amid-rise-in-home-working/1440183.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/qbe-joins-forces-with-broker-on-new-pay-as-you-go-insurance-for-coaches/1440184.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-mga-using-parametric-call-to-brokers-after-120m-funding/1440185.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/chubb-promotes-firm-veteran-for-uk-and-ireland-head-of-distribution/1440186.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/encouraging-survey-reveals-cyber-insurance-uptake-on-the-rise/1440187.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aqueous-underwriting-boosts-capacity-in-professional-indemnity-market-push/1440212.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/genasys-hires-ex-duck-creek-md-as-new-chief-revenue-officer/1440213.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rsa-injects-multimillion-pound-investment-into-its-home-claims-team/1440214.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gallagher-uk-buys-motorbike-broker-with-great-reputation-for-customer-service/1440216.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/data-intelligence-insurtech-set-to-expand-after-34m-investment/1440217.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/markel-uk-promotes-internally-for-newly-created-broker-divisional-director-role/1440218.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-cyber-rates-soar-amid-market-challenges-/1440219.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-google-faces-the-music-over-abusive-conduct/1440220.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cfc-hires-ex-lloyds-boss-as-non-executive-chairman/1440221.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-general-insurance-partners-with-insurtech-on-new-product/1440222.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-unwieldly-regulatory-compliance-driving-broker-consolidation-surge/1440226.article</loc>
  <lastmod>2023-09-30T13:47:39.803Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/arag-and-mga-ink-deal-to-cover-construction-industry-risks/1440227.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/revolut-enters-insurtech-market-with-app-based-pet-insurance-proposition/1440228.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-fraud-bureau-appoints-axa-veteran-as-new-non-exec-director/1440229.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/zurich-plans-to-work-hard-to-keep-ahead-of-competitors-following-five-star-report-success/1440233.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/dave-chapman-uk-brokers-yet-to-fully-embrace-cloud-technology-despite-need-for-some-sort-of-self-service-strategy/1440234.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/which-three-insurers-have-been-awarded-five-stars-by-brokers-in-the-2022-insurance-times-personal-lines-survey/1440235.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/law-commissions-report-relieves-major-sticking-point-in-autonomous-driving-liability-debate/1440236.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-datalab-names-2021s-best-insurer-in-ukgi/1440237.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/kp-snacks-supply-chain-crunches-to-halt-after-ransomware-attack/1440238.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-star-personal-lines-2022/have-your-say-/ageas</loc>
  <lastmod>2025-08-29T16:06:57.060Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-star-personal-lines-2022/have-your-say-/aviva</loc>
  <lastmod>2025-08-29T16:06:57.060Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-star-personal-lines-2022/have-your-say-/axa</loc>
  <lastmod>2025-08-29T16:06:57.060Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-star-personal-lines-2022/have-your-say-/covea-insurance</loc>
  <lastmod>2025-08-29T16:06:57.060Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-star-personal-lines-2022/have-your-say-/zurich</loc>
  <lastmod>2025-08-29T16:06:57.060Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-star-personal-lines-2022/have-your-say-/lv</loc>
  <lastmod>2025-08-29T16:06:57.060Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-star-personal-lines-2022/have-your-say-/hiscox</loc>
  <lastmod>2025-08-29T16:06:57.060Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-star-personal-lines-2022/have-your-say-/rsa</loc>
  <lastmod>2025-08-29T16:06:57.060Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/five-star-personal-lines-2022/have-your-say-/chubb</loc>
  <lastmod>2025-08-29T16:06:57.060Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/by-miles-makes-several-senior-hires-to-build-c-suite/1440248.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-to-tap-marketplace-collaboration-to-make-blueprint-two-reality/1440249.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/motor-insurance-premiums-hit-six-year-low-in-2021-abi/1440250.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/campaigners-call-out-insurers-investing-79bn-in-north-sea-oil-and-gas-companies/1440251.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/shed-and-outbuilding-home-office-thefts-up-43-as-lockdown-eases-lvgi/1440253.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/howden-snaps-up-willis-towers-watson-chief-executive-to-head-france/1440254.article</loc>
  <lastmod>2025-07-08T09:04:41.173Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-backs-online-safety-bill-amendment-to-stamp-out-illegal-content/1440262.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/andre-symes-why-insurance-needs-a-rebrand-following-covid-bi-test-case/1440267.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/keoghs-calls-on-government-for-tougher-and-clearer-e-scooter-regulations/1440269.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/dando-and-cyber-liability-insurance-is-maturing-amid-hard-market-jm-glendinning/1440270.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/igo4-adopts-four-day-working-week-for-300-staff/1440271.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-bags-second-healthcare-business-buy-for-2022/1440272.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/wellbeing-special-dealing-with-loneliness-podcast/1440273.article</loc>
  <lastmod>2022-02-11T15:01:42.743Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cpp-group-boss-jason-walsh-to-leave-business/1440274.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-consumers-working-from-home-demands-policy-adaption-from-insurers-globaldata/1440275.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/romero-group-grows-income-by-143-in-2021-despite-hard-market/1440276.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lemonade-expands-pet-insurance-offering-into-new-state/1440277.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-makes-senior-leadership-changes-to-support-acquisitive-growth/1440280.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/admiral-named-best-gibraltar-based-insurer-for-second-year-running-insurance-datalab/1440282.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-what-happened-hiscox-slides-on-broker-service/1440283.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/usage-based-insurance-broker-taps-into-metaverse-technology/1440284.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/a-strong-focus-on-relationships-sees-covea-retain-five-star-recognition-in-personal-lines-report/1440287.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-strengthens-net-zero-commitments-with-renewable-energy-insurance-portfolio-growth/1440288.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/floodflash-targets-international-expansion-after-15m-funding-raise/1440289.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-consumer-duty-is-flagship-for-assertive-fca/1440292.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zurich-uk-returns-to-pre-pandemic-level-with-450m-operating-profit/1440293.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/beazley-improves-combined-operating-ratio-by-16-in-2021-following-pandemic-recovery/1440294.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bgl-insurance-adds-arch-re-owned-mga-to-insurer-panel/1440295.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/beazley-targets-cyber-book-growth-in-2022-following-increased-customer-demand/1440298.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokerbilitys-founding-member-and-executive-chairman-ashwin-mistry-steps-down/1440302.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lancashire-holdings-suffers-financial-loss-in-2021-driven-by-natural-catastrophe-events/1440303.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-etrading-evolution-will-hit-over-next-five-years-covea-insurance/1440304.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brit-insurance-remains-optimistic-after-2021-full-year-profit-of-2471m/1440307.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/risk-insight-report/1440308.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/risk-management/1440309.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/specialty-lines-hub/1440310.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/updates-to-our-average-no-claims-discount-tables/1440311.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/fca-pricing-practices-help-with-the-most-commonly-asked-questions/1440312.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/changes-to-the-highway-code-whats-changing-and-what-does-this-mean/1440314.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/diversity-and-inclusion-nows-the-time-to-take-action/1440315.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/hundreds-of-you-joined-the-start-of-our-broker-roadshows-2022/1440316.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/smes-moving-from-survival-to-growth-in-2022/1440317.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/marketing-support-for-you-marketing-support-for-your-brokerage/1440318.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/aviva-and-insure-tv-cyber-live/1440319.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/the-fca-and-treasury-consult-on-the-appointed-representatives-ar-regime/1440320.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/hiscox/whats-your-cyber-risk/1440323.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/hiscox/new-hiscox-606-home-insurance-brochure/1440324.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/hiscox/q1-cyber-claims-report-2021/1440325.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/hiscox/silent-cyber-recent-changes-to-policy-wordings/1440326.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/hiscox/free-legal-documents-guides-and-advice-services-for-your-hiscox-commercial-legal-expenses-clients/1440328.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/hiscox/leakbot-new-monitor-multiple-properties-on-one-app/1440329.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gold-dust-data-must-be-used-to-inform-decision-making-and-tackle-underinsurance/1440330.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/thingco-expands-into-northern-ireland-with-new-broker-association-deal/1440331.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/curbing-etrading-referral-delays-requires-brokers-to-understand-insurers-risk-appetite/1440332.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/end-of-dual-pricing-calls-time-on-unfair-customer-treatment-honcho/1440333.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/chubb-uk-commits-to-offering-brokers-stability-following-five-star-personal-lines-recognition/1440334.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/qbe-making-hybrid-work-for-you/1440335.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/four-innovative-ways-to-navigate-the-rapidly-evolving-insurance-market-emergn/1440336.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/motor-market-back-in-black-as-claims-fall/1440337.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-broker-bruce-stevenson-boosts-both-revenue-and-gwp-by-7/1440338.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/beazley-partners-with-lloyds-lab-alumni-on-ivf-insurance-proposition/1440339.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/high-court-still-to-determine-damages-following-marshmallow-and-mulsanne-judgment/1440340.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mga-atrium-underwriters-sees-38m-boost-in-2021-underwriting-profit/1440347.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokers-are-more-relevant-than-ever-post-pandemic/1440348.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-uk-and-ireland-acquires-renewal-rights-to-ageas-uks-commercial-business/1440349.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/comparethemarket-names-storms-as-most-common-weather-damage-claim/1440350.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cycle-insurer-bikmo-launches-new-bike-shop-insurance/1440351.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-are-medical-reports-the-latest-snag-in-the-oic-portal-process/1440361.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-uk-reveals-new-associate-members-and-partners-for-2022/1440362.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/devon-based-broker-no-longer-trading-after-compulsory-liquidation/1440363.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/is-postal-workers-pet-hate-driving-dog-related-public-liability-claims/1440364.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/synetiq-signs-green-parts-contract-with-personal-lines-insurer/1440365.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-are-brokers-to-blame-for-etrade-service-issues/1440366.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/partnersand-supercharges-employee-benefits-proposition-with-two-partnerships/1440367.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/broker-hub-not-logged-in-registered-access-content/1440368.article</loc>
  <lastmod>2022-03-31T17:54:53.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/former-allianz-boss-jon-dye-to-join-hiscox-uk-as-new-chief-executive/1440370.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/marmalade-adds-ageas-uk-to-black-box-insurer-panel/1440371.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-commercial-futureproofs-motor-fleet-offering-with-ev-edits/1440372.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/jake-fox-jm-glendinning-is-gearing-up-to-acquire-pretty-much-everything-and-anything/1440373.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broker-and-mga-yutree-hits-10m-gwp-in-first-decade-of-business/1440374.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/metaverse-and-nft-insurance-to-be-or-not-to-be/1440382.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/no-sex-please-were-insurers/1440383.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/ola-jacob-flying-the-flag-for-diversity-and-inclusion-equals-greater-innovation/1440384.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurers-brace-for-claims-as-storm-eunice-batters-uk/1440387.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianz-groups-uk-revenue-up-2-year-on-year-despite-covid-driven-peaks-and-troughs/1440392.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/the-big-question-march-2022-how-can-brokers-best-plan-for-succession-amid-a-buoyant-manda-market/1440393.article</loc>
  <lastmod>2023-09-30T20:17:13.070Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/storm-eunice-rips-london-o2-arenas-roof-off/1440394.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-are-broker-schemes-the-answer-to-professional-indemnity-cover-challenges/1440395.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/lloyds-signals-phony-innovation-war-is-over-with-2022-blueprint-buzz/1440396.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/consumers-want-more-communications-and-usage-based-policies-from-insurance-firms/1440397.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grp-to-buy-borehamwood-based-digital-broker/1440398.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-on-the-hunt-for-new-senior-leaders-amid-threats-of-staff-strikes/1440401.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rsa-pledges-more-than-750k-to-support-sme-talent-attraction-in-2022/1440404.article</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/colm-holmes-allianz-is-always-looking-to-do-more-with-brokers/1440405.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/backchat-march-2022/1440406.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-reducing-referral-rates-in-digital-journey-is-key-rsa/1440407.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/polaris-reports-record-usage-of-all-its-2021-products/1440408.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/abi-partners-with-behavioural-science-social-enterprise/1440410.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/clegg-gifford-set-to-expand-channel-islands-proposition-with-launch-of-new-mga/1440413.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/biba-launches-flood-insurance-directory-in-response-to-blancs-doncaster-review/1440414.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-great-shame-that-brokers-are-not-more-involved-in-claims-process/1440415.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ageas-uks-2021-net-result-rises-by-146-as-new-strategy-bears-fruit/1440416.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-ireland-buys-dublin-based-financial-broker/1440417.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/industry-veteran-james-eaton-confirms-retirement/1440419.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-ageas-uks-commercial-sale-comes-at-right-time/1440421.article</loc>
  <lastmod>2023-09-29T17:27:02.117Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-times-unveils-brand-new-broker-hub-tool/1440422.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/changes-to-the-highway-code-set-to-cause-absolute-chaos-for-commercial-fleet-drivers/1440423.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/travelers-buys-trvs-technology-assets/1440424.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fcas-gi-pricing-reform-used-a-sledgehammer-to-crack-a-nut-fairer-finance/1440425.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-general-insurers-profits-to-be-battered-by-back-to-back-storms-fitch-ratings/1440426.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/travelers-strengthening-financial-institutions-against-cyber-risk/1440427.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-how-broker-schemes-are-navigating-the-fcas-fair-value-focus/1440428.article</loc>
  <lastmod>2024-01-19T15:44:16.637Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/home-and-motor-premiums-experience-stark-uptick-following-fca-rule-change/1440429.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/qbe/qbe-supports-customers-with-transition-to-lower-carbon-with-launch-of-sustainable-energies-unit/1440430.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/qbe/qbe-appoints-head-of-marine/1440431.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/how-insurers-can-better-engage-with-brokers-gallagher-bassett/1440432.article</loc>
  <lastmod>2023-08-10T15:31:00.637Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-uk-and-ireland-reports-3-rise-in-gross-revenue-for-2021/1440433.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/how-to-stop-software-becoming-legacy-software-ignite-systems/1440434.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/brokers-have-a-key-role-following-latest-scottish-fire-safety-legislation/1440435.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/diversity-is-hard-where-are-brokings-senior-female-leaders/1440436.article</loc>
  <lastmod>2023-09-30T21:04:10.800Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/insurance-prices-remain-uncertain-following-fca-rule-change-pearson-ham/1440437.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/hospitality-group-corbin-and-king-wins-44m-in-high-court-bi-case-against-axa/1440438.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-demonstrates-it-is-the-shock-absorber-for-the-world-in-combating-new-risks/1440439.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insured-losses-from-storms-dudley-and-eunice-predicted-to-reach-up-to-45bn/1440440.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/real-work-still-to-do-to-improve-customer-communications/1440441.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/simply-business-partners-with-general-insurer-on-third-product-launch/1440442.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/peach-pi-boosts-business-for-parent-company/1440443.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mp-john-glen-proposes-insurance-industry-overhaul-in-solvency-ii-reform/1440444.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-aig-confident-that-it-offers-one-of-the-best-etrading-experiences-in-the-uk/1440445.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/blue-rock-insurance-brokers-expands-footprint-with-new-bellshill-office/1440446.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/opinion-insurers-still-drowning-in-bi-claims-backlog/1440447.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mga-optio-group-snaps-up-industry-veteran-as-new-managing-director/1440451.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mgaa-welcomes-two-new-members-to-its-board/1440456.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-could-face-sizeable-hit-from-russia-ukraine-war/1440457.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/srg-buys-hertfordshire-based-commercial-and-motor-trade-broker/1440459.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/avid-insurance-gunning-for-strong-growth-post-covid/1440460.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fcas-fair-value-set-to-impact-new-business-for-insurers-globaldata/1440461.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-fca-shows-its-ineptitude-with-buildings-insurance/1440463.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-insurers-are-eyeing-inflation-as-biggest-claims-risk-for-2022/1440471.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-increases-general-insurance-gwp-by-6-to-reach-highest-sales-in-over-a-decade/1440472.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/hiscox-uk-sees-99-gwp-rise-in-2021-despite-ongoing-covid-impact/1440473.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/am-best-takes-negative-rating-action-amid-russia-ukraine-tensions/1440474.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/hiscox-to-sharpen-focus-towards-more-balanced-portfolio/1440475.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/esure-records-minimal-2021-profit-ahead-of-focusing-on-digital-centric-strategy/1440476.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-plans-to-be-magnet-for-talent-following-chief-people-officer-appointment/1440477.article</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurers-excelling-at-customer-experience-track-better-underwriting-performance/1440478.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/admirals-uk-motor-book-drives-up-business-profit-for-2021/1440479.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pre-inception-loss-fraud-upticks-by-156-lvgi/1440480.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/aviva-responds-to-broker-feedback-with-underwriter-footprint-growth-and-risk-appetite-clarity/1440481.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-etrading-more-complex-products-will-create-a-healthier-state-of-distribution-applied-systems-europe/1440482.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grps-county-group-buys-cardiff-based-independent-broker/1440483.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-customer-centric-propositions-are-the-foundation-of-insurance-winners-polaris/1440484.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-opportunistic-around-bolt-on-transactions-following-axa-xl-deal/1440486.article</loc>
  <lastmod>2025-05-09T15:07:08.833Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-issues-catastrophe-warning-amid-sanctions-move/1440488.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ecclesiastical-promotes-internally-for-new-uk-schemes-development-manager/1440489.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-hires-ex-neon-boss-as-global-corporate-and-specialty-director/1440490.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-launches-online-only-car-cover-that-commits-to-offset-customers-carbon-emissions/1440491.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/government-to-impose-sanctions-preventing-uk-insurers-and-reinsurers-covering-russian-firms/1440492.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/over-a-third-of-uk-firms-agree-its-difficult-to-obtain-affordable-flood-cover-floodflash/1440495.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/trade-credit-insurers-pull-back-from-russia-and-ukraine/1440496.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/revealed-two-insurers-awarded-five-stars-in-insurance-times-2022-commercial-lines-report/1440497.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-veteran-takes-helm-as-avivas-chief-claims-officer/1440500.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ers-premiums-and-cor-hit-by-covid-19-/1440503.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-and-zego-ink-multiyear-fleet-insurance-deal/1440504.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/independent-us-broker-buys-winner-grp/1440505.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/polish-insurer-taps-tractables-artificial-intelligence-platform/1440506.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-startup-nuon-ai-closes-1m-pre-seed-funding-round/1440507.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/direct-line-group-recovers-from-2020-dip-with-improved-year-end-financials/1440508.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broker-brands-london-market-buoyant/1440509.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/young-renters-struggle-to-afford-cover-amid-financial-pressures/1440511.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-aviva-wants-to-stretch-the-boundaries-of-what-digital-trading-can-offer/1440512.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aig/overview/1440513.supplierarticle</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/sedgwick-names-new-uk-head-of-fraud-technology-and-intelligence/1440514.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aig/ratings/1440515.supplierarticle</loc>
  <lastmod>2022-06-21T14:09:37.850Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/cyber-terror-exposure-fears-at-the-heart-of-insurers-reluctance-to-broaden-cover/1440516.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/three-decades-to-achieve-gender-parity-at-senior-level-warns-aviva-boss-blanc/1440517.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/howden-group-revitalises-c-suite-team-ahead-of-completing-aston-lark-deal/1440518.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-industrys-appetite-proves-it-needs-to-improve-its-menu/1440519.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/specialist-cycling-insurer-reports-8-rise-in-claims/1440520.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-uk-scoops-ex-aviva-veteran-as-new-director-of-retail-direct/1440521.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/international-underwriting-association-reveals-top-systemic-risks-in-technology-evolution/1440522.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-solvency-ii-reform-comes-under-scrutiny-despite-potential-cost-saving/1440523.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/industry-backs-online-safety-bills-new-fraudulent-advertising-duty/1440524.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/markel-uk-attributes-four-star-report-rating-to-sustainability-focus/1440525.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-uk-to-tap-into-us-market-with-new-insurance-corridor/1440527.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/new-ancillary-insurance-group-forms-following-completed-integration/1440528.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-sector-collaboration-is-quicker-and-more-certain-solution-to-tackle-spoof-ads-versus-osb/1440529.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/digitalisation-demands-insurers-look-carefully-at-the-oil-tanker-versus-the-speedboat/1440533.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/marsh-pulls-all-russian-business/1440538.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/oic-portal-will-not-be-perfect-overnight/1440540.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/aviva-recaptures-commercial-line-five-star-rating-following-broker-engagement-drive/1440542.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aig/products/1440543.supplierarticle</loc>
  <lastmod>2022-06-21T14:09:37.850Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/fraud-experts-describe-worrying-rise-in-property-disrepair-claims/1440544.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/around-800-uk-accidental-damage-claims-per-year-are-dog-related-aviva/1440545.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/selling-commercial-arm-enables-ageas-uk-to-do-exactly-what-we-intend-in-personal-lines-market/1440546.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-uk-snaps-up-new-retail-claims-director-from-nfu-mutual/1440563.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/by-miles-enters-italy-with-pay-by-mile-proposition/1440569.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/charles-taylor-insuretech-launches-hub-to-empower-industrys-value-chain/1440570.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zurich-wins-court-case-as-defendant-pleads-guilty-to-fraudulent-motor-claim/1440571.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/broker-manda-hit-record-levels-in-2021-but-how-are-the-consolidators-faring/1440572.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/stephen-murphy-brokers-to-benefit-from-uks-burgeoning-insurtech-landscape/1440573.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mga-rokstone-appoints-ex-covea-chief-underwriting-officer/1440574.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/the-case-for-automated-reconciliations-in-the-insurance-industry-autorek/1440576.article</loc>
  <lastmod>2025-05-09T09:31:51.563Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/co-op-insurance-and-aggregator-partner-on-pet-cover/1440577.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jmg-group-buys-east-midlands-broker-to-continue-expansion/1440583.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bravo-networks-re-establishes-strategic-insurer-partner-following-2012-split/1440584.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tribunal-hits-reich-insurance-with-forced-commission-disclosure-order/1440585.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/doing-what-we-say-we-will-do-leads-covea-insurance-to-five-star-rating-in-2022s-commercial-lines-report/1440587.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-insurance-industry-will-be-exposed-to-e-commerce-giants-if-too-commoditised-markel-uk/1440589.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rsa-updates-trans-inclusive-policy-for-uk-employees/1440590.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/markerstudy-bags-former-fresh-top-boss-as-new-head-of-non-standard-insurance/1440591.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/inigos-gwp-hits-411m-in-first-year-of-trading/1440592.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-insurers-increasingly-seek-to-clarify-risk-appetite-for-brokers-following-bi-confusion/1440593.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-ukraine-war-aggravates-claims-inflation-headache-for-insurers/1440594.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zurich-promotes-internally-for-new-uk-chief-sustainability-officer/1440598.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/fraser-edmond-and-ashwin-mistry-something-needs-to-change-to-move-the-market-forward/1440599.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-slaps-atrium-with-largest-fine-ever-imposed/1440601.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ireland-follows-uk-with-home-and-motor-price-walking-ban/1440603.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mib-and-wipro-partnership-set-to-overhaul-industrys-data-services/1440606.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/minster-law-to-offer-brokers-claims-service-that-is-bothered-about-protecting-indemnity-spend/1440608.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/shirley-woolham-thematic-response-needed-by-claims-sector-to-ensure-oic-portal-success/1440615.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/parametric-ugly-duckling-could-become-sectors-future/1440616.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/industry-at-digitalisation-crossroads-post-pandemic-allianzs-sirma-boshnakova/1440617.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/serial-fraudster-is-sentenced-to-six-months-imprisonment/1440618.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/ben-smyth-insurance-does-not-currently-cater-for-young-adults/1440619.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/is-the-insurance-industry-using-too-much-data-for-underwriting/1440620.article</loc>
  <lastmod>2023-09-30T13:33:06.367Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/swiss-re-debuts-enhanced-oil-and-gas-policy/1440621.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/no-silver-bullet-for-repair-supply-chain-issues/1440622.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ecclesiastical-reports-pre-tax-profit-despite-slight-cor-increase/1440627.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/online-safety-bill-introduced-to-parliament/1440628.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/admiral-chooses-nuvalaw-and-trust-arbitration-to-fast-track-personal-injury-claims/1440629.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pool-re-appoints-new-chief-executive/1440632.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bms-snaps-up-howden-c-suite-member-as-group-chief-commercial-officer/1440637.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/government-moves-closer-to-axing-controversial-vnuk-law/1440639.article</loc>
  <lastmod>2025-05-09T10:18:36.123Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/biba-welcomes-returning-board-member-after-five-year-split/1440643.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/nig/risk-control-surveyor-apprentices-first-site-visits/1440652.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zurich-appoints-new-head-of-sme/1440654.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/nig/mini-fleet-policy-applicable-to-new-business-and-renewals-from-1st-february-2022/1440655.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/nig/indexation-how-it-will-impact-you-and-your-clients/1440657.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/hospitality-group-bi-judgment-could-signal-flood-of-further-cases-ahead/1440658.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/nig/top-risks-for-uk-businesses-in-2022/1440661.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ondo-becomes-first-insurtech-to-make-ipo-in-uk-following-purchase/1440664.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/moj-unveils-no-change-to-credit-hire-and-rehab-in-part-two-whiplash-reform-consultation-response/1440669.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/do-insurance-prices-differ-depending-on-race/1440670.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-how-can-firms-start-to-prepare-for-the-fcas-incoming-consumer-duty/1440671.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/miller-seals-acquisition-deal-with-french-sports-broker/1440672.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/insurance-sector-rallies-around-ukraine/1440673.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/blink-parametric-partners-with-lloyds-broker-to-expand-parametric-offering/1440674.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-what-does-esg-mean-to-you/1440675.article</loc>
  <lastmod>2023-09-29T17:17:57.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/towergate-names-new-chief-executive/1440680.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/sabre-records-small-gwp-decrease-for-2021-amid-high-levels-of-claims-inflation/1440681.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/government-scraps-building-safety-manager-requirement-in-latest-building-safety-bill-shake-up/1440682.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/the-big-question-april-2022-how-can-brokers-support-low-income-families-to-find-appropriate-and-affordable-insurance/1440683.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/citizens-advice-report-reawakens-underwriting-and-trust-concerns-for-ethnic-minorities/1440684.article</loc>
  <lastmod>2023-09-30T20:15:17.010Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-was-the-mojs-part-two-consultation-response-worth-the-bother/1440685.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-ardonagh-group-reports-adjusted-ebitda-growth-of-424-for-2021/1440688.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-snaps-up-specialist-corporate-insurance-broking-firm/1440689.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/ifed-sees-success-combating-low-level-insurance-fraud-using-cease-and-desist-notices/1440690.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/restructure-sees-ms-amlin-underwriting-swing-back-to-profit/1440691.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/sagas-retail-broking-arm-reports-3-gwp-dip-for-2021/1440692.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-returns-to-profit-with-23bn-in-full-year-2021-results/1440696.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-brands-ongoing-russia-ukraine-conflict-a-major-loss/1440697.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-ransomware-attacks-rise-by-100-in-2021-rpc/1440698.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/backchat-april-2022/1440699.article</loc>
  <lastmod>2025-05-09T10:19:03.137Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mercedes-to-accept-liability-for-accidents-involving-its-new-self-driving-tech/1440701.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-assembles-committee-to-discuss-russia-ukraine-ramifications-/1440702.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-names-inflation-its-second-biggest-challenge/1440703.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-boss-john-neal-addresses-atrium-scandal/1440704.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-backer-tech-nation-to-apply-for-new-funding/1440705.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/reich-insurance-named-in-parliament-as-mps-call-for-fca-regulation-on-commission-fees/1440706.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/euler-hermes-eyes-business-boost-with-new-brand-name/1440707.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/lets-not-mistake-oic-portals-tech-issues-for-gaming-carpenters-group/1440713.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/social-media-requires-due-diligence-amid-fcas-consumer-duty-davies-group/1440714.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-boss-john-neal-hospitalised-after-cycle-accident/1440715.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/markel-uk-snaps-up-hiscox-veteran-as-director-of-underwriting/1440716.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/getting-serious-about-esg/1440717.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cyber-reinsurers-limit-exposure-to-ransomware/1440718.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/is-ai-the-next-silent-cyber/1440719.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/demand-for-commercial-legal-protection-is-rising-quickly-arag/1440720.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-launches-a-new-inclusive-returners-programme-for-engineering-inspection-workers/1440727.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-uk-offices-power-themselves-on-100-renewable-energy/1440728.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-armd-turns-around-tool-theft-claim-in-eight-days/1440729.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-becomes-the-first-insurance-partner-of-solar-energy-uk/1440730.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-announces-commercial-regions-restructure/1440731.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/the-top-ten-risks-for-uk-businesses-in-2022/1440732.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/supporting-customers-with-eco-construction-an-insurance-view/1440733.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/end-of-year-results-allianz-grows-to-54bn-in-the-uk/1440734.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/podcast-what-are-the-economic-consequences-of-the-invasion-of-ukraine/1440736.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/why-construction-plant-theft-is-still-a-problem/1440737.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/startup-getsafe-boosts-business-portfolio-with-new-insurance-offering/1440738.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-and-schroders-team-up-for-new-investment-platform/1440739.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-russia-ukraine-insured-losses-deemed-manageable-but-how-long-for/1440748.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/are-usage-based-policies-set-to-disrupt-the-post-covid-sme-insurance-market/1440749.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-why-property-insurance-commission-is-so-controversial/1440751.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cgi-vice-president-consulting-expert-makes-move-to-eis/1440752.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-ecosystem-is-unusually-advanced/1440753.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bought-by-many-rebrands-to-manypets/1440754.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ex-pool-re-boss-joins-guy-carpenter/1440755.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-set-for-record-breaking-levels-of-rainfall-swiss-re/1440756.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/beazley-updates-underwriting-divisions-in-support-of-bold-growth-ambitions/1440759.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/kgm-underwriting-services-signs-acquisition-deal-with-motor-mga/1440761.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-lab-reveals-eighth-cohort-with-climate-change-and-decarbonisation-focus/1440763.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/revealed-claims-excellence-awards-finalists-unveiled-for-2022/1440764.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/circular-supply-chains-will-create-new-risks/1440765.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/admirals-stock-market-dip-how-serious-is-it/1440766.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/european-windstorm-series-accumulates-3289m-insured-property-market-loss/1440767.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/brokers-must-not-treat-risk-management-as-an-afterthought/1440768.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/ongoing-russia-ukraine-sanctions-create-fallout-for-trade-credit-insurers/1440771.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/aviva-plc-2021-results-announcement/1440773.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/two-thirds-of-uk-adults-feel-green-guilt/1440774.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/half-of-over-50s-regret-not-saving-into-their-pension-sooner/1440775.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-declines-bi-court-appeal-opportunity-as-corbin-and-king-is-purchased/1440776.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/blm-agrees-merger-with-clyde-and-co/1440778.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokers-and-insurers-working-at-two-different-speeds-during-covid-has-been-frustrating-pib/1440779.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/smes-emerging-from-pandemic-risk-being-underinsured-allianz/1440780.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/court-of-appeal-ruling-sees-major-implications-for-dental-negligence-claims/1440781.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/pib-targets-manda-in-europe-because-it-is-just-running-out-of-opportunities-in-the-uk/1440782.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/rsa-ukandi-boss-ken-norgrove-responds-to-two-star-broker-service-result/1440783.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/opinion-when-will-insurers-broker-service-improve/1440784.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-snaps-up-rsa-chief-financial-officer-to-help-accelerate-growth/1440787.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/claims-are-the-industrys-shopfront-so-sector-must-deliver-on-service-mum/1440789.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/insurance-sector-can-no-longer-turn-a-blind-eye-to-property-cover-commission-impact-on-leaseholders/1440790.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/woodgate-and-clark-buys-specialist-media-and-entertainment-adjuster/1440797.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/dental-protection-seeking-to-reduce-claims-amid-negligence-ruling/1440798.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/davies-buys-regulatory-technology-supplier/1440799.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jensten-group-enacts-transformation-programme-in-preparation-for-further-growth/1440800.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/only-14-of-smes-have-plans-to-reduce-environmental-impact-aviva/1440801.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gallagher-bassett-buys-essex-based-third-party-claims-administrator/1440802.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-undertakes-big-investment-in-data-analytics/1440803.article</loc>
  <lastmod>2025-05-09T09:31:51.563Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/more-smes-insufficiently-insured-or-not-covered-at-all/1440805.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/lets-shape-tomorrow-together-as-allianz-unveils-sustainable-theme-for-biba-2022/1440806.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-broker-service-has-slipped-but-rsa-has-opportunity-to-shine/1440807.article</loc>
  <lastmod>2023-09-30T12:54:20.433Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/ageas/were-growing-our-heartland-of-personal-lines/1440812.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/ageas/together-we-will-support-younger-drivers/1440813.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/ageas/new-strategy-delivers-promising-financial-results-for-ageas-uk/1440814.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/ageas/whats-driving-demand-for-usage-based-car-insurance/1440815.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/ageas/driving-our-digital-transformation/1440817.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/ageas/supporting-the-people-of-ukraine/1440818.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/ageas/katie-davies-named-as-one-of-insurance-business-uks-elite-women-for-2022/1440819.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-signs-acquisition-deal-with-health-and-safety-consultancy/1440820.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/ageas/backing-you-where-it-matters/1440821.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurer-pockets-another-80m-over-ibm-it-project-blunder/1440822.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/steven-mendel-us-pet-insurance-market-is-still-very-ripe/1440823.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/staying-ahead-of-the-regulation-curve-gallagher-bassett/1440824.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-snaps-up-specialist-independent-lloyds-broker/1440825.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broadway-insurance-brokers-gwp-on-track-after-almost-doubling-assets-to-nearly-1bn/1440830.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/previsico-inks-watertight-deal-to-help-mitigate-insurers-losses/1440831.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/partnersand-expands-national-footprint-with-new-broker-buy/1440832.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-sector-wide-cultural-change-and-radical-collaboration-will-drive-flood-resilience-work/1440833.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurercore-joins-forces-with-us-based-platform-to-create-all-in-one-marketplace/1440834.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/changing-ransomware-tactics-could-be-a-good-thing-for-cyber-insurers/1440839.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/socioeconomic-inclusion-demands-greater-insurance-industry-effort/1440840.article</loc>
  <lastmod>2023-09-30T13:33:06.367Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/climate-change-has-broken-the-world-of-risk-management/1440841.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/credit-ratings-agency-retains-negative-outlook-on-uks-non-life-insurance-sector/1440842.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/storm-arwen-winds-sweep-up-over-80m-worth-of-claims-nfu-mutual/1440843.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jm-glendinning-group-bags-former-gauntlet-group-network-member/1440847.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/zurich-reaps-five-star-reward-from-constantly-listening-to-broker-feedback/1440852.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/biba-launches-trade-credit-insurance-guide/1440853.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/charlotte-halkett-named-manypets-new-chief-underwriting-officer/1440854.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/avivas-amanda-blanc-names-flooding-as-biggest-uk-risk/1440855.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/residents-at-west-india-quay-demand-commission-fees-disclosure-from-insurer/1440856.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/sarah-mallaby-partnering-with-brokers-on-schemes-is-a-real-bright-spot-for-axa-uk/1440857.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-london-market-regulatory-reconstruction-bid-flies-in-face-of-fcas-get-tough-plans/1440858.article</loc>
  <lastmod>2023-09-29T16:56:08.697Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cii-survey-reveals-consumers-want-insurers-to-be-like-good-butlers/1440860.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-launches-three-year-plan-centred-around-customer-outcomes/1440866.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/irish-owned-resure-bought-by-us-headquartered-broker/1440868.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aig-looking-to-cut-ties-with-russia-and-ukraine/1440869.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/latest-oic-portal-data-shows-claims-being-made-through-the-system-are-still-very-low/1440871.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/schemes-partnerships-build-opportunities-in-a-changing-market-travelers/1440873.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/chronic-threat-of-climate-change-remains-mp-alok-sharma/1440882.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/when-it-comes-to-financial-performance-does-bigger-really-mean-better/1440883.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/howden-bags-specialist-mortgage-broker/1440885.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-targeted-again-by-extinction-rebellion/1440888.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/new-insurance-scheme-launched-for-talking-professionals/1440889.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rsa-promotes-internally-for-new-chief-risk-officer/1440890.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/needham-insurance-services-scoops-sheffield-based-broker/1440891.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jmg-group-takes-joint-ownership-of-scottish-broker/1440894.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/settlement-reached-in-pirate-of-the-caribbean-case/1440895.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-clear-group-appoints-new-chief-operating-officer-amid-exciting-growth-plans/1440899.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-disappointment-remains-about-oics-lack-of-adr-amid-digitalisation-scrutiny/1440900.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/marshmallow-awarded-14m-payout-from-mulsanne/1440907.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/flood-re-reveals-build-back-better-scheme/1440908.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/space-insurance-blasting-off/1440909.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/stewart-mcculloch-online-adr-is-saving-the-day-following-pandemic-induced-court-backlogs/1440910.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/sbs-insurance-services-snaps-up-claims-services-provider/1440911.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/car-insurance-insurtech-raises-18m-in-seed-funding/1440920.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/new-oic-data-could-spell-significant-number-of-claims-for-insurers/1440921.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grps-county-group-expands-welsh-portfolio/1440925.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/lee-mooney-rsas-commercial-lines-business-is-nothing-without-our-broker-partners/1440926.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/supply-chain-shocks-and-waning-confidence-amid-ukraine-russia-war-allianz-trade/1440927.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/blink-parametric-teams-up-with-travel-insurtech/1440928.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/backchat-may-2022/1440929.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/prices-in-motor-insurance-market-stabilise-consumer-intelligence/1440930.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/scottish-broker-to-strike-15m-record-turnover/1440931.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/techtalk-uk-insurtechs-to-capitalise-on-us-opportunities-post-pandemic/1440932.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-finalises-comply-or-explain-diversity-rules/1440934.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/handl-group-buys-iprs-group/1440938.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-development-forum-names-swiss-re-and-zurich-veteran-as-new-steering-committee-chair/1440943.article</loc>
  <lastmod>2024-03-06T06:17:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-whitehall-staffing-conundrum-spreads-to-square-mile/1440944.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/government-reveals-changes-to-the-highway-code-to-accommodate-self-driving-vehicles/1440945.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-can-insurance-fraud-prevention-be-measured/1440946.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/richard-coleman-charitable-ownership-ensures-high-standards-at-ecclesiastical/1440947.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bank-of-england-launches-solvency-ii-survey-to-explore-cost-compliance/1440948.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/specialist-insurer-beazley-predicts-business-risks-to-increase-for-summer-2022/1440949.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/smes-must-step-up-cyber-security-game-amid-ukraine-russia-war-aviva/1440950.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/dandos-top-two-risks-are-cyber-attack-and-data-loss-wtw-and-clyde-and-co/1440951.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/telematics-uptake-rises-by-nearly-30-among-under-30s-globaldata/1440952.article</loc>
  <lastmod>2025-05-09T10:14:34.850Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/the-big-question-may-2022-how-can-brokers-and-insurers-improve-their-trading-operations-and-relationships/1440953.article</loc>
  <lastmod>2023-09-30T20:17:13.070Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/house-of-lords-advocates-more-proportional-regulation-for-london-market/1440954.article</loc>
  <lastmod>2023-09-29T16:56:08.697Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-brokers-are-perfectly-positioned-to-offer-personalised-claims-service-lexisnexis-risk-solutions/1440955.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rsa-understands-its-products-to-the-nth-degree-following-bi-test-case/1440956.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokers-lack-resource-and-knowledge-to-tackle-the-climate-crisis-ecclesiastical/1440957.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/76-of-brits-do-not-understand-health-insurance-cards-direct-line/1440958.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mps-take-aim-at-insurance-sector-in-building-safety-bill-debate/1440959.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-why-the-uk-is-the-insurtech-innovation-capital/1440960.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/is-telematics-set-for-a-popularity-boost-following-fcas-fair-value-changes/1440962.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/alias-fraudster-sentenced-to-jail-time-as-web-of-lies-exposed/1440970.article</loc>
  <lastmod>2024-08-07T16:23:35.497Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/what-broker-schemes-are-proved-to-be-most-profitable-in-2022/1440972.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/swiss-re-enters-lloyds-lab/1440974.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bill-scrapping-vnuk-ruling-in-uk-enters-third-reading-in-house-of-lords/1440975.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/biba-and-abi-celebrate-10-years-of-signposting-agreement/1440976.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/qanda-cloud-technology-is-huge-trend-for-uk-brokers-applied-systems-europe/1440977.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/opinion-hybrid-new-normal-yet-to-be-clarified-across-ukgi/1440978.article</loc>
  <lastmod>2023-09-30T20:21:01.257Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/pearson-ham-how-have-the-general-insurance-pricing-practice-remedies-impacted-market-rates/1440982.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/draft-online-safety-bill-to-be-scrutinised-following-second-reading/1440983.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/credit-ratings-agency-retains-stable-outlook-for-london-market/1440987.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-holdings-appoints-two-non-executive-directors-to-management-board/1440988.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianz-holdings-selects-two-new-independent-non-executive-directors-to-join-its-board/1440989.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cytora-partners-with-insurer-to-streamline-global-risk-intake/1440990.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/tinder-swindler-case-reinforces-regulation-requirement-for-flourishing-dating-metaverse/1440991.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-climate-change-transition-planning-is-likely-to-be-a-task-and-a-half/1440992.article</loc>
  <lastmod>2023-09-29T17:17:57.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-inks-deal-with-tractable-to-overhaul-uk-motor-claims-accuracy/1440996.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/businesses-caught-in-cyber-crossfire-of-russia-ukraine-conflict-cannot-rely-on-insurance-for-protection-databarracks/1441006.article</loc>
  <lastmod>2025-05-09T10:19:03.137Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/canopius-group-snaps-up-ex-employee-as-head-of-marine-treaty/1441007.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-cyber-insurance-pricing-up-by-102-marsh/1441009.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-stable-it-may-be-but-london-needs-real-modernisation-momentum/1441010.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/excitement-builds-ahead-of-bibas-annual-conference/1441011.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/underwriters-dont-understand-the-risks-of-ev-accidents/1441012.article</loc>
  <lastmod>2023-09-29T16:56:01.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-software-houses-must-champion-smaller-and-regional-brokers/1441015.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-lips-not-disadvantaged-by-oic-process-despite-industry-wide-concerns/1441017.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cii-reveals-new-top-boss/1441018.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/new-cru-data-confirms-continued-decline-in-motor-claims/1441019.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zurich-uk-enhances-new-small-fleet-policy-for-electric-vehicles/1441021.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/how-can-the-broking-sector-tackle-the-significant-headache-of-job-vacancies/1441022.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/government-seeking-to-double-solvency-ii-regulatory-threshold-for-industry/1441023.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/ignite-systems-should-brokers-buy-the-newest-software/1441024.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/global-insurtech-funding-for-q1-2022-hits-22bn-gallagher-re/1441025.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-what-innovations-are-software-houses-releasing-for-brokers/1441030.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/esg-concerns-look-set-to-grow/1441031.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/government-proposals-to-scrap-annual-mots-could-see-increase-in-unroadworthy-vehicles/1441032.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/global-net-zero-transition-could-double-size-of-london-insurance-market-liiba/1441035.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gallagher-reports-14-uk-organic-growth-for-q1-2022/1441036.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-collecting-data-on-fair-value-for-leaseholders/1441037.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/towerbrook-to-buy-premium-credit/1441040.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/prestige-insurance-holdings-launches-new-broking-brand-into-northern-ireland/1441042.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/markerstudy-group-completes-bgl-insurance-buy/1441047.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/post-pandemic-sees-increased-appetite-for-legal-protection-cover-amid-inflation-arag/1441048.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-faces-legal-battle-after-putin-swipes-500-planes/1441049.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/wtw-suffers-138m-financial-hit-on-russian-business-exit/1441050.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-buys-manchester-based-broking-group-in-50th-acquisition/1441052.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-boosts-hiring-spree-with-three-new-appointments/1441056.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aegis-london-deploys-phinsys-to-execute-digital-transformation-strategy/1441060.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/direct-lines-premiums-slide-by-24-during-q1-2022/1441062.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/direct-line-estimates-extreme-weather-claims-to-reach-40m/1441063.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/the-great-resignations-impact-on-financial-institutions-travelers/1441064.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/seventeen-group-purchases-devon-based-broker/1441065.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/previsico-and-uk-based-mga-ink-partnership-to-boost-flood-resilience/1441066.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-legal-protection-supports-solicitors-mental-health-training/1441068.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/markels-richard-whitt-confirms-retirement-date/1441071.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/staff-complacency-increases-cyber-risk-for-firms/1441074.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uks-retail-and-industrial-sectors-face-biggest-flooding-risk-floodflash/1441075.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/average-cost-of-motor-insurance-has-fallen-5-abi/1441076.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axas-property-and-casualty-revenue-up-2-despite-ongoing-russia-ukraine-tensions/1441077.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/thomas-stuart-acturis-encourages-underwriters-to-be-bolder-when-etrading-with-brokers/1441078.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/hiscox-uk-sees-gwp-increase-despite-market-pressures/1441079.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/russia-ukraine-conflict-sees-beazley-predict-41m-plunge/1441080.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/maria-crockart-aviva-acknowledges-demand-from-brokers-for-better-etrading-responses/1441082.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/andrew-johnston-insurtech-sector-on-cusp-of-better-democratisation-of-capital/1441086.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-times-reveals-2022-results-of-annual-etrading-survey/1441087.article</loc>
  <lastmod>2025-10-06T09:31:01.527Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/australian-insurance-firm-buys-tysers-for-500m/1441088.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gs-group-makes-fresh-acquisition-to-bolster-tayside-presence/1441089.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/gap-insurance-fraud-seeing-a-huge-uptick/1441090.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/eu-officials-propose-new-ban-on-ships-carrying-russian-oil/1441091.article</loc>
  <lastmod>2025-05-09T10:19:03.137Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/predictive-analytics-tools-deliver-insight-and-efficiency-gallagher-bassett/1441095.article</loc>
  <lastmod>2025-05-09T09:31:51.563Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/the-importance-of-seeing-people-manchester-underwriting-management/1441097.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/firms-must-think-fast-move-fast-and-plan-ahead-in-order-to-thrive-winn-group/1441099.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/59-of-smes-rely-on-credit-to-pay-for-insurance-premium-credit/1441100.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pool-re-reveals-record-making-reduction-in-reinsurance-pricing/1441101.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/specialist-insurer-launches-bespoke-scheme-for-sports-sector-via-new-partnership/1441102.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/qlaims-snaps-up-former-axa-managing-director-for-non-executive-role/1441103.article</loc>
  <lastmod>2024-08-23T16:36:40.483Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/premfina-scoops-two-ex-close-brothers-hires-to-expand-senior-team/1441104.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/biba-launches-new-drone-scheme-for-members/1441105.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/qbe-promotes-internally-for-new-director-of-uk-regions/1441107.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broadways-chief-executive-named-biba-regional-committee-chairman/1441108.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/biba-conference-2022/1441115.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-how-rising-interest-rates-will-impact-broker-acquisitions/1441118.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-considering-rules-to-limit-commission-for-multioccupancy-buildings-insurance/1441120.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokers-with-purpose-and-consistency-will-beat-mistrust-in-the-establishment-steve-white/1441122.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/novidea-partners-with-jewellery-broker-to-drive-efficiency-/1441131.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/increased-digitalisation-is-resulting-in-a-damaging-digital-divide/1441132.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/natural-catastrophe-claims-knock-q1-pandc-operating-profit-for-allianz-group/1441133.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/regulation-in-the-age-of-acceleration-represents-a-black-elephant-for-the-sector/1441141.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/abi-reveals-record-low-for-home-buildings-and-contents-insurance-pricing/1441143.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/sheldon-mills-fca-does-not-have-one-size-fits-all-approach-to-regulation/1441144.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/daniel-burton-nig-is-targeting-real-time-service-levels-for-etrading-with-brokers/1441145.article</loc>
  <lastmod>2025-10-06T09:31:01.527Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-fca-backs-biba-on-fscs-levy-reductions-but-admits-change-will-take-some-time/1441146.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/avivas-blanc-calls-out-industry-sexism/1441147.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokers-commission-must-be-reflective-of-the-value-provided-to-customers-says-fca/1441149.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/andy-burnham-managing-risk-is-an-ongoing-reality-for-all-of-us/1441150.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/mark-wood-breaking-even-a-priority-for-ondo-ahead-of-fulfilling-market-expansion-ambitions/1441151.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rising-inflation-is-of-serious-political-concern-to-insurance-sector-elisha-walia/1441156.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/inflationary-impacts-keeping-brokers-on-their-toes/1441161.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/nick-hobbs-allianz-plans-to-reorientate-itself-to-make-new-broker-friends/1441162.article</loc>
  <lastmod>2023-09-29T17:02:18.220Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/adam-winslow-managing-inflation-means-separating-commercial-lines-from-personal-lines/1441163.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/winn-group-the-value-of-a-24/7-operation-within-the-accident-management-and-insurance-sectors/1441164.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-commercial-appoints-nick-kelsall-as-head-of-motor-claims/1441166.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-confirms-significant-delays-in-manda-process/1441169.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grps-county-group-buys-broker-in-third-deal-of-2022/1441170.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fcas-general-pricing-rules-drive-up-van-insurance-premiums-by-63-consumer-intelligence-/1441171.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/corinne-pringle-qbe-wants-to-push-the-boundaries-of-etrade/1441172.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/skyline-partners-scoops-175m-in-funding-amid-next-growth-phase/1441173.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/arb-reveals-new-draft-guidance-on-insurance/1441174.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/only-a-matter-of-time-until-parametric-insurance-becomes-the-norm/1441175.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/nuvalaw-welcomes-four-new-law-firms-to-its-adr-platform/1441182.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-inflation-to-test-industry-and-clients-alike/1441186.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/ageas/ageas-among-first-insurers-in-uk-to-offer-build-back-better/1441187.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/climate-change-losses-have-increased-by-270-capgemini-and-efma/1441188.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-datalab-names-best-broker-in-ukgi/1441191.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/yonatan-hatzor-the-parametric-mga-focused-on-a-big-problem-and-not-a-solution/1441192.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-buys-spanish-specialist-broker/1441193.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-reports-5-general-insurance-gwp-uptick-for-2022s-first-quarter/1441194.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ex-aviva-chief-financial-officer-moves-to-zurich/1441198.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/emerging-fraud-risks-of-on-demand-insurance-in-commercial-fleet-carpenters-group/1441199.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/regulation-becoming-almost-inevitable-as-cyber-threats-increase/1441200.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-faces-criticism-from-climate-campaigners-following-latest-esg-report/1441204.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-brokers-dont-have-to-be-jack-of-all-trades-its-time-to-tap-into-insurtech/1441205.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/exactly-94-of-businesses-are-satisfied-with-their-insurer-service-dwf/1441206.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokers-set-for-starring-role-in-future-of-personal-lines/1441207.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/top-premier-league-clubs-to-pursue-bi-claim-against-major-insurers/1441208.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/andrew-marr-levelling-up-is-not-happening-and-risks-remain/1441209.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokers-are-safe-haven-for-manda-capital/1441210.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-looking-to-buck-the-trend-on-broker-service-as-it-relishes-a-return-of-face-to-face-broker-trading/1441214.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/hiscox/hiscox-appoints-nicola-grant-as-new-group-chief-hr-officer/1441217.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/hiscox/cyber-attacks-strike-insolvency-fear-into-businesses/1441218.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aig/aig-reports-first-quarter-2022-results/1441219.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aig/aig-recognized-among-top-50-companies-for-diversity-by-diversityinc-for-fifth-consecutive-year/1441220.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aig/how-aig-meets-the-evolving-needs-of-wholesale-brokers/1441221.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/top-insurance-ethnic-minority-future-leaders-and-role-models-revealed/1441222.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rsa-chief-operating-officer-moves-to-head-up-personal-lines-business/1441223.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-ardonagh-group-posts-29-adjusted-ebitda-growth-for-q1-2022/1441224.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-marshmallow-launches-van-proposition-widening-core-market-proposition/1441225.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/simon-mcginn-succeeding-in-esg-means-more-than-just-insuring-the-vegan-cafes-in-log-cabins/1441226.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/gallagher-bassett-what-will-the-future-claims-landscape-look-like/1441227.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ed-gaze-to-step-down-from-lloyds-lab/1441228.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/simply-business-expands-partnership-with-churchill-insurance/1441229.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/significant-spike-in-tool-theft-claims-poses-fraud-risk/1441230.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-enters-negotiations-with-mga/1441231.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gove-welcomes-fca-findings-on-buildings-insurance-market/1441232.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-sector-commends-ed-gazes-work-at-lloyds-lab/1441233.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/anti-fraud-focused-oic-portal-amendments-are-vital-for-the-future/1441234.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/simon-bloomfield-brokers-referral-expectations-are-not-being-met-by-the-insurance-market/1441235.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/liiba-campaign-set-to-raise-london-markets-diversity-and-inclusion/1441236.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-names-its-official-investment-platform-operator/1441238.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/esure-group-nominates-new-independent-non-executive-director/1441239.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/government-launches-40m-self-driving-commercial-vehicle-competition/1441241.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/toby-clegg-clegg-gifford-to-tap-into-distribution-heft-of-new-parent-markerstudy/1441242.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/revealed-claims-excellence-awards-2022-winners-and-reaction/1441243.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-cyber-rates-increased-by-more-than-30-in-2022s-q1-aon/1441244.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bogus-home-insurance-claims-grew-by-45-in-2021-aviva/1441245.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/hdi-reveals-leadership-restructure/1441246.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-how-the-esg-agenda-can-help-insurance-be-a-driver-for-positive-societal-change/1441248.article</loc>
  <lastmod>2023-09-29T16:56:01.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/the-big-question-june-2022-how-is-the-insurance-sector-progressing-in-its-plans-to-achieve-net-zero/1441258.article</loc>
  <lastmod>2023-09-30T20:15:17.010Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/urban-jungle-raises-165m-in-latest-series-a-funding-round/1441261.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/best-of-biba-2022-backchats/1441262.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/backchat-june-2022/1441266.article</loc>
  <lastmod>2025-05-09T10:19:03.137Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/dcj-group-snaps-up-derbyshire-based-broker/1441267.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-staged-e-scooter-accidents-are-already-happening-and-leading-to-questionable-claims/1441270.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/climate-change-will-become-a-persistent-drag-on-insurers-profitability/1441272.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/sabres-gwp-up-by-30-despite-inflationary-pressures/1441273.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tfl-to-remove-around-90-electric-buses-from-service-following-blaze/1441280.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/oke-eleazu-taking-the-helm-as-manypets-uk-chief-executive-the-mga-that-embodies-the-many/1441281.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/very-aggressive-segmentation-set-to-replace-price-walking-as-profit-making-tool-for-insurers/1441282.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/emerging-technologies-set-to-become-crucial-to-insurance-digitalisation-globaldata/1441283.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-relaunches-engineering-surveyor-apprenticeship-after-successful-debut/1441284.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/skyline-partners-hires-ex-charles-taylor-group-chief-executive-to-drive-growth/1441286.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/c-suite-confidence-in-managing-cyber-risk-has-dropped-marsh/1441287.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lmg-identifies-six-metrics-designed-to-secure-london-markets-global-competitiveness/1441295.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/will-edwards-rate-of-change-is-not-going-to-slow-down-despite-five-star-etrading-victory/1441296.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/tech-savvy-new-entrants-set-to-shake-up-home-insurance-sector/1441297.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianz-tops-the-ranks-in-brokerbilitys-insurer-partner-satisfaction-survey/1441298.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-urges-insurance-intermediaries-to-address-significant-risks-of-potential-harm/1441299.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/revealed-which-firm-is-the-most-profitable-insurer-in-ukgi/1441300.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/industry-backs-lloyds-of-londons-465m-dxc-technology-contract-extension/1441301.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pandemic-led-growth-to-slow-for-insurtechs-supercede/1441302.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/whiplash-reforms-have-dampened-a-rise-in-claims-mojs-david-parkin/1441303.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/real-estate-business-booming-for-regional-brokers-ecclesiastical/1441304.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-clear-group-buys-real-prize-london-broker-to-get-greater-critical-mass/1441312.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grps-marshall-wooldridge-snaps-up-west-yorkshire-based-broker/1441313.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tracker-warns-victims-not-to-confront-car-thieves-following-joe-combs-case/1441315.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/inflation-driven-underinsurance-demands-tough-talk-from-brokers/1441316.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-the-next-generation-of-personal-lines-insurance-is-here/1441318.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/smes-struggle-as-late-payment-issues-increase-premium-credit/1441320.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-elon-musk-takes-insurance-in-house-at-tesla-can-the-industry-keep-pace/1441322.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rsa-promotes-for-new-global-broker-and-customer-director/1441323.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-broker-consolidation-debate-set-to-heat-up-at-brokerfest-2022/1441324.article</loc>
  <lastmod>2023-09-30T20:17:13.070Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mps-set-to-examine-insurance-sectors-net-zero-transition-via-new-inquiry/1441329.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bike-theft-fell-significantly-in-2021-bikmo/1441331.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/globaldata-forecasts-22bn-boost-in-motor-insurance-dwps-by-2026/1441336.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-the-oic-portal-one-year-on-success-or-failure/1441341.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/look-for-business-longevity-to-combat-continuing-uncertainty-mum/1441343.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/techtalk-rising-automation-demand-reveals-insurance-skills-gap/1441344.article</loc>
  <lastmod>2025-05-09T09:31:51.563Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokerfest-2022-conference-lineup-confirmed/1441346.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/will-acrisure-become-the-new-creme-de-la-creme-of-broker-networks/1441347.article</loc>
  <lastmod>2025-05-09T09:32:13.740Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/qbe-appoints-chief-data-officer/1441348.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/property-disrepair-claims-fraud-is-beginning-to-look-like-the-new-ppi/1441352.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cyber-insurance-cost-has-more-than-doubled-year-on-year-howden/1441353.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/one-size-doesnt-fit-all-when-it-comes-to-broker-consolidation-the-clear-group/1441354.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lots-of-uncertainty-remains-over-oic-portal-admiral/1441355.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/russian-cyber-attacks-on-ukraine-could-extend-to-west-warns-cybercube/1441356.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/digestible-innovation-around-systemic-risks-to-be-discussed-at-brokerfest-2022/1441365.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/premier-league-risk-register-expands-following-bi-linked-lawsuit-launch/1441366.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jm-glendinning-group-buys-scotlands-biggest-independent-broker/1441367.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/opinion-value-add-support-services-must-be-promoted-to-avoid-cover-corner-cutting/1441368.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mid-market-commercial-insurance-must-adapt-to-on-demand-culture-says-upsurance-boss/1441370.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-digital-transformation-in-the-claims-arena-is-no-panacea/1441371.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/new-laws-clamp-down-on-distracted-driving/1441374.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/ramping-up-repairs-renovations-and-recycling/1441376.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/marsh-ranked-top-broking-group-for-worldwide-revenues-in-2021-insuramore/1441377.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/aviva-appoints-charlotte-jones-as-chief-financial-officer/1441378.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/aviva-to-acquire-succession-wealth/1441379.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/directorate-change/1441380.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/insurance-claims-fraud-up-by-13-in-2021/1441381.supplierarticle</loc>
  <lastmod>2022-06-21T14:15:28.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/aviva-completes-second-buy-in-transaction-with-cruden-investment-limited-retirement-benefits-scheme/1441382.supplierarticle</loc>
  <lastmod>2024-01-19T15:44:16.637Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cyber-insurance-sees-triple-digit-pricing-increase-in-q4-2021-marsh/1441383.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/data-breach-and-ransomware-the-main-drivers-for-uk-2021-cyber-claims-marsh/1441385.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/london-based-fraudster-duo-sentenced-to-imprisonment-following-gross-exaggeration/1441386.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/floodflash-updates-broking-platform-to-address-key-parametric-problem/1441387.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/sexism-still-rife-within-insurance-sector-women-in-tech-panel/1441388.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jmg-owned-greenwood-moreland-boosts-scottish-presence-with-gi-broker-buy/1441392.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-industry-must-play-a-fundamental-role-in-the-transition-to-net-zero-says-prince-of-wales/1441397.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/collaboration-is-key-to-addressing-future-risks-airmic-2022/1441399.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianz-trade-partners-with-e-commerce-payments-platform/1441400.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/parametric-carbon-insurer-kita-raises-350k-in-pre-seed-funding-round/1441404.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/russia-ukraine-conflict-triggers-cyber-risk-shift-airmic-2022/1441410.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grp-owned-county-group-procures-business-and-assets-of-retail-commercial-broker/1441414.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/panellists-to-urge-brokers-to-examine-esg-credentials-more-closely-at-brokerfest-2022/1441417.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/international-underwriting-association-launches-new-esg-committee/1441418.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/two-thirds-of-schemes-brokers-dissatisfied-with-support-from-insurers/1441419.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/marsh-uk-and-ireland-commits-to-employing-30-autistic-colleagues/1441420.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/data-depth-for-zero-occupancy-autonomous-vehicles-incomparable-apollo-group/1441421.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-times-2022-mga-survey-is-now-open/1441422.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/global-events-have-significantly-altered-business-resilience-since-beginning-of-year/1441423.article</loc>
  <lastmod>2025-05-09T10:19:03.137Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/stonegate-v-amlin-covid-19-bi-case-kicks-off-in-high-court/1441424.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/digitalisation-drives-personalised-and-trusted-industry-future-says-brokerfest-keynote-speaker/1441435.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broker-somerset-bridge-selects-new-premium-finance-provider/1441436.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/property-disrepair-claims-present-potential-for-very-significant-costs/1441437.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-targeted-by-mary-poppins-themed-climate-change-protest/1441438.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/panellists-to-question-how-technology-has-reshaped-insurance-at-insurance2025/1441440.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/travel-insurers-weather-the-covid-storm/1441442.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/consumers-increasingly-shop-around-for-insurance-as-inflation-squeezes-uks-finances-cii/1441445.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bastion-insurance-services-snaps-up-industry-veteran-as-non-executive-director/1441450.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/mga-qanda-in-person-underwriting-here-to-stay-as-unconvinced-about-digital-alternative-mpr-underwriting/1441451.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-insurers-are-facing-a-growing-confidence-crisis/1441454.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/arron-banks-loses-defamation-case-against-freelance-journalist/1441455.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/daniel-lloyd-john-putting-broking-on-the-map-as-bibas-regional-committee-chairman/1441458.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ageas-appoints-new-uk-board-chair/1441461.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/experts-to-explore-whether-the-future-of-insurance-is-bionic-insurance2025/1441467.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-more-insurers-need-to-think-outside-the-box-to-mitigate-cost-of-living-crisis/1441468.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/shifting-customer-landscape-could-mean-end-of-price-comparison-sites-insurance2025/1441472.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/successful-dandi-strategies-require-the-insurance-industry-to-stop-playing-musical-chairs/1441473.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/stuart-reid-takes-on-third-non-exec-director-role-with-specialist-mga/1441475.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cyber-cover-could-become-unaffordable-for-uk-smes-as-threats-and-cost-of-living-soars-globaldata/1441476.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/worldwide-delegated-underwriting-authority-groups-revenue-increases-by-217-insuramore/1441477.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/addressing-the-climate-crisis-requires-standards-that-work-globally-kpmg-partner/1441485.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broker-consolidation-is-natural-and-presents-opportunities-for-new-entrants/1441486.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tara-foley-reimagining-the-future-of-insurance-to-be-personalised/1441487.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bruce-carnegie-brown-named-lloyds-of-london-chairman-for-another-term/1441488.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/collaboration-between-insurers-and-chcs-is-essential-in-the-face-of-squeezed-supply-chain/1441489.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/mga-qanda-mgas-set-to-thrive-in-the-face-of-challenges-chapman-and-stacey/1441490.article</loc>
  <lastmod>2024-01-23T12:03:41.970Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-boosts-european-footprint-with-commercial-broker-buy/1441491.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/manda-activity-in-the-mga-market-is-not-fuelled-by-private-equity-mum/1441492.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokers-must-look-to-their-business-models-to-combat-costs-of-regulation/1441495.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-retail-boss-relays-future-success-strategy-brokerfest2022/1441496.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pcws-have-moral-responsibility-to-support-fair-value-but-they-must-take-huge-risk-to-stand-out/1441497.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/are-brokers-prepared-for-the-push-to-net-zero-brokerfest-2022/1441498.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fundamental-gaps-exist-in-insurance-for-systemic-risks-brokerfest-2022/1441499.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ageas-appoints-head-of-standard-motor-from-aviva/1441500.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/instanda-raises-45m-in-funding-to-expand-geographical-reach/1441503.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/colm-holmes-allianz-wants-to-be-number-one-in-etrading/1441507.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-what-makes-a-good-broking-firm/1441508.article</loc>
  <lastmod>2023-09-29T16:56:01.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/solar-storms-could-cause-bi-and-data-loss-claims/1441509.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/incumbent-that-brokers-and-insurers-work-together-to-combat-underinsurance-allianz/1441510.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/preventative-measures-key-in-facing-russia-ukraine-cyber-threats-brokerfest2022/1441511.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-commercial-strengthens-motor-claims-team/1441512.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/nig/nig-launches-professional-indemnity-for-our-professionals-eproduct/1441513.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cyber-insurance-cost-rises-represent-a-correction-towards-more-sustainable-premiums-brokerfest-2022/1441514.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/helping-clients-adopt-mfa-as-a-critical-layer-of-cyber-security-travelers/1441515.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/proliferation-of-electric-vehicles-is-impacting-claims-costs-brokerfest-2022/1441516.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/steve-gaywood-cost-of-living-crisis-sees-insurance-customers-game-the-system-and-turn-to-fraud/1441518.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/consumers-increasingly-seeking-out-usage-based-motor-insurance-brokerfest-2022/1441519.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-clear-group-announces-proaktive-acquisition/1441520.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/sarah-murrow-diversity-is-good-for-business-and-provides-opportunities-to-thrive/1441521.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zurich-municipal-and-previsico-ink-deal-to-boost-uk-public-sector-flood-resilience/1441522.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/travel-insurance-signposting-review-delayed-by-fca/1441530.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cii-names-top-technological-trends-in-claims/1441534.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-slams-jlt-specialty-with-multimillion-pound-fine/1441535.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-are-insurtechs-really-innovating-or-just-playing-technology-catch-up/1441537.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/john-warburton-why-konsileo-aims-to-be-the-robocop-of-commercial-broking/1441538.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokers-have-a-vital-role-to-play-in-mitigating-manda-risks-for-tech-clients-cfc/1441539.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zurich-municipal-appoints-new-managing-director/1441545.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokerfest-and-insurance2025-in-pictures/1441546.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-snaps-up-sixth-irish-retail-broker/1441547.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ceta-launches-new-notional-home-insurance-product/1441550.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/mga-qanda-the-days-of-mgas-being-used-for-niche-and-non-standard-risks-are-behind-us-nbs-underwriting/1441560.article</loc>
  <lastmod>2023-09-29T17:02:18.220Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/amy-barnes-successful-esg-agendas-need-bold-commitments/1441562.article</loc>
  <lastmod>2023-09-30T20:20:34.010Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/long-echo-of-covid-19-has-spurred-state-of-national-anxiety-brokerfest-2022/1441563.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-lloyds-lab-is-still-the-heart-of-innovation/1441564.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/embedded-insurance-to-grow-rapidly-over-the-next-10-years-brokerfest-2022/1441565.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/property-insurance-falls-to-underwriting-loss-despite-drop-in-claims/1441566.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zego-partners-with-delivery-logistics-firm/1441574.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/digital-is-like-salt-sprinkled-on-insurance-brokerfest2022/1441575.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grp-buys-commercial-broker-to-identify-further-manda-opportunities/1441576.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-clear-group-secures-new-investment/1441577.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-how-are-insurtechs-matchmaking-brokers-and-capacity-providers/1441578.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/hiscox-promotes-for-new-group-chief-operating-officer/1441583.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/more-trades-added-to-commercial-combined/1441584.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/keeping-safe-this-summer/1441585.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gallagher-enhances-retail-division-with-new-broker-buy/1441586.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/vulnerable-road-users-webinar-driving-awareness-with-commercial-motor-clients/1441587.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/cant-touch-this-insuring-intangible-assets/1441588.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/podcast-cybersecurity-and-insurance/1441589.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/travelers-why-smaller-solicitor-clients-need-professional-indemnity-insurance/1441591.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/claims-for-cycle-thefts-increase-by-126-urban-jungle/1441592.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/superscripts-expands-to-netherlands-amid-european-launch/1441593.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/nig/treating-vulnerable-customers-fairly/1441594.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-times-editorial-team-receives-industry-recognition-at-awards-event/1441595.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-buys-specialist-health-and-wellbeing-broker/1441596.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mgas-can-help-keep-insurance-relevant-david-howden/1441597.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-are-insurtechs-sustainable/1441598.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/karen-beales-oic-portal-challenges-offer-opportunities-around-legal-expenses-insurance/1441599.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bms-appoints-new-uk-chief-executive/1441600.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/technology-implementation-is-do-or-die-for-insurance-sector/1441601.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/industry-opportunities-arise-from-growing-state-sponsored-cyber-attacks-lloyds-of-london/1441611.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-uks-chairman-steps-down/1441612.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/the-big-question-july/august-2022-how-can-insurers-better-support-brokers-with-compliance/1441613.article</loc>
  <lastmod>2023-09-30T20:18:55.707Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mga-coalition-strikes-long-term-capacity-deal-with-allianz/1441614.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokers-want-more-support-from-insurers-when-handling-complex-claims-allianz/1441615.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/clyde-and-co-building-a-new-foundation-for-casualty-claims/1441618.article</loc>
  <lastmod>2023-09-29T16:55:20.843Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/rate-increases-must-be-expected-as-inflation-bites-pearson-ham/1441620.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/qanda-its-a-fallacy-that-brokers-are-slow-to-work-with-insurtechs-ignite-software-systems/1441621.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/industrys-lack-of-ethnic-minority-senior-leadership-is-everybodys-problem/1441625.article</loc>
  <lastmod>2023-09-30T13:33:06.367Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-why-is-there-increased-investor-appetite-for-insurtechs-from-outside-the-insurance-industry/1441628.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/insurers-must-be-on-guard-as-insurance-fraudsters-come-from-all-walks-of-life-ifed/1441636.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/backchat-july/august-2022/1441637.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/there-will-always-be-a-need-for-insurance-lloyds-boss-john-neal/1441639.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/motor-insurance-premiums-set-to-rise-2-this-year-ahead-of-18-uptick-in-2023-ey/1441640.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jensten-group-combines-businesses-to-reveal-new-london-market-operation/1441641.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/mga-qanda-brokers-should-not-tolerate-poor-service-in-an-industry-that-prides-itself-on-professionalism-doa/1441642.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/digitalising-brokers-back-office-supports-business-model-revamp/1441648.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokers-call-for-mandatory-qualification-requirements-cii/1441653.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/leveraging-technology-data-and-analytics-to-achieve-better-outcomes-gallagher-bassett/1441654.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-partners-reveals-multimillion-pound-partnership-extension-with-underwriting-agency/1441655.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/evolving-black-swan-events-are-making-the-industry-incredibly-nervous-accenture/1441657.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/techtalk-a-short-history-of-lloyds-lab/1441659.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/strengthening-service-for-digital-trading-aviva/1441660.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/konsileo-secures-47m-series-a-funding-to-shake-up-the-world-of-commercial-broking/1441663.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ardonaghs-geo-underwriting-buys-loss-recovery-mga/1441666.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/law-firm-merger-completes-and-creates-biggest-casualty-practice-in-the-uk/1441667.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/personal-touch-proving-critical-as-brokers-strive-for-smooth-process-when-dealing-with-complex-claims/1441671.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pwc-names-high-expense-ratios-as-the-biggest-driver-for-technology-transformation-in-london-market/1441672.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-mgas-still-bullish-as-capacity-crunch-bites/1441674.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/opinion-insurtechs-are-new-industry-marmite/1441675.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fraudulent-car-insurance-fronting-grows-by-170-between-march-and-may-2022-lv-gi/1441679.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-londons-blueprints-risk-failure-as-tangible-output-is-lacking-altus/1441680.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/two-day-fca-staff-strike-postponed-as-further-talks-get-under-way/1441681.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-heatwave-will-cause-increase-in-glass-claims-auto-windscreens/1441682.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mp-and-economic-secretary-to-the-treasury-john-glen-resigns/1441683.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bibas-increased-membership-pushes-2021-turnover-up-by-19/1441684.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/coming-months-will-pose-further-challenges-for-the-insurance-sector-globaldata/1441685.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/interest-rate-rises-fail-to-deter-lenders-from-broking-investments/1441686.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-covea-set-to-launch-new-and-improved-etrading-referral-process-this-august/1441687.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/boris-johnson-resigns-as-tory-leader/1441688.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-commercial-lines-digitalisation-now-accelerating-after-slow-start/1441689.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bishopsgate-aspires-for-leader-status-with-new-head-of-claims-hire/1441690.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurers-approximately-144bn-out-of-pocket-due-to-vehicle-thefts-cma/1441697.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/who-will-be-crowned-technology-champion-of-the-year-2022/1441698.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/revealed-insurance-times-technology-and-innovation-awards-2022-finalists/1441700.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-europe-snaps-up-ageas-veteran-as-chief-underwriting-officer/1441704.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fcas-new-chair-revealed/1441707.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rising-cost-of-living-provides-opportunity-for-industry-to-tailor-products-guidewire-software/1441708.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/motor-premiums-see-78-increase-during-first-five-months-of-2022-consumer-intelligence/1441709.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-launches-pilot-lgbtq-mentoring-programme/1441710.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ripe-thinkings-233m-turnover-for-2021-signals-insurtechs-growth/1441711.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/music-streaming-giants-success-is-cautionary-tale-for-future-at-lloyds-altus/1441712.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/public-expects-insurers-to-lean-into-the-challenges-posed-by-systemic-risks-james-dalton/1441713.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broker-consolidation-indicates-rosy-future-for-the-broking-market-accenture/1441716.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/strike-action-travel-insurance-cover-sparse-amid-airline-complications-which/1441721.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lvgi-secures-ifb-leader-as-new-director-of-financial-crime/1441729.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/insurance-sector-especially-brokers-must-lead-stewardship-of-net-zero-transitions/1441731.article</loc>
  <lastmod>2023-09-29T17:02:18.220Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/newest-oic-performance-data-show-continued-decline-in-claims/1441732.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/honcho-is-packing-up/1441733.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/copart-uk-acquires-ageas-green-parts-provider/1441735.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/emerging-bazarcall-ransomware-targeting-small-businesses-cfc-warns/1441739.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/flood-re-reports-46m-in-gwp-for-12-months-to-march-2022/1441740.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/poor-management-of-climate-risks-could-lead-to-dando-and-eando-claims-kennedys/1441742.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/beazley-warns-of-increasingly-complex-cyber-risks/1441743.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/just-travel-cover-buys-london-based-travel-insurance-scheme-specialist-from-insurtech/1441744.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lycetts-pre-tax-profits-jump-up-by-154-in-2021/1441745.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-goldman-sachs-midas-touch-turns-to-the-clear-group/1441748.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/markerstudy-group-inks-deal-with-future-first-to-promote-insurance-careers/1441751.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/aviation-market-braces-for-potentially-huge-losses-as-russian-aircraft-seizures-bite/1441756.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/only-26-of-small-businesses-see-cyber-security-as-a-top-priority-direct-line/1441759.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-brokers-must-help-rolex-and-patek-philippe-owners-watch-for-hnw-underinsurance/1441761.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/insurers-must-deploy-capital-confidently-to-solve-cyber-cover-supply-and-demand-imbalance/1441763.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/inflation-contributing-to-an-increased-number-of-aircraft-being-written-off/1441764.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-buys-spanish-commercial-lines-broker/1441765.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/inflation-rate-for-motor-claims-settled-in-2021-reached-62-wtw/1441766.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zego-to-cut-17-of-staff-amid-increased-economic-headwinds/1441770.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/uptick-in-livestock-disease-claims-leads-to-farmer-losses-and-increased-insurer-costs/1441771.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-time-to-get-ready-for-embedded-insurance/1441772.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/sabre-posts-cor-of-989-as-uk-inflation-reaches-historic-highs/1441773.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/mga-qanda-brokers-should-partner-with-mgas-that-have-uk-domiciled-rated-capacity-iprism-underwriting/1441777.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/mga-qanda-brokers-dont-receive-a-computer-says-no-response-from-mgas-touchstone-underwriting/1441778.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/mga-qanda-mgas-must-continue-to-invest-in-ai-and-data-enrichment-mike-keating/1441779.article</loc>
  <lastmod>2025-05-09T09:31:51.563Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cryptocurrency-crisis-leading-to-insurance-policy-wording-amendments/1441786.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tfl-cracking-down-on-e-scooter-riders-who-flout-rules/1441787.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/increased-use-of-the-metaverse-could-support-shift-from-risk-indemnity-to-risk-mitigation-accenture/1441788.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/no-doubt-that-oic-reforms-have-failed-motor-customers-carpenters-group-director/1441789.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rsa-launches-new-policy-to-support-victims-of-domestic-abuse/1441790.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ondo-pilots-leakbot-project-with-20000-admiral-platinum-policyholders/1441791.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/insurers-must-tackle-computer-says-no-approach-as-risks-become-less-standard/1441792.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/davies-completes-lloyds-asta-buy/1441793.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/direct-line-group-predicts-inflation-driven-profit-hit/1441794.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jensten-group-grows-yorkshire-presence-with-new-broker-buy/1441795.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/honcho-pivots-into-b2b-embedded-insurance/1441796.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/previsico-and-generali-ink-flood-resilience-deal-for-uk-clients/1441800.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-pricing-complaints-fell-during-2021/22-fos/1441801.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lack-of-affordable-cover-a-significant-barrier-to-growth-of-small-businesses-fsb/1441805.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/percayso-inform-teams-up-with-ageas-uk/1441806.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurers-brace-for-inevitable-claims-following-forest-fires/1441807.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grp-enhances-retail-division-with-bespoke-broker-buy/1441813.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianz-holdings-scoops-new-chief-operating-officer/1441820.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/insurers-must-be-alert-to-the-threat-of-physical-damage-from-cyber-attacks/1441821.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianz-partners-names-new-uk-and-ireland-chief-executive-ahead-of-tozer-departure/1441822.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/markerstudys-bgl-insurance-creates-100-hybrid-contact-centre-jobs/1441828.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/crop-fire-claims-soar-as-forest-fires-rage-through-uk-amid-heatwave/1441829.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/electric-vehicle-increase-strikes-fear-into-motor-industry-and-its-supply-chains/1441830.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/percayso-inform-and-whenfresh-partner-to-boost-property-data-capabilities/1441831.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-holdings-announces-new-chief-operating-officer/1441832.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cost-of-living-pressures-push-uptick-in-fraudulent-property-claims-zurich-uk/1441833.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/average-uk-car-insurance-premiums-soar-by-6-over-last-12-months-wtw/1441840.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-small-comfort-for-insurance-industry-from-fsb-report/1441843.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/beazleys-david-roberts-to-join-bank-of-englands-court-as-chair/1441844.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/industry-on-alert-as-two-new-covid-strains-spread/1441845.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/newstead-insurance-snaps-up-birmingham-based-broker/1441848.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-government-publishes-financial-services-and-markets-bill/1441849.article</loc>
  <lastmod>2025-05-09T10:18:36.123Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/beazley-posts-2022-half-year-cor-of-87/1441850.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/peter-james-insurance-appoints-classic-vehicle-enthusiast-as-partnerships-director/1441851.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/claims-mitigation-strategies-offer-opportunity-for-the-ultimate-customer-service/1441854.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/doa-underwriting-strikes-capacity-deal-for-travel-policies-with-axa-partners-uk-and-ireland/1441855.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/reported-general-insurance-conduct-rule-breaches-are-on-the-low-side-sicsic-advisory/1441856.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-journalism-still-lacks-ethnic-diversity-just-like-insurance/1441857.article</loc>
  <lastmod>2023-12-11T09:18:44.950Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/geopolitical-strife-impacting-shift-in-ransomware-attacks-sonicwall/1441858.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/inflation-is-surmountable-with-proper-provision-beazley/1441859.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-allianz-removes-significant-number-of-referrals-and-barriers-to-enhance-brokers-etrading-experience/1441860.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lack-of-communication-from-insurers-leading-to-missed-savings-for-motor-insureds-redtail-telematics/1441861.article</loc>
  <lastmod>2025-05-09T10:14:34.850Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/joint-founders-launch-end-to-end-platform-to-support-delegated-authority-arrangements/1441862.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/acso-calls-for-mandatory-insurance-of-e-scooters/1441863.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-claims-promotes-internally-for-two-directors/1441864.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/zurich-insurance/operational-technology-the-cyber-blind-spot/1441865.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/zurich-insurance/zurich-has-agreed-to-sell-its-legacy-traditional-life-insurance-back-book-in-germany-to-viridium/1441866.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/zurich-insurance/qanda-with-will-edwards-head-of-sme/1441867.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/zurich-insurance/zurich-uk-launches-new-smart-building-devices/1441868.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/travel-insurers-must-address-misunderstanding-over-coverage-consumer-intelligence/1441869.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/ageas/mercier-joins-ageas-as-head-of-standard-motor/1441870.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grp-marks-100th-acquisition-with-purchase-of-ipswich-based-firms-gi-book/1441874.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/strengthening-our-service-for-digital-trading/1441876.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/understanding-the-risks-of-hot-work/1441877.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/confidential-succession-planning-were-here-to-help/1441878.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/aviva/qanda-complementing-self-serve-capability-with-dedicated-underwriting/1441879.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/covea-insurance/how-will-inflation-affect-building-values-the-housing-market-and-purchasing-habits/1441880.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/covea-insurance/the-impact-of-inflation-on-high-net-worth-customers/1441881.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/aventum-flaunts-independent-status-to-attract-talent-amid-consolidation-landscape/1441882.article</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/aventum-group-embraces-trading-london-market-based-risks-via-digital-platforms/1441883.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/dive-in-festival-reveals-focus-on-improving-workplace-cultures-for-2022-event/1441885.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/policy-expert-appoints-new-chief-financial-officer/1441886.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-fca-must-focus-next-on-customers-expectation-gap-following-dual-pricing-ban/1441888.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mga-first-underwriting-builds-new-team-to-launch-real-estate-product/1441891.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-publishes-final-rules-for-consumer-duty-regulation/1441892.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-data-lab-reveals-highest-ranked-insurers-for-customer-experience/1441893.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-commercial-on-track-for-fraud-busting-record-/1441904.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rates-for-builders-risk-construction-cover-increased-by-5-year-on-year-in-london-market/1441905.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rate-rises-of-300-have-not-been-uncommon-in-londons-cyber-market/1441907.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/personal-injury-motor-claims-continue-to-decline-says-governments-cru-data/1441911.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/london-market-showcases-great-degree-of-optimism-around-pi-risks-clyde-and-co/1441913.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-clear-group-grows-ebitda-by-76-in-2021/1441914.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/helena-kazi-the-entrepreneur-striving-to-be-a-very-strong-player-in-gig-economy-insurance/1441915.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jm-glendinning-professional-risks-promotes-internally-for-new-managing-director/1441916.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianz-commercial-prevents-368m-worth-of-fraud-in-h1-2022/1441917.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/proposed-leasehold-reform-bill-a-red-flag-for-industry-over-property-insurance-commission-disclosures/1441918.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/admiral-and-direct-line-face-double-whammy-margin-hit-in-2022-bloomberg-intelligence/1441920.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/schools-an-attractive-target-for-criminals-over-summer-months-ecclesiastical-insurance/1441921.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/biba-welcomes-consumer-duty-implementation-extension/1441922.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/mga-qanda-mgas-need-to-add-value-to-survive-renovation-underwriting/1441923.article</loc>
  <lastmod>2023-09-29T17:02:18.220Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/success-in-the-future-of-insurance-requires-shift-in-underwriting-roles-cii/1441924.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/genasys-technologies-appoints-new-cfo/1441925.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-insurance-pricing-moderates-in-q2-2022-marsh/1441926.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/majority-of-brokers-interested-in-further-digitalisation-aviva/1441927.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/software-company-exposes-insurance-industry-as-most-vulnerable-to-phishing-following-simulated-attacks/1441928.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/former-horwich-farrelly-top-boss-takes-helm-at-cho/1441931.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jensten-group-snaps-up-sme-focused-mga-/1441938.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/direct-line-group-sees-profits-tumble-as-unique-combination-of-factors-impact-market/1441939.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-hard-times-for-dlg-admiral-and-sabre-what-are-the-shareholder-challenges/1441940.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-ireland-bags-irish-broker/1441941.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-clear-group-acquires-kent-based-broker/1441947.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-purchases-specialist-mgas-hnw-personal-lines-business/1441948.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-launches-1bn-share-buyback-following-very-good-performance-in-h1-2022/1441951.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/hiscox-results-reflect-mixed-bag-for-h1-2022/1441953.article</loc>
  <lastmod>2025-08-14T12:45:59.713Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/asta-announced-as-new-manager-of-lloyds-siab-parsyl/1441954.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axas-uk-and-ireland-pandc-revenue-grows-by-3-in-h1-2022/1441955.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurers-prioritising-talent-attraction-and-retention-action-amid-economic-strife-cii/1441956.article</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-xl-records-6-dip-in-h1-2022-revenue-after-cutting-natural-catastrophe-reinsurance-exposure/1441957.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-receives-regulatory-approval-to-establish-second-pcc/1441958.article</loc>
  <lastmod>2025-05-09T10:21:41.960Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/nuventure-international-launches-product-recall-mga/1441959.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-prepares-for-potential-claims-from-ukraine-and-russia-war-through-exposed-lines/1441960.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/what-does-an-effective-response-to-the-threat-of-systemic-risks-look-like/1441962.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/regulation-and-inflation-ramp-up-van-insurance-costs-by-136-in-h1-2022-consumer-intelligence/1441970.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/simon-mcginn-clarifying-challenging-bi-wordings-could-lead-to-narrowing-the-cover/1441971.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/cyber-risk-rating-reports-versus-threat-intelligence-what-is-the-best-tool-to-analyse-firms-cyber-security/1441972.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianz-holdings-operating-profit-falls-42-in-h1-2022-due-to-motor-uptick-inflation-and-storms/1441973.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/mga-qanda-when-underwriting-criteria-tightens-mgas-come-into-their-own-floodflash/1441974.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-funding-still-down-year-on-year-gallagher-re/1441975.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-records-78-increase-in-adjusted-ebitda-for-2021/1441976.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rates-will-need-to-increase-to-accommodate-high-inflation-allianz-holdings/1441977.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/swiss-re-institute-warns-of-mixed-impact-from-economic-slowdown-and-high-inflation/1441986.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-confirms-new-rules-on-oversight-of-appointed-representatives/1441987.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ageas-bolsters-distribution-team-with-senior-appointment/1441988.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/colm-holmes-strong-relationships-with-brokers-is-a-core-part-of-our-strategy/1441993.article</loc>
  <lastmod>2025-05-09T15:07:08.833Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gallagher-buys-specialist-crisis-and-risk-management-consultancy/1441995.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/average-annual-motor-insurance-premium-up-by-5-in-q2-2022-abi/1441996.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/botched-eyebrow-microblading-and-tinting-account-for-37-of-salon-injury-claims-zurich/1441997.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/the-big-question-september-2022-do-brokers-need-a-formal-qualification-to-advise-clients/1441998.article</loc>
  <lastmod>2023-09-30T20:15:37.263Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tribunal-reverses-179m-compare-the-market-anti-competition-fine/1442000.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-what-are-the-top-five-insurtechs-to-watch/1442004.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/dive-in-urges-industry-to-build-braver-cultures-as-event-registration-opens/1442006.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grps-birmingham-based-hub-appoints-new-managing-director/1442007.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/mike-bruce-we-were-in-a-great-position-before-but-were-in-a-better-position-now/1442008.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianzs-etrading-capabilities-are-on-an-improving-path-but-still-have-a-long-way-to-go/1442010.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lemonade-reports-top-and-bottom-line-above-expectations-in-q2-2022-results/1442011.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lemonade-addresses-metromile-staff-cuts-post-acquisition-amid-platform-sale/1442012.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/avivas-cor-for-uk-and-ireland-gi-business-worsens-to-956-for-2022s-h1/1442015.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/amanda-blanc-aviva-is-not-in-any-way-vulnerable/1442019.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aig-reports-strong-gi-underwriting-increase-in-q2-2022-results/1442020.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-plans-2022-year-end-share-buyback-programme/1442021.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/admiral-group-sees-cor-rise-to-967-for-h1-2022-as-inflation-squeezes-profitability/1442022.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/catch-up-on-insurers-half-year-financial-results-for-2022/1442023.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ex-aig-boss-mcnamees-c-quence-adds-excess-dando-to-products/1442024.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rsa-promotes-for-new-chief-compliance-officer/1442025.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-takes-active-approach-to-inflation-in-personal-lines/1442029.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/corvus-insurance-president-becomes-new-chief-executive/1442030.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/stephen-brittain-and-robert-lumley-solving-the-innovation-gap-in-insurance/1442031.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/boosted-etrading-proposition-is-key-driver-of-avivas-h1-12-commercial-lines-growth/1442032.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/azur-acquisition-set-to-make-aviva-a-one-stop-shop-for-its-sme-customers/1442035.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zurichs-pandc-business-reports-record-cor-of-919-for-h1-2022/1442037.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/backchat-september-2022/1442038.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/johnson-and-johnson-to-end-all-uk-baby-powder-sales-as-ovarian-cancer-claims-escalate/1442043.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ageas-posts-cor-of-949-for-its-gi-portfolio-during-h1-2022/1442044.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/drought-to-cause-mayhem-for-uk-insurers/1442045.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/insurers-deploy-strategies-to-embed-technology-into-claims-function/1442046.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fire-claims-soar-to-12m-due-to-uk-heatwave-lvgi/1442047.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/irevolution-group-builds-out-broker-businesses-with-new-special-projects-hire/1442048.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mce-promotes-internally-for-new-head-of-insurance-partnerships/1442049.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/admiral-enters-pet-insurance-market/1442050.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/which-firms-are-leading-the-way-on-customer-experience/1442051.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jensten-group-buys-high-wycombe-based-broker-and-its-subsidiary/1442055.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-group-announces-revenue-of-29bn-in-the-uk/1442056.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-appoints-new-commercial-motor-manager/1442057.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-claims-recruiting-and-training-data-talent/1442059.supplierarticle</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/thunderstorms-on-the-horizon-heighten-risk-of-flash-flooding-ecclesiastical/1442065.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cna-hardy-bags-ex-axa-xl-chief-as-new-director-of-risks/1442066.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rcapital-partners-targets-significant-scale-up-with-dual-business-buy/1442068.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/probitas-syndicate-1492-achieves-cor-of-785-in-h1-2022/1442069.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/techtalk-investor-confidence-dips-as-insurtech-sector-hit-by-cost-of-living-crisis/1442070.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/stubben-edge-group-snaps-up-lloyds-broker-as-it-targets-1m-live-policies-in-2022/1442071.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-insurtechs-stick-or-pivot-culture-could-return-for-a-post-pandemic-sequel/1442072.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/beazley-receives-in-principle-approval-to-establish-lloyds-syndicate-5623/1442073.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fraudster-jailed-following-exposure-of-bogus-car-insurance-claims-for-collisions-and-theft/1442075.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pool-re-launches-members-consultation-on-suggested-transition-to-treaty-model/1442078.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/three-is-that-lead-to-underinsurance-pose-real-reputational-risk-for-insurance-industry/1442079.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/professional-winter-sport-athletes-left-out-in-the-cold-by-insurance/1442081.article</loc>
  <lastmod>2023-09-29T17:27:02.117Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/claims-inflation-drives-a-major-deterioration-in-uk-motor-market/1442083.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-ardonagh-group-posts-170-increase-in-pro-forma-losses-for-h1-2022/1442086.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-becoming-ripe-target-for-uk-fraudsters-as-attempts-up-by-257-transunion/1442093.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/e-scooter-and-e-bike-lithium-ion-battery-fire-claims-spark-losses-of-over-half-a-million-pounds-axa-uk/1442094.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/european-windstorms-caused-3142m-in-insurance-industry-losses-perils/1442095.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurtech-investments-fall-in-2022-amid-covid-and-cost-of-living-crisis-globaldata/1442096.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-could-telematics-present-a-win-win-for-insureds-and-the-industry-as-the-cost-of-living-crisis-ramps-up/1442099.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cyclists-could-be-required-to-purchase-mandatory-insurance-following-transport-bill-review/1442100.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/dynamic-ip-addresses-cause-big-challenge-for-underwriters-using-cyber-risk-rating-reports/1442101.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-sets-cyber-policy-exclusions-for-state-backed-attacks/1442106.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tesco-bank-appoints-new-chief-customer-officer/1442107.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/current-level-of-industry-regulation-is-suffocating-small-brokers-stanhope-cooper/1442108.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/crawford-and-company-allows-uk-employees-to-adjust-bank-holiday-time-off/1442114.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/marsh-launches-new-reinsurance-capacity-for-hydrogen-energy-projects/1442116.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/avivas-nick-major-and-simon-mobey-step-down/1442120.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/liz-truss-prime-minister-victory-could-spell-fca-and-pra-merger/1442122.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/william-cooper-stanhope-cooper-seeks-investment-to-get-greater-buy-in-from-insurers/1442123.article</loc>
  <lastmod>2025-05-09T10:12:26.793Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/seventeen-group-gains-home-in-glasgow-with-new-broker-buy/1442124.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/previsico-plans-us-expansion-following-partnership/1442125.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-how-can-the-insurance-sector-support-and-drive-the-growth-of-embedded-insurance-in-the-uk/1442126.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/handh-insurance-brokers-opens-wrexham-office-to-continue-wales-expansion/1442127.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/marsh-and-ascot-group-deliver-first-placement-of-marine-cargo-and-war-insurance/1442131.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/brokers-should-prioritise-critical-cloud-security-following-largest-ever-ddos-attack/1442133.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bgl-insurance-appoints-managing-director-of-distribution/1442134.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-inks-acquisition-deal-with-irish-family-run-broker/1442135.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/richard-tomlinson-tackling-the-big-problems-around-data-and-insurance/1442138.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-boosts-regions-team-with-three-distribution-appointments/1442139.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/seventeen-group-buys-glasgow-based-property-sector-specialist-broker/1442140.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/man-jailed-after-using-different-identities-to-submit-fake-travel-insurance-claims/1442141.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ex-lloyds-lab-head-ed-gaze-scoops-new-role-at-alumnus-insurtech/1442142.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-russia-ukraine-conflict-takes-toll-on-insurers-half-year-results/1442143.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-snaps-up-essex-based-broker-with-identical-customer-service-ethos/1442144.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/opinion-inflation-and-cost-of-living-tightrope-testing-insurers-balance/1442145.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-holdings-names-alison-rayner-as-chief-compliance-and-corporate-affairs-officer/1442146.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/zurich-insurance/environmental-social-and-governance-considerations-for-directors-and-officers/1442147.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/zurich-insurance/flood-risk-resource/1442148.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/taxi-driver-pays-12500-in-damages-after-staged-three-vehicle-crash/1442149.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianz-holdings-names-aviva-director-in-newly-created-compliance-role/1442150.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/video-based-e-signing-is-next-step-in-industrys-digital-transformation-onespan/1442151.article</loc>
  <lastmod>2023-08-10T15:31:00.637Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ecclesiastical-enhances-art-and-private-client-policy-to-cover-cyber-risks-as-standard/1442152.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/will-the-uk-governments-road-to-net-zero-strategy-drive-classic-cars-to-extinction/1442153.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/junior-underwriter-at-reinsurer-wins-sexual-discrimination-case/1442154.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-donates-50000-to-support-diversity-and-inclusion-in-community-sports/1442157.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/stubben-edge-group-buys-division-of-b2b-media-business/1442158.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broadway-insurance-brokers-triples-gwp-to-45m-in-12-months/1442159.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/industry-fraud-crackdown-sees-dishonest-claims-fall-in-number-and-cost-abi/1442160.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/service-personalisation-is-crux-of-competition-to-fulfil-consumers-rising-expectations-endava/1442161.article</loc>
  <lastmod>2025-06-25T11:13:54.200Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/inflation-driven-dip-in-renovation-market-could-hit-hnw-sector/1442169.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-completes-sale-of-malaysian-insurance-operations/1442170.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/greater-use-of-automation-would-free-key-teams-from-tedium-of-manual-tasks-autorek/1442171.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokers-set-for-key-role-around-possible-post-brexit-ipt-changes/1442172.article</loc>
  <lastmod>2025-05-09T10:18:36.123Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/soft-market-in-current-climate-would-be-chaos-manchester-underwriting-management/1442173.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/sector-cautiously-welcomes-uk-government-amendments-to-planning-guidance-for-preventing-flooding-in-new-builds/1442174.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/sompo-international-agrees-sale-of-eal-to-withdraw-from-lloyds/1442175.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zego-inks-deal-with-qbe-to-expand-telematics-based-fleet-insurance-offering/1442176.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/demand-for-trade-credit-cover-will-increase-even-as-appetite-reduces-aon/1442178.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mis-teams-up-with-markel-international-for-major-loss-events-proposition/1442179.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-local-councils-hit-by-23-million-cyber-attacks-so-far-in-2022-gallagher/1442187.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-insurance-industry-must-adopt-signposting-to-support-uks-ageing-population/1442188.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insureds-facing-higher-renewal-prices-despite-fcas-price-walking-ban-which/1442191.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/dando-insurance-pricing-down-aon/1442193.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/esures-in-force-policies-dropped-by-32-in-h1-2022/1442201.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/markerstudy-group-appoints-new-head-of-counter-fraud/1442202.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-pandi-club-snaps-up-chief-underwriting-officer-from-newline-underwriting/1442203.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cii-teams-up-with-professional-body-to-build-new-route-into-insurance-for-school-leavers/1442204.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/iua-tackles-high-rise-fire-safety-risks-with-new-model-insurance-clause/1442205.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gallagher-inks-partnership-with-novidea-to-overhaul-specialty-client-base-service/1442206.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/three-weeks-to-go-until-2022s-tech-and-innovation-awards/1442208.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/emerging-bazarcall-ransomware-attacks-reinforce-cyber-risk-to-smes/1442212.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/labour-shortages-and-inflation-bite-for-uk-businesses-bank-of-england/1442218.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ecclesiastical-plans-to-double-size-of-art-and-private-client-book-within-five-years/1442221.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurers-must-fulfil-moral-obligation-to-thornton-heath-residents-following-major-gas-explosion/1442222.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/motor-manufacturer-data-could-be-the-holy-grail-for-improving-telematics-insurance/1442223.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/north-american-cyber-mga-begins-trading-in-the-uk/1442224.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/new-underwriting-business-launched-by-jensten-group/1442225.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fleets-see-30-fewer-claims-by-adopting-telematics-zego/1442226.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/schools-want-more-crime-and-risk-guidance-from-brokers-ecclesiastical/1442227.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/animal-friends-chooses-new-chief-financial-officer/1442228.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-industry-welcomes-liz-truss-as-new-prime-minister/1442229.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/joshua-motta-the-mga-hitting-the-uk-with-reinvented-cyber-security-insurance/1442233.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/howden-launches-new-carbon-credit-invalidation-insurance-solution/1442234.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/markel-names-ex-aig-head-as-new-managing-director-of-distribution-strategies-and-business-development/1442235.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/abi-responds-to-merton-council-leader-comments-in-wake-of-thornton-heath-gas-explosion/1442236.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-brokers-fear-professional-indemnity-market-crunch-will-only-worsen/1442239.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/specialist-risk-group-completes-motor-trade-broker-buy/1442240.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/instanda-names-ex-hiscox-managing-director-as-new-chief-financial-officer/1442241.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-ireland-buys-like-minded-irish-broker/1442242.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/cost-of-living-crisis-drives-greater-fraud-volume-and-frequency-from-non-traditional-sources/1442245.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/new-chancellor-summons-insurance-leaders-to-treasury/1442247.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/moodys-teams-up-with-specialty-reinsurer-on-new-esg-underwriting-solution/1442253.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/siriuspoint-names-ex-rsa-boss-scott-egan-as-new-chief-executive/1442255.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/davies-buys-florida-based-third-party-administration-and-adjusting-firm/1442265.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fitch-ratings-confirms-neutral-outlook-for-global-reinsurance-sector/1442267.article</loc>
  <lastmod>2025-05-09T15:07:19.660Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-is-hybrid-working-diminishing-londons-leadership-as-an-insurance-market/1442270.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/lea-cheesbrough-the-ex-broker-shifting-appointed-representatives-away-from-a-tarnished-reputation/1442271.article</loc>
  <lastmod>2023-09-29T17:02:18.220Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/david-howden-rise-of-the-underdog/1442272.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/matthew-wilson-returns-as-brit-group-chief-executive/1442274.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-industry-mourns-death-of-inspirational-queen-elizabeth-ii/1442282.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-reports-cor-of-914-for-h1-2022/1442283.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-businesses-remain-in-the-dark-about-energy-costs-despite-new-government-plans/1442285.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/russias-sovereign-internet-could-see-cyber-insurance-implications-cybercube/1442286.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/not-all-cloud-downtime-losses-covered-by-cyber-errors-and-omissions-insurance-parametrix/1442287.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/holiday-inn-hotel-chain-hit-by-cyber-attack/1442288.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-improves-underlying-performance-am-best/1442293.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/climate-change-discussion-is-more-urgent-than-ever-before-to-gain-independence-from-russia/1442297.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/perils-introduces-new-market-coverage-for-european-floods/1442305.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cost-of-living-crunch-sees-over-55s-seek-pay-as-you-drive-car-cover-trakm8/1442306.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/stubben-edge-group-secures-new-56m-cash-injection/1442307.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/duck-creek-technologies-launches-new-business-accelerator-suite-for-uk-pet-insurers/1442308.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-londons-reserving-for-ukraine-crisis-is-a-sensible-reserve-position/1442311.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/anansi-partners-with-insurer-to-offer-embedded-goods-in-transit-insurance-package/1442318.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/asta-and-bermuda-based-holding-company-win-in-principle-approval-for-new-lloyds-syndicate/1442319.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/london-market-has-real-opportunity-to-be-an-innovator-for-climate-change-transition-risks/1442321.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/changed-government-should-not-impact-counter-fraud-elements-of-online-safety-bill-ofcom/1442322.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/london-market-still-catching-up-on-admin-backlog-caused-by-pre-pandemic-creaking-systems/1442331.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/smaller-businesses-becoming-bigger-targets-for-cyber-criminals-as-claims-rise-coalition/1442334.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/mgaa-targeting-every-mga-in-the-uk-and-ireland-for-membership/1442335.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-insurers-should-prepare-for-risk-of-another-eurozone-crisis/1442336.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/global-insurance-broker-secures-approval-for-asta-managed-flux-syndicate-1985/1442337.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/earnix-and-guidewire-team-up-to-accelerate-insurer-speed-to-market/1442339.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-hosts-ceremony-to-mark-the-death-of-hm-queen-elizabeth-ii/1442340.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/charles-taylor-insuretech-continues-inhub-rollout-as-it-sets-sights-on-us/1442341.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/staying-a-step-ahead-of-cyber-threats-travelers/1442342.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-industry-scratching-its-head-over-deepfake-e-scooter-fraud/1442350.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-reveals-c-suite-reshape-with-eyes-on-international-expansion/1442353.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-xls-chair-of-the-boards-set-to-retire/1442356.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/domenico-del-re-insurance-industry-must-support-roll-out-of-green-technology/1442357.article</loc>
  <lastmod>2023-09-29T17:02:18.220Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-commercial-lines-customer-experience-is-like-a-pig-going-through-a-python/1442359.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insly-closes-11m-bridge-round-as-it-continues-growth/1442367.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/paul-anscombe-time-for-seventeen-group-to-put-its-flag-in-the-ground-and-build/1442368.article</loc>
  <lastmod>2023-09-29T17:02:18.220Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/general-insurance-firms-creditworthiness-will-be-hardest-hit-by-inflation-fitch/1442369.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/backchat-october-2022/1442370.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/revealed-who-won-at-the-insurance-times-tech-and-innovation-awards-2022/1442371.article</loc>
  <lastmod>2025-10-06T09:31:01.527Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/reinsurers-risk-misunderstanding-secondary-perils-due-to-less-mature-modelling/1442376.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/reinsurance-sector-can-no-longer-waste-time-when-it-comes-to-tackling-systemic-risks-pwc/1442378.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/reinsurance-sector-needs-to-invest-in-cloud-enabled-analytics/1442380.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/revealed-seven-firms-awarded-five-stars-in-insurance-times-2022/23-mga-report/1442383.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-insurers-under-pressure-to-harden-rates-as-reinsurers-talk-tough/1442387.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/journey-to-the-top-how-seven-mgas-climbed-to-five-star-status-in-2022s-mga-report/1442389.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-bringing-the-baby-to-the-boardroom-is-nothing-but-a-normal-tuesday/1442392.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-syndicates-returned-to-profit-in-2021-insurance-datalab/1442393.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/endsleigh-insurance-partners-with-finance-platform-on-embedded-insurance-offering/1442394.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/manda-in-uk-broking-diversification-grows-in-importance-amid-diminishing-supply-of-targets/1442395.article</loc>
  <lastmod>2023-09-30T20:21:01.257Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianz-partners-names-new-chief-executive/1442396.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-expands-specialist-offerings-with-new-niche-broker-buy/1442397.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/briefing-consolidating-the-consolidators-in-uk-broking-is-on-the-cards/1442398.article</loc>
  <lastmod>2023-09-30T20:21:01.257Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-clear-group-buys-sussex-based-legal-indemnities-broker/1442399.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/two-uk-insurtechs-named-in-isle-of-man-insurtech-accelerators-first-cohort/1442400.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/staysure-group-buys-remaining-shares-of-price-comparison-website/1442404.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-reinsurance-sector-still-facing-bi-big-issue-despite-clarity-for-direct-market/1442409.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/techtalk-work-life-balance-and-parenting-for-c-suite-insurtech-fathers/1442412.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/dale-partners-receives-approval-to-launch-new-managing-agency-in-lloyds/1442413.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/revolut-hit-by-highly-targeted-cyber-attack/1442414.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-holdings-welcomes-37-graduates/1442415.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-lab-names-insurtechs-in-ninth-cohort/1442416.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-uk-retail-launches-first-in-house-digital-only-insurance-brand/1442417.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/opinion-the-myriad-roles-of-technology/1442418.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-sets-out-potential-reforms-to-multi-occupancy-buildings-insurance-market/1442435.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/temporary-government-energy-bill-support-does-not-avert-risk-of-insolvency-for-uk-businesses/1442436.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/optimisation-is-the-game-in-town-rather-than-simple-pricing-rsa/1442438.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-receives-approval-for-cyber-syndicate-as-it-targets-pragmatic-growth/1442439.article</loc>
  <lastmod>2025-05-09T10:19:03.137Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/collaboration-and-leadership-bolsters-anti-fraud-response-ifed/1442440.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/government-backed-pi-scheme-for-ews1-assessors-launched/1442441.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/employee-ownership-could-boost-motivation-and-common-purpose-in-insurance-sector-firms/1442442.article</loc>
  <lastmod>2023-09-30T20:19:21.380Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/employee-mental-health-and-financial-uncertainty-top-concerns-for-uk-smes-in-2022-marsh/1442443.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/underinsurance-is-a-bigger-risk-to-hnw-clients-than-theft-or-burglary-ecclesiastical/1442445.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rokstone-targets-go-to-status-with-trio-of-senior-engineering-underwriter-hires/1442448.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/the-big-question-october-2022-what-is-the-current-state-of-play-in-the-construction-professional-indemnity-market/1442450.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/percayso-inform-and-mobile-communications-provider-join-forces-to-crack-down-on-fraud/1442452.article</loc>
  <lastmod>2024-07-24T09:35:46.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/complaints-fall-post-pandemic-but-how-is-the-industry-really-faring/1442453.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-invests-10m-in-female-innovators-lab-fund/1442454.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-three-mga-challenger-of-the-year-nominees-announced/1442455.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/biba-pays-respects-following-death-of-conservative-partys-lord-sheikh/1442458.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-markerstudy-supports-broker-partners-by-being-responsive-and-agile/1442460.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/research/the-insurance-times-digital-adoption-report-in-association-with-applied-systems-launches-today/1442461.article</loc>
  <lastmod>2026-05-12T06:54:40.663Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/digital-adoption-report-2022-logged-in-not-completed-qanda-form/1442466.article</loc>
  <lastmod>2022-10-04T11:48:16.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/digital-adoption-report-2022-logged-out/1442467.article</loc>
  <lastmod>2022-09-27T13:41:01.077Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-excellence-in-professional-development-new-talent-nominees-confirmed/1442468.article</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/telematics-broker-to-tackle-impacts-of-menopause-in-the-workplace/1442469.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/advisory-panel-formed-by-insurtech-sector-partnership/1442470.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/got-you-covered-snaps-up-fresh-founder-as-non-executive-director/1442473.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/marsh-mclennan-names-new-chief-executive-and-president-as-daniel-glaser-set-to-retire/1442474.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/economic-headwinds-push-insurers-towards-bond-etfs-blackrock/1442476.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/policy-expert-hits-record-policy-sales-in-best-month-ever-august/1442479.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/abi-director-james-dalton-to-join-motor-insurers-bureau-executive-team/1442482.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/insurers-spooked-as-halloweens-mischief-night-approaches/1442483.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ecclesiastical-posts-improved-cor-of-888-for-h1-2022/1442485.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-warns-sector-over-ensuring-value-for-consumers/1442489.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/nig/nig-launches-contractors-liability-scheme-with-focus-insurance/1442494.supplierarticle</loc>
  <lastmod>2024-01-19T15:44:16.637Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/smes-face-significant-levels-of-uninsured-risk-amid-tumultuous-times-aviva/1442499.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/saga-returns-to-profit-for-h1-2022-as-travel-soars-post-covid/1442503.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/neurodivergence-the-absolute-commercial-opportunity-for-insurance-firms/1442506.article</loc>
  <lastmod>2023-09-30T20:20:34.010Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/home-and-motor-insurance-most-likely-candidates-for-coverage-cutbacks-amid-cost-of-living-crisis-nerdwallet/1442510.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/top-50-insurers-2022-digital-edition-is-now-live/1442513.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-commercial-lines-brokers-have-key-role-to-play-in-supporting-struggling-hospitality-clients-through-turbulent-times/1442514.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-personal-lines-broker-of-the-year-nominees-unveiled/1442515.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/hastings-direct-rolls-out-increased-pay-for-employees-amid-cost-of-living-crisis/1442516.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-postpones-two-milestones-in-latest-blueprint-two-update/1442518.article</loc>
  <lastmod>2025-05-09T09:32:13.740Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/new-environmentally-friendly-motor-insurer-launched/1442519.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-have-commercial-lines-brokers-been-slow-to-pursue-digital-transformation-and-what-progress-has-been-made-in-2022/1442524.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-reports-75-revenue-growth-in-2021-results/1442525.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lmg-launches-campaign-aimed-at-turning-insurance-into-a-destination-career/1442530.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tool-theft-crisis-hits-self-employed-hardest-simply-business/1442535.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/canopius-group-appoints-new-group-head-of-change/1442537.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cfc-launches-leadenhall-based-innovation-hub/1442539.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/hdi-global-appoints-new-uk-and-ireland-chief-financial-officer/1442540.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lemonade-coming-home-with-uk-launch/1442541.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/miller-insurance-launches-new-bloodstock-and-livestock-team/1442542.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/percayso-inform-and-open-gi-extend-data-enrichment-partnership/1442545.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-four-finalists-for-specialist-national-broker-of-the-year-category-named/1442548.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cii-reveals-newly-elected-president-for-2023/1442550.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-five-insurer-diversity-and-inclusion-excellence-award-finalists-announced/1442551.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/dando-facing-crunch-renewal-as-capacity-continues-to-increase/1442552.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-arma-karma-is-intent-on-driving-real-change/1442553.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-arma-karma-pushed-the-boundaries-in-marketing-insurance-to-younger-customers/1442554.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/genasys-continues-growth-as-insurtech-scaleup-turns-25/1442555.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-conservative-financial-strategy-leaves-industry-seeing-red/1442556.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pfr-measures-could-majorly-mitigate-future-flood-losses-jba-risk-management/1442558.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/workplace-culture-should-employers-or-employees-adapt-to-create-an-inclusive-environment/1442564.article</loc>
  <lastmod>2023-09-29T16:56:20.877Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-ireland-buys-another-dublin-based-broker/1442571.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/dual-uk-snaps-up-new-chief-risk-officer-from-bgl/1442572.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ardonagh-specialty-acquires-lloyds-broker-with-true-alignment-on-client-service/1442576.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-consumer-duty-regulatory-headache-or-brilliant-opportunity/1442577.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pen-underwriting-and-aviva-extend-and-expand-strategic-partnership/1442578.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-of-london-resets-systems-following-potential-cyber-attack/1442579.article</loc>
  <lastmod>2025-05-09T10:19:03.137Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/motor-insurers-and-credit-hire-companies-agree-increased-hire-rates/1442580.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/aviva-continually-committed-to-its-broker-channel-maria-crockart/1442588.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ifed-makes-seven-arrests-in-latest-fraud-clampdown/1442593.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broker-service-survey-2022/23-how-many-stars-do-your-insurer-partners-deserve/1442594.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-granular-claims-data-with-cross-search-functionality-has-been-a-big-blind-spot-for-the-market-lexisnexis-risk-solutions/1442596.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/workplace-stress-tops-concerns-for-uk-brokers-in-2022-ecclesiastical/1442597.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-davies-group-and-aon-apprenticeship-has-helped-144-employees-since-2017/1442598.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/majority-of-insurance-sector-employees-say-they-have-too-much-to-do-at-work/1442601.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/how-tech-firms-can-minimise-their-risk-of-litigation-when-doing-business-in-north-america-travelers/1442603.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-sustainability-lies-at-the-heart-of-igo4s-business/1442604.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-clegg-giffords-apprentices-represent-the-very-best-young-talent-in-the-industry/1442605.article</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/certua-partners-with-global-insurer-on-cover-bundle-for-small-scheme-and-programme-business/1442606.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bms-group-to-offset-backdated-greenhouse-gas-emissions/1442609.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cyber-insurance-uptake-with-smes-remains-low-globaldata/1442611.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/latest-oic-performance-data-show-claims-volumes-remain-low/1442612.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-broadway-insurance-brokers-aims-to-break-down-barriers-between-private-client-and-corporate-work/1442613.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-commercial-and-private-clients-have-complex-and-interwoven-needs-broadway-insurance-brokers/1442614.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/the-virtual-reality-of-fighting-fraud-carpenters-group/1442615.article</loc>
  <lastmod>2023-08-10T15:31:00.637Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/intelligent-document-processing-unlocks-data-insights-inawisdom/1442616.article</loc>
  <lastmod>2023-08-10T15:31:00.637Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/rising-costs-and-supply-problems-deliver-double-hit-for-motor-claims-gallagher-bassett/1442617.article</loc>
  <lastmod>2023-08-10T15:31:00.637Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jensten-group-completes-leeds-based-independent-broker-buy/1442623.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broker-clients-cutting-cover-as-economy-worsens-rsa/1442624.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ctp-regulation-provides-insurers-with-new-opportunity-cfc/1442625.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-clegg-giffords-underwriting-rejuvenation-led-to-34-gwp-growth-in-last-year/1442626.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-excellence-in-underwriting-nominees-unveiled/1442628.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-finds-no-evidence-of-any-compromise-following-suspected-cyber-attack/1442629.article</loc>
  <lastmod>2025-05-09T09:59:33.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-allianz-holdings-wants-its-trans-employees-to-feel-validated/1442630.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/anonymous-metered-news-news-analysis-and-interviews-registered-access-content/1442631.article</loc>
  <lastmod>2024-06-18T14:33:48.610Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/registered-metered-news-news-analysis-and-interviews-subscriber-access-content/1442632.article</loc>
  <lastmod>2023-03-13T16:16:57.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cost-of-living-crisis-prompts-changed-claims-expectations-cii/1442635.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ms-amlin-underwriting-promotes-internally-for-new-top-boss/1442637.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/paul-mang-addressing-big-evolving-insurance-risks-is-meaningful-work/1442644.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurers-must-be-able-to-turn-on-a-sixpence-to-tackle-claims-inflation-earnix/1442650.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/judgment-reins-in-liability-for-horse-owners/1442651.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-insurers-face-winter-of-discontent-as-sterling-adds-to-claims-woes/1442653.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/seventeen-group-posts-ebitda-of-482m-for-2021/1442654.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/energy-price-crisis-could-prompt-increase-in-candle-fire-claims-zurich/1442655.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/like-father-like-son-tim-and-ben-smyth-compare-career-trajectories-as-insurance-bosses/1442656.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-and-aon-urge-industry-to-build-customer-resilience-amid-russia-ukraine-war/1442657.article</loc>
  <lastmod>2025-05-09T10:19:03.137Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mccarron-coates-joins-van-fleet-security-specialist-on-new-insurance-offering/1442660.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/liiba-and-marsh-to-offer-students-insurance-industry-insight/1442663.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/siriuspoint-appoints-ex-guy-carpenter-boss-as-new-chief-financial-officer/1442664.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/what-were-the-hot-topics-from-2022s-broker-ceo-forum/1442665.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-brokers-believe-pe-firms-should-reject-historic-disjointed-view-of-mga-investments/1442669.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zurichs-david-martin-set-to-replace-gareth-hemming-at-aviva/1442670.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/percayso-inform-to-provide-data-solution-for-newly-launched-motor-insurer/1442671.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broker-ceo-forum-insurers-must-invest-in-broker-service-after-pandemic-broke-the-back-of-service-models/1442672.article</loc>
  <lastmod>2025-05-09T09:32:13.740Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tapping-into-tiktok-connects-teenagers-with-insurance-startup-sherpas/1442673.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aon-promotes-internally-for-uk-commercial-risk-leadership-reshuffle/1442674.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/valuespace-joins-uk-governments-uk-us-insurtech-corridor/1442675.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-rhino-trade-insurance-hopes-significant-growth-and-engaging-persona-will-help-it-snag-industry-award/1442676.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-mccarron-coates-works-to-actively-address-issues-rather-than-simply-advising-on-them/1442677.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/van-goghs-sunflowers-incident-highlights-need-for-proper-cover/1442678.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/douglas-brown-providing-value-for-brokers-is-vital-for-renovation-underwriting/1442680.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/matthew-puttick-brokers-continue-to-drive-kgm-underwriting-services-ambitions/1442681.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-bgl-focuses-on-data-digital-and-service-to-ensure-relevance-for-customers/1442682.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-cfc-underwriting-shifts-the-narrative-of-transaction-liability-cover/1442683.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broker-f-r-ball-buys-family-founded-broker-and-reveals-merger/1442687.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-underwriting-excellence-is-fundamental-to-specialist-mga-success-first-underwriting/1442688.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/continued-significant-problems-persist-with-oic-portal-carpenters-group/1442691.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-diversity-and-inclusion-is-front-and-centre-at-covea-insurance/1442696.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axis-re-president-joins-pool-re-as-chief-underwriting-officer/1442698.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/backchat-november-2022/1442699.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aon-launches-work-experience-programme-for-students-from-disadvantaged-backgrounds/1442700.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/nfp-inks-acquisition-deal-with-staffordshire-based-broker/1442701.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/isabelle-santenac-insurance-sector-must-throw-its-weight-behind-the-green-energy-transition/1442703.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-dwf-law-provides-profitable-support-around-somatic-illness-claims/1442708.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianz-commercial-names-mid-market-managing-director/1442709.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-legal-claims-partner-of-the-year-nominees-announced/1442710.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-six-companies-compete-for-the-excellence-in-technology-distribution-award/1442711.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/guidewire-deployed-by-liberty-specialty-markets-for-lloyds-syndicate-4472/1442712.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-uncertainty-the-new-insurance-buzzword/1442713.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/stubben-edge-inks-deal-with-london-market-focused-specialist-consultancy/1442715.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-excellence-in-technology-property-claims-finalists-announced/1442719.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-more-than-a-third-of-ageas-uks-senior-management-roles-are-filled-by-women/1442720.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/amazon-insurance-store-launched-for-home-and-contents-insurance/1442721.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lma-appoints-three-new-board-members/1442722.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-clegg-gifford-wants-to-bring-commercial-broking-back-to-the-high-street/1442723.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-rpc-provides-a-cradle-to-grave-service-for-clients/1442730.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/specialty-mga-uk-launches-in-london/1442731.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-six-finalists-confirmed-in-the-customer-champion-of-the-year-insurer-category/1442733.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/q3-2022-most-expensive-quarter-for-motor-premiums-confusedcom/1442735.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-six-nominees-compete-for-excellence-in-risk-management-trophy/1442737.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-mccarron-coates-shows-unswerving-commitment-to-commercial-lines-clients/1442738.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/allianz-trade-appoints-new-chief-executive/1442739.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pib-group-hires-former-qbe-veteran-as-chief-financial-officer/1442740.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/brokers-embrace-cloud-technologies-to-maintain-competitive-edge/1442741.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/successor-has-urgent-task-on-hands-as-prime-minister-liz-truss-resigns/1442742.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/valuespace-the-insurtech-planning-to-improve-insurers-combined-operating-ratios-by-de-risking-dams/1442743.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-crawford-and-company-commits-to-hire-20-new-graduates-a-year-for-subsidence-team/1442744.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-zurichs-customer-experience-vision-reaps-strong-improvements-across-customer-and-financial-measures/1442745.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-what-do-pe-firms-look-for-when-investing-in-brokers/1442746.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/dlg-creates-two-new-offices/1442750.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mce-insurance-promotes-for-new-chief-executive/1442751.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/recession-hits-construction-firms-hard/1442755.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurers-welcome-high-court-decision-in-stonegate-group-covid-linked-bi-case/1442756.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-davies-group-saves-insurers-126m-in-storm-surge-claims-spend-thanks-to-automation/1442758.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-developing-hard-and-soft-professional-skills-is-crucial-allianz/1442759.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-policy-expert-harnesses-technology-to-save-people-money-and-remove-friction-from-the-insurance-process/1442762.article</loc>
  <lastmod>2025-05-09T09:31:51.563Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/reliance-on-credit-to-buy-insurance-rises-as-price-pressures-squeeze-premium-credit/1442763.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-broker-insights-is-continually-breaking-new-ground-to-achieve-results-for-brokers-and-insurers/1442764.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/neil-mccarthy-mpr-underwriting-achieves-five-star-success-thanks-to-the-quality-of-our-staff/1442765.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uib-restructures-specialty-division-to-create-corporate-and-capital-risks-practice/1442766.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/heritage-organisations-require-guidance-on-crime-and-security-risks-ecclesiastical/1442767.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-policy-expert-strives-to-deliver-first-class-insurance-through-cutting-edge-technology/1442768.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-weathernet-uses-billions-of-postcode-specific-weather-data-to-clarify-claims-triage-for-insurers/1442772.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/minority-venture-partners-pens-minority-investment-in-wholesale-broker/1442776.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/brokers-have-key-role-to-unlock-cyber-cover-options-for-sme-market/1442778.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/bravo-networks-offers-levy-funded-apprenticeship-for-england-based-broker-members/1442781.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grp-owned-the-county-group-buys-llandudno-based-commercial-broker/1442782.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-exploring-big-tech-firms-potential-to-disrupt-established-markets/1442786.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/robin-hoekstra-outworx-plans-to-double-in-size-by-2025-by-continuing-to-serve-uk-brokers/1442789.article</loc>
  <lastmod>2023-09-29T17:02:18.220Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-proposes-new-rules-to-intercept-greenwashing/1442793.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/manypets-buys-us-carrier-amid-growth-spree/1442794.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-corelogic-and-saga-believe-technology-highly-benefits-people-across-all-age-groups/1442795.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-brokers-face-data-challenge-as-clients-are-told-to-assume-more-risk/1442796.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-novidea-is-achieving-great-traction-in-the-market/1442797.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-cfc-underwriting-takes-on-cyber-criminals-on-behalf-of-customers/1442798.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-cfc-helps-customers-fix-vulnerabilities-they-dont-even-know-they-have/1442799.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-greater-than-is-passionate-about-disrupting-the-current-insurance-model/1442803.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-service-delivery-is-an-integral-part-of-covea-insurances-dna/1442806.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-six-firms-compete-for-the-claims-partner-of-the-year-top-prize/1442807.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cyber-attacks-rise-among-smes-while-cover-levels-remain-low-aviva/1442808.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-five-business-partner-of-the-year-technology-supplier-finalists-revealed/1442809.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/it-directory/allianz-commercial/allianz-launches-inspection-service-for-electric-car-chargers/1442810.supplierarticle</loc>
  <lastmod>2023-07-04T14:37:37.030Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cfc-publishes-fintech-insurance-guide-for-brokers/1442811.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/questgates-boosts-net-zero-drive-with-carbon-calculator-launch/1442812.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/are-uk-brokers-using-data-analysis-as-the-main-driver-for-personal-lines-cross-selling/1442813.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/hope-on-the-horizon-for-cyber-insurance-pricing-as-losses-improve-marsh/1442814.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-matrix-iq-is-trailblazing-a-completely-new-approach-in-fleet-risk-management/1442815.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/the-value-of-personalisation-three-ways-a-partner-can-help-you-deliver-gallagher-bassett/1442816.article</loc>
  <lastmod>2025-06-25T11:13:49.770Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/man-found-guilty-of-crash-for-cash-fraud-after-fleeing-the-country/1442817.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-insurers-are-perfectly-positioned-to-proactively-help-clients-improve-safety-flock/1442818.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-how-can-mgas-entice-insurers-to-provide-capacity-amid-challenging-market-conditions/1442819.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-winn-groups-24-hour-working-patterns-means-there-is-no-closing-time/1442820.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/the-big-question-november-2022-how-can-brokers-navigate-cost-of-living-client-conversations-amid-insurers-inflation-hit-rates/1442821.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broker-ceo-forum-uptake-of-cyber-insurance-is-not-where-it-should-be/1442822.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/live-top-50-brokers-2022-digital-edition/1442823.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-casualties-could-arise-in-insurtech-sector-due-to-funding-shortfalls/1442824.article</loc>
  <lastmod>2025-05-09T10:21:41.960Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cii-apologises-over-cyber-breach/1442826.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/mga-financials-under-the-spotlight/1442831.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gallagher-reports-rise-in-q3-2022-net-earnings/1442832.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broker-ceo-forum-difficult-to-manage-economic-turmoil-will-last-until-2024-rsm/1442833.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/miller-snaps-up-beazleys-head-of-technology-as-new-chief-information-officer/1442834.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/insurers-face-service-questions-as-broker-disquiet-increases/1442835.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brit-chief-executive-makes-hardest-career-decision-and-steps-down/1442836.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/will-appetite-for-uk-broker-schemes-dwindle-amid-stark-drop-in-possible-commission-earnings/1442847.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/srg-appoints-new-retail-managing-director/1442848.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/firms-see-uptick-in-fraudulent-instruction-cyber-losses-beazley/1442849.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/opinion-insurers-prepare-for-claims-following-winter-hour-rollback/1442850.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-it-execs-must-balance-critical-core-system-functionality-with-innovation-guidewire/1442851.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/closing-climate-change-driven-insurance-gaps-means-combining-people-data-and-technology-guidewire/1442852.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-space-agencys-chief-digital-information-officer-joins-cii-in-new-role/1442853.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ardonagh-advisory-acquires-stallard-kane-group/1442854.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-provision-of-cyber-insurance-can-help-industry-position-itself-as-a-problem-solver/1442855.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cover-genius-secures-61m-in-latest-funding-round/1442856.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-plastic-surgeon-is-dedicated-to-making-processes-as-seamless-as-possible-for-policyholders/1442857.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-mgas-are-undoubtedly-the-sexy-side-of-insurance-but-what-is-driving-their-increasing-relevance/1442858.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-not-enough-female-founders-and-chief-executives-in-insurtech/1442859.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mgas-partner-to-offer-scheme-for-landlords-and-retailers/1442860.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-dasa-aims-to-stay-ahead-of-the-curve-on-prominent-issues/1442861.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/reliance-on-silent-cyber-protection-in-policies-may-not-cover-firms-against-attacks-travelers/1442862.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-floodflash-believes-those-most-at-risk-are-being-left-behind-when-it-comes-to-insurance/1442864.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-the-customer-comes-first-always-says-floodflash/1442865.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-floodflashs-marketing-aims-to-turn-parametric-insurance-from-a-buzzword-into-a-viable-solution/1442867.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/hiscox-uks-latest-trading-statement-reveals-4-growth-in-gwp/1442869.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-one-in-every-100-email-addresses-is-flagged-for-fraud-markings-each-month-lexisnexis-risk-solutions/1442870.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-percayso-and-somerset-bridge-demonstrate-a-true-business-partnership-in-action/1442872.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-covea-believes-it-has-a-groundbreaking-approach-to-fraud-with-ghostbot-tech/1442874.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/liberty-speciality-markets-hires-new-head-of-broker-management/1442876.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-corpore-continues-to-support-grenfell-tower-survivors-five-years-after-fire/1442877.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/servca-acquires-healthcare-specialist-lloyds-broker/1442878.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/techtalk-unpicking-insurtechs-female-underrepresentation-problem/1442879.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-esure-completes-dramatic-transformation-to-replace-the-beating-heart-of-our-business/1442880.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-ageas-is-focused-on-building-top-quartile-skills-and-capabilities/1442884.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gallagher-continues-push-into-ireland-with-broker-acquisition/1442886.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/axa-uk-and-irelands-revenue-increases-by-5-across-first-nine-months-of-2022/1442887.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-horwich-farrellys-fraud-detection-tech-saves-a-huge-amount-of-time-and-improves-results/1442889.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/over-one-million-households-plan-not-to-renew-buildings-and-contents-cover-gocompare/1442891.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-horwich-farrelly-has-transformed-how-clients-can-access-training-material-on-demand/1442893.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurers-may-be-forced-to-scale-back-services-as-boe-hikes-interest-rates/1442894.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-eight-firms-compete-for-gold-in-the-excellence-in-professional-development-category/1442898.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-award-would-be-testament-to-the-power-of-partnership-broker-insights/1442900.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/dlg-receives-approval-from-sbti-on-plans-to-reduce-greenhouse-gas-emissions/1442901.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-ageas-uks-talent-programmes-aim-to-create-well-rounded-professionals/1442902.article</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-five-finalists-confirmed-for-the-excellence-in-technology-fraud-claims-category/1442903.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-seven-companies-are-vying-to-be-named-commercial-lines-broker-of-the-year/1442904.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/current-solvency-capital-requirements-not-limiting-investment-from-general-insurers-globaldata/1442905.article</loc>
  <lastmod>2025-05-09T10:21:41.960Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-allianz-reshaped-the-experience-it-provided-to-brokers-and-customers/1442906.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-ascend-broking-group-aims-to-improve-client-journeys-through-service-culture/1442912.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jmg-group-buys-durham-based-broker-as-it-targets-further-growth/1442913.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-seven-businesses-set-to-compete-for-the-excellence-in-etrading-trophy/1442914.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/qlaims-augments-partnership-with-great-american/1442915.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-clegg-gifford-records-185-growth-in-its-lloyds-division/1442918.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-lexisnexis-risk-solutions-commits-to-innovate-on-behalf-of-the-insurance-market/1442919.article</loc>
  <lastmod>2025-05-09T10:14:34.850Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/tom-donachie-investment-in-underwriting-expertise-underpins-first-underwritings-dna/1442920.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-zing365-focuses-on-providing-training-that-is-accessible-to-all/1442921.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/smes-to-raise-prices-for-customers-as-costs-rise-premium-credit/1442922.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-matrix-iq-challenges-the-way-telematics-is-used-within-insurance-sector/1442926.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/there-will-be-winners-and-losers-in-insurance-now-more-than-ever-guidewire/1442928.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-seven-firms-shortlisted-for-2022s-challenger-of-the-year-category/1442931.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mcgovern-to-take-lmg-hotseat/1442932.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/travel-home-and-pet-policyholders-forced-to-cancel-cover-globaldata/1442933.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-radius-insurance-solutions-creates-one-stop-shop-for-commercial-vehicle-customers/1442936.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pet-underwriter-secures-15m-funding-boost/1442937.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-quantexas-syneo-platform-provides-scale-breadth-and-control-to-support-fraud-identification/1442938.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-aventums-new-brand-was-created-to-leave-a-lasting-legacy/1442940.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-premium-credit-aims-to-achieve-win-win-win-with-landd-programme-for-partners/1442942.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-londons-islamic-aspirations-move-closer-with-mou/1442943.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/direct-line-to-launch-basic-car-insurance-policy-as-premiums-dip-89/1442944.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/broker-assuredpartners-gains-renewed-confidence-with-pii-provider-buy/1442945.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-ukgi-hits-39bn-gwp-in-q3-2022/1442946.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-are-insurtech-mgas-disrupting-the-market-as-much-as-they-think/1442947.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/apollo-launches-into-cyber-with-mga-deal/1442949.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/direct-line-delivers-strong-growth-in-commercial-lines-despite-home-and-motor-slump/1442950.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cadbury-owner-settles-legal-battle-with-zurich-over-100m-notpetya-cyber-claim/1442951.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/policy-expert-reveals-tech-hiring-plans-to-bolster-growth/1442959.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-acturis-is-seeing-fantastic-results-regarding-etrade-referrals/1442962.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/brokerbility-reveals-new-managing-director-as-part-of-c-suite-reshuffle/1442963.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-samsaras-technology-sees-fleet-claims-decrease-by-30-over-policy-term/1442964.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/mga-iprism-snaps-up-good-strategic-partner-with-underwriting-agency-buy/1442966.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-innovative-fraud-predictive-model-helps-ageas-handlers-pinpoint-fake-claims/1442967.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/simply-business-issues-warning-after-november-deemed-worst-month-for-uk-tool-theft/1442974.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-simply-business-strives-to-be-the-insurance-broker-of-choice-for-commercial-businesses/1442977.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-mccarron-coates-marketing-campaign-is-built-on-great-listening-and-research/1442978.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-excellence-in-technology-award-would-crown-a-landmark-year-for-cdl/1442979.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/richard-marriage-nexus-underwriting-flags-its-independent-brand-as-a-strong-character-trait/1442981.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/neill-johnstone-lorega-eager-to-invest-in-success-despite-five-star-rating-for-third-year-running/1442984.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-genasys-creates-mga-platform-on-time-and-on-budget/1442985.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-ireland-buys-family-run-broker/1442987.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-matrix-iq-wants-to-demonstrate-how-existing-technology-can-deliver-better-insights/1442988.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-seven-firms-shortlisted-in-the-marketing-campaign-of-the-year-b2b-category/1442989.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-business-partner-of-the-year-finalists-announced/1442990.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-nine-finalists-announced-for-the-excellence-in-technology-customer-category/1442992.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/beazley-posts-gwp-of-34bn-for-first-nine-months-of-2022/1442993.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-the-movo-partnership-offers-an-alternative-way-for-independent-brokers-to-trade/1442995.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/guidewire-extends-technology-play-into-london-market/1442996.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-paymentshield-is-proud-of-its-differentiated-approach-to-marketing/1442997.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/andre-symes-and-craig-olivier-genasys-25-year-journey-from-kitchen-table-concept-to-making-sure-insurance-is-better/1442999.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/three-additional-insurers-commit-to-flood-res-build-back-better-scheme/1443006.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-zurich-says-that-supporting-managers-in-their-development-is-crucial/1443007.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/forum-of-insurance-lawyers-elects-dwf-law-partner-as-new-president/1443010.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/alison-williams-prestige-underwritings-relationship-with-brokers-is-paramount/1443011.article</loc>
  <lastmod>2023-09-29T17:02:18.220Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/send-closes-series-a-funding-round-after-9m-raised/1443015.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ondo-revenue-hits-1m-for-h1-2022/1443016.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gap-insurance-increasingly-valuable-for-motor-insureds-intelligent-motoring/1443028.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-climate-change-sees-risk-managers-demanding-shift-from-insurers/1443029.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rcib-extends-longstanding-open-gi-partnership-after-20-policy-sales-boost/1443030.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/esure-chooses-insurtech-as-digital-claims-technology-platform/1443031.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/new-capital-lining-up-to-support-mgas-conning/1443032.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-greenkite-associates-aims-to-be-a-trusted-valuable-and-supportive-partner/1443033.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-premium-credit-wants-to-create-opportunities-through-convenient-payments/1443036.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-rpc-creates-global-network-to-offer-on-the-ground-support-in-relevant-jurisdictions/1443037.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-zurich-embraces-flexible-working-to-shift-the-dial-on-dandi/1443038.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-horwich-farrellys-harp-platform-is-shining-example-of-true-innovation/1443039.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-addressclouds-partnership-with-compare-the-market-saved-400-hours-of-customer-time/1443040.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-ignite-supports-wrapper-to-provide-unparalleled-levels-of-customer-self-service/1443041.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-sentiance-uses-digital-coaching-techniques-to-mitigate-risky-behaviour/1443042.article</loc>
  <lastmod>2025-05-09T10:14:34.850Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-six-finalists-revealed-for-the-independent-broker-of-the-year-category/1443043.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-nine-businesses-compete-in-the-excellence-in-technology-motor-claims-category/1443044.article</loc>
  <lastmod>2025-05-09T10:15:42.083Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-six-finalists-make-the-diversity-and-inclusion-excellence-category-shortlist/1443046.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/consumer-intelligence-launches-daily-insurance-price-benchmarking-for-home-and-motor/1443047.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/pikl-inks-new-holiday-home-insurance-partnership-with-sykes-holiday-cottages/1443048.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-brokers-of-our-shape-and-size-have-become-increasingly-rare-jukes-insurance-brokers/1443049.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jm-glendinning-launches-community-risk-division/1443050.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/asta-managed-trium-cyber-syndicate-1322-receives-green-light-from-lloyds/1443051.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-sutton-winson-has-enjoyed-a-successful-year-of-firsts/1443052.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-inflation-is-not-fundamentally-bad-for-the-industry-despite-uptick-to-111/1443055.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/former-policy-shop-boss-joins-got-you-covered-as-managing-director/1443058.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-clegg-gifford-designed-software-to-cater-for-all-elements-of-motor-claims/1443060.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-2022-corpores-platform-aims-to-catapult-musculoskeletal-triage-into-the-digital-era/1443061.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/amazons-online-insurance-store-what-does-it-mean-for-the-industry/1443062.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/early-stage-insurtech-investment-reaches-second-highest-figure-ever-in-q3-2022-gallagher-re/1443063.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-ravin-ai-uses-artificial-intelligence-to-make-the-motor-claims-process-faster-and-more-transparent/1443064.article</loc>
  <lastmod>2025-05-09T10:14:09.190Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-isc-group-thinks-its-dandi-work-is-revolutionary-in-the-sector/1443065.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/uk-government-sets-out-final-reform-plan-for-solvency-ii/1443066.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/capacity-for-mgas-is-challenging-as-traditional-avenues-are-being-more-selective/1443067.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/davies-launches-insurance-skills-bootcamp-to-attract-talent-to-industry/1443074.article</loc>
  <lastmod>2026-05-12T06:58:13.930Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/damian-glynn-the-bi-expert-aiming-to-inspire-the-next-generation-of-loss-adjusters/1443075.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/liberty-mutual-insurance-appoints-chief-underwriting-officer-for-specialty-markets-arm/1443076.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zurich-urges-government-to-introduce-single-accreditation-scheme-as-solar-panel-fires-rage/1443078.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/wtw-launches-parametric-coral-reef-insurance-policy/1443079.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/the-big-question-december-2022-what-are-the-challenges-and-opportunities-for-insurance-firms-in-2023/1443080.article</loc>
  <lastmod>2023-09-30T13:33:06.367Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zego-and-qbe-expand-partnership/1443085.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-zurichs-marketing-campaign-inspired-customers-and-employees-to-think-differently-about-insurance/1443090.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-autoprotect-group-reduces-claim-submission-to-repair-booking-time-frame-to-five-minutes/1443098.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-rpcs-female-insurance-group-brings-topical-issues-to-the-forefront-of-discussion/1443101.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/what-will-new-regulations-for-appointed-representatives-mean-for-the-industry/1443102.article</loc>
  <lastmod>2023-09-29T16:54:11.990Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-clegg-gifford-believes-it-saved-small-independent-businesses-from-going-under/1443103.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-autumn-statement-is-not-all-good-news-for-insurers/1443104.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-six-businesses-shortlisted-in-the-customer-champion-of-the-year-broker-category/1443106.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/inflation-driving-marine-insurance-exposure-concerns-allianz/1443108.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/abi-creates-blueprint-for-dei-future/1443109.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-manda-hits-record-but-inflation-will-impact-future-appetite-fti-consulting/1443110.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/amanda-blanc-not-enough-women-are-at-the-top-in-insurance/1443111.article</loc>
  <lastmod>2024-01-29T18:20:48.027Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/superscript-advisory-arm-authorised-as-lloyds-broker-in-europe/1443112.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/consilium-appoints-head-of-claims-as-in-house-team-created/1443113.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/marsh-arranges-cover-for-historic-first-space-launch-from-uk-soil/1443114.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lack-of-socio-economic-diversity-threatening-inclusion-efforts-in-insurance-say-experts/1443115.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-senior-leadership-swaps-at-aviva-continue-to-cause-broker-conversations/1443116.article</loc>
  <lastmod>2023-09-29T17:17:57.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/marmalade-launches-pay-as-you-go-motor-insurance-for-new-drivers/1443121.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ticker-launches-on-demand-pay-per-mile-product-to-tackle-cost-of-living-crisis/1443122.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/backchat-december-2022/1443123.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jmg-group-buys-wokingham-based-commercial-broker-in-14th-deal-since-2020/1443124.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/floodflash-sets-new-claim-turnaround-record/1443126.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-staffing-crisis-has-created-power-shift/1443127.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-miller-insurances-leader-scheme-aims-to-make-insurance-a-more-inclusive-and-representative-place/1443132.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/ai-presents-opportunity-to-show-customers-that-insurance-values-their-data/1443133.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-ascend-broking-group-has-a-customer-centric-focus/1443134.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-tapoly-seeks-to-champion-a-previously-underrepresented-group-of-customers/1443135.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-uinsure-has-innovated-to-improve-customer-experiences/1443136.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/insurance-times-awards-2022-crawford-and-company-combines-people-and-technology-in-a-unique-way/1443137.article</loc>
  <lastmod>2025-05-09T10:18:48.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-how-can-the-insurance-sector-demonstrate-the-downsides-of-opportunistic-fraud-to-end-consumers/1443139.article</loc>
  <lastmod>2025-06-05T10:44:01.887Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/marine-market-will-see-more-restrictive-capital-and-narrower-policies-in-2023-concirrus/1443140.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/tysers-insurance-brokers-appoints-ex-lloyds-of-london-non-exec-as-chair/1443141.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/home-insurance-premiums-drop-79-in-last-six-months-consumer-intelligence/1443145.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/younger-customers-have-higher-expectations-for-claims-resolution-sproutai/1443147.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grp-buys-kent-based-commercial-broker/1443148.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/women-in-finance-blueprint-is-not-just-a-tick-box-amanda-blanc/1443149.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-paracode-enables-claims-handlers-to-accurately-processes-a-greater-volume-of-claims/1443150.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/loss-adjusters-must-use-skill-to-ensure-sums-insured-are-correct-amid-inflationary-pressures/1443152.article</loc>
  <lastmod>2025-05-09T15:07:28.730Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-when-life-gives-you-lemons-lemonade-does-generative-ai/1443154.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/techtalk-lemonade-from-darling-disruptor-to-progressive-collaborator/1443155.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/government-steps-in-to-address-cladding-cover-shortage-for-assessors/1443156.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-excellence-in-technology-claims-finalists-announced/1443157.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/manypets-hits-216m-gwp-in-year-to-31-march-2022/1443160.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/deteriorating-outlook-for-uk-insurers-as-inflation-bites-fitch-ratings/1443162.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/manypets-unveils-plan-to-become-a-us-carrier/1443163.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-zurich-uses-untapped-data-to-achieve-safer-smarter-and-more-sustainable-buildings/1443165.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-policy-expert-focuses-on-resolving-customer-pain-points-through-innovation/1443169.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-policy-experts-first-marketing-campaign-signals-pivotal-step/1443171.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/former-charles-taylor-group-chief-exec-named-as-premfinas-new-chairman/1443172.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-zurichs-video-calling-tool-provides-another-level-of-personalisation/1443173.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-axa-is-creating-fast-seamless-end-to-end-digital-journeys-for-claims/1443174.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-seven-firms-shortlisted-for-insurer-innovation-of-the-year-category/1443181.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-industry-urged-to-support-hgv-safe-parking-campaign/1443182.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurer-reacts-to-rising-mental-health-crisis/1443185.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/insurance-industry-backs-calls-for-enhanced-flood-infrastructure-programme/1443186.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-mga-initiative-of-the-year-finalists-announced/1443188.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-excellence-in-technology-service-provider-finalists-revealed/1443189.article</loc>
  <lastmod>2026-05-12T06:57:55.667Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-bgl-insurance-takes-a-bold-creative-and-agile-approach-to-its-b2c-marketing/1443196.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/cii-reduces-median-gender-and-ethnicity-pay-gaps/1443197.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-marketing-campaign-of-the-year-b2c-category-finalists-announced/1443198.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-more-than-uses-marketing-campaign-to-promote-chosen-charity/1443199.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-optimum-speciality-risks-believes-its-home-cyber-product-is-revolutionary/1443200.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-nbs-underwritings-key-strengths-are-agility-and-the-ability-to-respond-to-market-conditions/1443201.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-floodflash-seeks-to-mark-transition-from-insurance-technology-startup-to-industry-leading-parametric-mga/1443202.article</loc>
  <lastmod>2024-02-01T11:23:19.797Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/andy-holmes-cyber-will-be-the-biggest-risk-code-for-lloyds-in-2023/1443203.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-purbeck-insurance-services-has-been-agile-and-innovative-around-new-product-development/1443204.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/solicitors-pi-sees-positive-renewal-trends-but-firms-financial-health-remains-key-to-cover/1443205.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/qanda-ola-jacob-reflects-on-being-tech-champion-of-the-year-2022/1443206.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/zurich-names-new-uk-commercial-head/1443207.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/moj-accused-of-failing-to-address-whiplash-reform-challenges/1443208.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/gallagher-set-to-complete-property-business-rebrand/1443209.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/best-of-christmas-backchats-2022/1443210.article</loc>
  <lastmod>2025-05-09T15:06:12.090Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/intelligent-ai-aims-to-reduce-claims-for-commercial-properties-following-2m-fundraise/1443211.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/covea-insurance-and-bgl-insurance-team-up-to-offer-motor-cover/1443215.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/economic-challenges-temper-marine-underwriters-performance-iumi/1443219.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/seasoned-insurance-and-banking-leader-joins-axa-xl-boards/1443220.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/financial-services-firms-still-failing-ethnic-minority-workers/1443221.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/consilium-appoints-coo-to-bolster-leadership-team/1443227.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-kynd-offers-a-transformational-approach-to-managing-cyber-risk/1443228.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-genasys-is-enabling-a-more-efficient-approach-to-embedded-insurance/1443230.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-horwich-farrellys-holly-technology-is-the-result-of-collaborative-working-at-its-very-best/1443231.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rsa-makes-low-carbon-underwriting-pledge/1443232.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-vipr-solutions-believes-there-is-no-other-brand-in-the-market-that-offers-what-we-can/1443233.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-times-five-star-rating-report-mga-market-2022-and-online-ratings-are-now-available/1443234.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-zurich-wants-to-become-the-most-agile-insurer-in-the-uk/1443239.article</loc>
  <lastmod>2025-05-09T09:33:03.690Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/gerry-ross-commercial-motor-sector-still-going-through-the-gears-in-face-of-systemic-challenges/1443241.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/fca-to-clamp-down-on-insurers-avoiding-fair-value-claim-payments/1443242.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/events/insurance-times-awards-2022-cybercubes-cyber-catastrophe-model-presents-unprecedented-depth-and-modelling-precision/1443243.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aon-uk-appoints-new-chair/1443244.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-charity-report-warnings-put-insurance-at-heart-of-flood-risk-solution/1443246.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/growth-a-target-for-zurichs-new-retail-chief/1443247.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/freedom-services-group-cuts-staff-attrition-and-sickness-with-four-day-working-week-model/1443248.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/john-neal-blueprint-two-is-at-pivotal-point-to-make-lloyds-market-better-faster-and-cheaper/1443255.article</loc>
  <lastmod>2025-05-09T10:19:23.440Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/risk-managers-should-adapt-approach-to-supply-chain-risks-airmic/1443257.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/stubben-edge-buys-insurercore/1443258.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-drone-cover-moving-from-niche-to-vanilla-risk-for-insurance-sector/1443259.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/revealed-who-won-at-the-insurance-times-awards-2022/1443260.article</loc>
  <lastmod>2025-05-09T09:31:51.563Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/romero-group-ebitda-grows-38-for-2022/1443262.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/miller-launches-new-dando-product-for-construction-sector/1443272.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/biba-appoints-new-deputy-chair/1443274.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/pearson-ham-what-is-the-general-insurance-pricing-outlook-for-2023/1443275.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jensten-group-buys-kent-based-motor-trade-and-fleet-broker/1443277.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/smes-potentially-priced-out-of-cyber-cover-due-to-ongoing-issue-of-rising-premiums/1443278.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/lloyds-blueprint-two-is-not-about-delivering-tech-its-changing-how-the-market-does-business/1443279.article</loc>
  <lastmod>2023-09-30T12:21:16.423Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/weathering-macroeconomic-storms-through-claims-partnerships-gallagher-bassett/1443280.article</loc>
  <lastmod>2025-05-09T09:36:08.197Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-sector-perfectly-positioned-for-carbon-removal-action-swiss-re/1443281.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/expert-views/how-to-get-started-with-artificial-intelligence-in-the-insurance-sector-inawisdom/1443282.article</loc>
  <lastmod>2025-05-09T09:31:51.563Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/why-aviva-covea-insurance-and-zurich-were-named-insurers-of-the-year/1443283.article</loc>
  <lastmod>2023-09-30T13:33:06.367Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/parametric-insurance-poses-really-compelling-solution-to-climate-change-driven-weather-events/1443284.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/rsa-implements-hybrid-working-for-over-5000-uk-staff/1443285.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/insurance-times-awards-2022-in-pictures/1443299.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/lloyds-appoints-new-council-member/1443301.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/opinion-industry-will-need-to-continue-to-knuckle-down-in-2023/1443304.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/canopius-managing-agency-appoints-new-uk-cfo/1443305.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/atec-group-boosts-revenue-income-by-28-in-year-to-september-2022/1443306.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/manypets-chooses-european-digital-insurer-as-its-new-uk-carrier/1443313.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ripe-thinking-makes-two-ex-towergate-hires-as-it-surpasses-300000-policyholders/1443314.article</loc>
  <lastmod>2025-05-09T09:32:31.503Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-underinsured-or-underinformed/1443315.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/lloyds-of-london-expects-143-top-line-growth-in-2023/1443319.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/in-focus-insurers-must-brace-for-property-disrepair-claims-as-cmcs-interest-is-piqued/1443320.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aston-lark-expands-marine-business-with-purchase-of-nandg-book/1443328.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/jensten-group-acquires-specialist-storage-broker/1443329.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/more-than-40-of-smes-saw-insurance-premiums-rise-in-last-year-premium-credit/1443330.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/registered-sme-broker-metered-news-news-analysis-and-interviews-subscriber-access-content/1443331.article</loc>
  <lastmod>2023-03-13T16:17:06.880Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/iua-elects-new-chair/1443332.article</loc>
  <lastmod>2025-11-10T10:47:59.880Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/registered-free-trial-promo-metered-news-news-analysis-and-interviews/1443339.article</loc>
  <lastmod>2026-03-17T18:04:47.093Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/biba-reveals-theme-for-45th-annual-conference/1443340.article</loc>
  <lastmod>2024-05-10T11:11:27.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/briefing-legislation-sorely-needed-to-help-mitigate-six-figure-e-scooter-claims/1443341.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/anonymous-sme-broker-category-registered-access-content/1443342.article</loc>
  <lastmod>2023-03-13T16:17:56.477Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/registered-sme-broker-category-subscriber-access-content/1443343.article</loc>
  <lastmod>2023-03-13T16:18:01.913Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/registered-sme-broker-sme-category-subscriber-access-content/1443344.article</loc>
  <lastmod>2023-03-13T16:18:09.210Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/aviva-launches-new-young-driver-insurance-product/1443354.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/the-insurance-times-awards-2022-digital-supplement-is-now-live/1443363.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/interviews/peter-thompson-challenge-anything-mindset-behind-bglis-30th-anniversary-success/1443364.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/motor-insurance-premiums-rise-174-over-past-year-consumer-intelligence/1443365.article</loc>
  <lastmod>2026-03-10T09:57:59.290Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/inflation-tops-concerns-for-insurance-sector-in-2023-globaldata/1443373.article</loc>
  <lastmod>2025-06-05T10:45:35.727Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/grp-owned-hedron-network-appoints-new-chief-executive/1443376.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/compass-partners-with-premium-finance-provider/1443380.article</loc>
  <lastmod>2026-03-10T09:58:12.867Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/analysis/quick-thaw-delivered-major-claims-impact-from-uk-cold-snap/1443382.article</loc>
  <lastmod>2025-05-09T10:15:59.553Z</lastmod>
</url>
<url>
  <loc>https://www.insurancetimes.co.uk/news/ms-amlins-head-of-reinsurance-adopts-additional-interim-chief-underwriting-officer-role/1443388.article</loc>
  <lastmod>2024-01-19T15:48:00.473Z</lastmod>
</url></urlset>
