Country: Germany
Net premiums written 1999: $1,659m (£1,168m)

Head office:
Taunusstraße 1
65193 Wiesbaden
Germany
Tel: +49 611 533 0
Fax: +49 611 533 4500
Email: ruv@ruv.de
Website: ruv.de

Year established: 1922
Parent: R&V Versicherung
Main classes of business: Life, motor, liability, accident, property. Credit, health and legal expenses

History: R&V arose from the co-operative movement of farmers and craftmen which led to the setting up of the local co-operative banks. The central idea was the principle of self-help and the goal was financial security for the family, home and premises.

Chief officer: Dr Jürgen Förterer
Major shareholders: German co-operative banks