Story of the Day

Road traffic injuries are changing – how should the industry respond?

2026-02-12T08:00:00+00:00By George McDade

Data is revealing that the type of injuries sustained in road traffic accidents – or perhaps the ways people are reporting them – are changing, so what can the industry do to help the claims process stay fair and efficient?

News Analysis

TechTalk: The real AI threat to insurance jobs is doing nothing

2026-02-11T08:00:00+00:00By Harry McNeil

‘You aren’t going to lose your job to AI, but you are at risk of losing your job to someone else who is using AI,’ says chief solutions officer

News Analysis

Lloyd’s new hurdle principle will ‘set the hares running’ across the London market

2026-02-10T08:00:00+00:00By Harriet Scott

‘Everyone will feel the heat in a cascading effect and claims leaders will expect more of their team, their staff, the claims practitioners and the handlers,’ says chief claims officer

News Analysis

SME firms are ‘the sector that needs the most advice’ – Lee Mooney

2026-02-09T08:00:00+00:00By Yiannis Kotoulas

’We need to provide advice throughout that cycle so, if an SME is paying that premium and needs advice, we can be there to help and mitigate risk before it happens,’ says UK managing director

News Analysis

Attacking opportunity: Can the cyber insurance market deliver in 2026?

2026-02-06T10:00:00+00:00By Harriet Scott

Record cyber attacks in 2025 exposed entrenched supply‑chain vulnerabilities and caused widespread disruption to UK businesses, yet cyber insurance penetration remains low – what opportunities does the market see to protect businesses going forward?

News Analysis

Cyber risk takes root on the farm as agriculture goes fully connected

2026-02-05T08:00:00+00:00By Harry McNeil

‘Farmers are natural risk managers. They’ve been doing this for hundreds of years – in essence, since the dawn of man,’ says managing director

IT Interview

Hildur Smaradottir and Karsten Ries: How a Nordic IoT partnership has scaled proactive insurance

2026-02-04T08:00:00+00:00By George McDade

Insurance Times talks with Ohma chief executive Hildur Smaradottir and Onics chief executive Karsten Ries, to discuss how a Nordic insurance partnership has capitalised on the technology behind the Internet of Things and what the UK might stand to learn from their successes

News Analysis

Brokers call out ‘devastating impact’ of claims ‘inefficiencies’ on commercial haulage clients

2026-02-03T08:00:00+00:00By Katie Scott

A lack of interim payments and email only communication is having a direct impact on haulage firms’ cash flows, argue commercial brokers – with some demanding changes to ‘one size fits all’ claims processes

IT Interview

Renewals saw reinsurers keen to deploy capital, buyers focused on banking savings – Gallagher Re’s Kerton

2026-02-02T08:00:00+00:00By David Benyon

Three years of strong profitability left reinsurers comfortable with their risks despite softened rates, while cedants prioritised reduced cost over additional protection

News Analysis

Tracking what 180,000 real consumers spend on general insurance

2026-01-30T08:00:00+00:00By George McDade

Insurance Times analyses the current and credit account spending of 180,000 real UKGI customers over the last 12 months, to gain a rare insight into the building blocks of the personal lines market

News Analysis

‘Amber flag’ solar panel fire risk demands action from commercial insurers

2026-01-29T08:00:00+00:00By Harry McNeil

‘If we don’t recognise it’s happening, we don’t get control of it – it’s going to get out of control,’ says insurance risk engineer

Analysis

Is portal-only trading progress or a problem for MGAs and brokers?

2026-01-28T08:00:00+00:00By Harriet Scott

As MGA portals become central to broker trading, a chief executive warns that there is a ‘danger’ in brokers shoehorning risks that require underwriter collaboration

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