MGAs often bring a complementary skill set to the value chain table, enhancing brokers’ service proposition and encouraging innovation
Market feedback has revealed that micro businesses of less than 10 staff could fall victim to buying commercial covers with a personal lines mindset, risking underinsurance and coverage gaps – how can the sector mitigate this?
One of the most powerful advantages of private equity support is the ability to scale thoughtfully and invest with intent
Will reinsurers move back to assuming broader treaty risks, or will insurers have to place their programmes on a class by class basis?
Insurers, keen to fight for market share, are more likely to support brokers who can adjust to these market conditions
Adam Harper, the Chartered Insurance Institute’s executive director of strategy, advocacy and professional standards, discusses the importance of identifying and addressing vulnerability
Best practice for safer driving has been a focus following the government’s proposed road reforms in August 2025 – the potential impact of rule changes on claims means the industry simply cannot be a passenger in these conversations
Net combined ratios (NCRs) of 100% and 107% are forecast for the next two years respectively in the motor insurance market
‘Wildfires are no longer a seasonal threat. They are a persistent and growing risk to life, property and the environment,’ says membership association chair
Customer trust and insurers’ financial performance has nosedived in recent years when it comes to the motor insurance market – both pricing and claims processes must be stripped back in order to drive improvements
’We’re now seeing the early signs of a cyber telematics model emerge, where insurance premiums reflect an organisation live security posture,’ says Google Cloud’s UK head of insurance, legal and financial services
Although insurers remain wary of subsidence claim surges over the British summertime, certain types of subsidence claims could pose a reputational risk depending on their cause