Analysis

Briefing: Are premium finance providers allowed to profit?

By 2025-07-30T08:00:00

car finance

There is a cost to providing customers with access to capital – so what’s all the fuss about?

Last week’s flurry of announcements from the FCA included updates on a market investigation into claims performance, an analysis of the impact of the general insurance pricing practices (gipp) and an update on the market study underway into the premium finance market.

As a market sector about which the FCA has made its concerns known, the updates from the premium finance investigation were particularly interesting – if only because the regulator ruled out some of the more radical actions it might have taken.

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