Briefing
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News AnalysisBriefing: Why MGAs should be brokers’ best friends
MGAs often bring a complementary skill set to the value chain table, enhancing brokers’ service proposition and encouraging innovation
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News AnalysisOpinion: Are micro firms buying commercial covers like a personal lines customer?
Market feedback has revealed that micro businesses of less than 10 staff could fall victim to buying commercial covers with a personal lines mindset, risking underinsurance and coverage gaps – how can the sector mitigate this?
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News AnalysisBriefing: Scaling with purpose – the private equity advantage in insurance
One of the most powerful advantages of private equity support is the ability to scale thoughtfully and invest with intent
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AnalysisBriefing: Winds of change blow in Monaco, but have reinsurers really gone soft?
Will reinsurers move back to assuming broader treaty risks, or will insurers have to place their programmes on a class by class basis?
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News AnalysisBriefing: Navigating a soft market – what’s next for UK brokers?
Insurers, keen to fight for market share, are more likely to support brokers who can adjust to these market conditions
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News AnalysisBriefing: Sector has long road ahead to ensure inclusivity of vulnerability
Adam Harper, the Chartered Insurance Institute’s executive director of strategy, advocacy and professional standards, discusses the importance of identifying and addressing vulnerability
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News AnalysisBriefing: Insurance sector has ability to steer road safety
Best practice for safer driving has been a focus following the government’s proposed road reforms in August 2025 – the potential impact of rule changes on claims means the industry simply cannot be a passenger in these conversations
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News AnalysisBriefing: Focus on 2026 key for motor insurers as next year could be ‘ugly’
Net combined ratios (NCRs) of 100% and 107% are forecast for the next two years respectively in the motor insurance market
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News AnalysisBriefing: Insurers set to feel the heat as climate fires new risks for UK
‘Wildfires are no longer a seasonal threat. They are a persistent and growing risk to life, property and the environment,’ says membership association chair
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News AnalysisBriefing: Why getting back to basics is the only route forward for motor insurance
Customer trust and insurers’ financial performance has nosedived in recent years when it comes to the motor insurance market – both pricing and claims processes must be stripped back in order to drive improvements
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News AnalysisBriefing: Does cyber insurance need its telematics moment?
’We’re now seeing the early signs of a cyber telematics model emerge, where insurance premiums reflect an organisation live security posture,’ says Google Cloud’s UK head of insurance, legal and financial services
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News AnalysisBriefing: Climate risk places insurers on increasingly shaky ground
Although insurers remain wary of subsidence claim surges over the British summertime, certain types of subsidence claims could pose a reputational risk depending on their cause
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News AnalysisBriefing: Climate risk must move from the boardroom to the underwriting floor
There are undoubtedly reputational impacts surrounding more closely considering sustainability and underwriting, however there is also a strong business case for tying underwriting practices to ESG actions
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News AnalysisBriefing: As AI evolves, affirmative cover is becoming ever more important
’It’s a very, very good thing for it to be explicit in the [policy] wording,’ says executive director
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NewsBriefing: Are premium finance providers allowed to profit?
There is a cost to providing customers with access to capital – so what’s all the fuss about?
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News AnalysisBriefing: How AI can humanise insurance
Insurance businesses must make a dual investment for future success – in decision-making artificial intelligence and staff training to empower employees to tap into such tools
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News AnalysisBriefing: Is the insurance industry still underestimating the cost of poor service?
During softer market conditions, service becomes an even more important differentiator – but still too many firms are failing to focus on service as an important commercial USP
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News AnalysisOpinion: Are brokers ducking ‘responsibility’ to tackle insurance fraud?
Insurer counter fraud expert calls out commercial brokers on lack of engagement in dealing with insurance fraud, emphasising that regulatory action may be the best way of inspiring greater anti-fraud collaboration
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News AnalysisBriefing: Growth may come with risk, as Reeves looks to regulatory reset
If growth comes with its own deregulatory risks, the issue of how much the government is willing to accept becomes paramount
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News AnalysisBriefing: Is pet insurance reaching a breaking point?
With record-level premiums and a rising number of complaints, pet insurance is facing some serious questions over Fair Value and customer outcomes
