Income protection insurer Permanent has added the option of guaranteed rates to its Income Protector product.

The move will enhance the certainty of returns for customers who previously would have settled for reviewable rates, which can fluctuate after five years.

Permanent has also extended the services offered by its plug-in quotation system for brokers and IFAs.

The internet-linked system can now quote for income protection and critical illness insurance in addition to life assurance.


The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.