A staggering 250,000 DIY enthusiasts injure themselves every year, according to Longford Insurance Services - and the figures will peak over Easter.
Injuries can impact on motorists who are heavily reliant on private transport to commute to work, meetings and the school run.
Longford has suggested clients turn to Chauffeurplan which covers the hire of a chauffeur, taxis and trains until they are able to drive again.
Premiums start at £6.50 per month.
