Dutch insurer Fortis has revealed it expects to report a drop of about 80% in operating earnings during 2002.
Fortis attributes the fall to investment writedowns.
However the insurer will post profit before taxes and interest of at least £260m, said chief financial officer Gilbert Mittler.
Fortis said its stock market losses fell by E400m (£262m) in the fourth quarter. The company had operating earnings of E2.27bn (£1.48bn) in 2001.