Leeds burglary hotspot faces 20% insurance hike

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Residents in Leeds neighbourhood tops the UK list of burglary hotspots

Burglar & theft

Resident in a Leeds neighbourhood could face up to a 20% increase in their home insurance after the location came out top of the UKs’ burglary hotspots, according to Moneysupermarket.com.

The postcode, LS13, comes out top, closely followed by areas in Bradford, Leeds and Manchester.

Insurers use the data to help decide home insurance premiums. The revelations are likely to reopen the debate about postcoding and the broader topic about insurers using Big Data, a debate that is gaining momentum as it moves into the public arena.

LS13 is west of Leeds and incorporates Bramley – a mix of 1960s council estates and private suburbs – Gamble Hill, Moorside, Rodley and Swinnow.

Bradford postcode BD12, about five miles away, took second place.

North Finchley – N12 – in London came third, ahead of Eccles in Manchester – M30 – and the Romford postcode of RM3.

Below is a list of the UK postcode districts most likely to claim for theft on their home insurance. The second table is a list of the UK postcode districts least likely to claim for theft on their home insurance.

	Postcode District	Town	County / City	Number of theft claims per 1000 enquiries	Previous position (from top)
1	LS13	Bramley, Gamble Hill, Moorside, Rodley, Swinnow	Leeds	34.8	5
2	BD12	Low Moor, Oakenshaw, Wyke	Bradford	34.2	87
3	N12	North Finchley, Woodside Park	London	31.9	402
4	M30	Eccles	Manchester	31.6	946
5	RM3	Harold Wood, Harold Hill, Noak Hill in Romford	London	30.9	169
6	SW12	Balham, Clapham South, Hyde Farm	London	30.1	301
7	LS18	Horsforth	Leeds	29.7	173
8	UB3	Hayes, Harlington	London	29.5	1074
9	SE22	East Dulwich, Peckham Rye, Loughborough Junction, Herne Hill	London	29.1	199
10	LS28	Calverley, Farsley, Pudsey, Stanningley.	Leeds	28.4	89
11	IG2	Gants Hill, Newbury Park	London	28.1	64
12	HU6	Hull, Dunswell, Orchard Park	Hull	27.8	133
13	BD10	Apperley Bridge, parts of Eccleshill, Greengates, Idle, Thackley	Bradford	27.7	2
14	BD17	Baildon, Shipley	Bradford	27.3	367
15	LS25	Aberford, Ferry Fryston, Garforth, Hillam, Kippax, Ledsham, Micklefield, Monk Fryston, Sherburn-in-Elmet	Leeds	26.9	648
16	TW12	Hampton, South Hanworth	London	26.7	179
17	BD18	Saltaire, Shipley, Windhill, Wrose	Bradford	26.2	7
18	SW16	Streatham, Norbury, Thornton Heath, Streatham Park, Furzedown, Streatham Vale, Mitcham, Pollards Hill	London	26.1	10
19	LS12	Armley, Farnley, New Farnley, Wortley	Leeds	26.1	19
20	BD6	Buttershaw, Wibsey	Bradford	25.3	115

	Postcode District	Town	County / City	Number of theft claims per 1000 enquiries
1	SA9	Abercraf, Cwmllynfell, Cwmtwrch, Lower Cwmtwrch, Rhiwfawr, Upper Cwmtwrch, Ystalyfera, Ystradgynlais	Swansea	0.0
2	SA62	Haverfordwest	Pembrokeshire	0.0
3	LA14	Barrow-in-Furness	Cumbria	0.0
4	TQ3	North Paington	Devon	0.0
5	EX31	Barnstaple	Devon	0.0
6	DD8	Forfar, Glamis and Kirriemuir	Angus	0.0
7	KY7	Glenrothes	Fife	0.0
8	PL21	Ivybridge, Brownston, Cornwood, Ermington, Modbury, Ugborough	Devon	0.0
9	PL26	Gorran Haven, Foxhole, Mevagissey, St Dennis, St Ewe, Sticker in St Austell	Cornwall	0.0
10	NR29	Great Yarmouth	Norfolk	0.0
11	AB16	Aberdeen, Mastrick, Northfield, Middlefield, Cornhill	Aberdeen	0.0
12	NR19	Dereham	Norfolk	0.0
13	NR10	Pettywell, Reepham, Hevingham, Stratton Strawless, Horsham St Faith	Norfolk	0.0
14	TQ5	Brixham	Devon	0.0
15	NE7	High Heaton, Benton	Tyne & Wear	0.0
16	CT21	Hythe	Kent	0.0
17	RH20	Pulborough	Sussex	1.6
18	OX18	Bampton, Burford, Carterton	Oxfordshire	1.7
19	NE22	Bedlington	Northumberland	1.8
20	BA12	Warminster	Wiltshire	1.9

Moneysupermarket insurance analyst Hannah Jones, said: ‘While there are clearly some areas of the country with a higher proportion of insurance claims for burglary than others, this doesn’t actually mean the area is ‘rife’ with crime.

“Thieves often specifically target areas with wealthy residents, or quieter areas where there’s not a lot of passing foot traffic, where the rewards are potentially greater and the risk of being caught in the act may be lower.

“This year, the LS13 postcode in Leeds has taken the top spot for burglary insurance claims.”