Ratings agency Moody's has assigned A3 insurance financial strength ratings for Infinity Property and Casualty Corporation.
Moody's said the ratings reflect the company's strong position and franchise in non-standard automobile insurance.
The company's sound balance sheet, low catastrophe exposures and prospective capital structure also supported a strong rating, it said.
A Moody's statement said: "The company's focus on product development and establishing consistency in its claims operations were also cited as positive rating factors by the rating agency."
However the ratings agency warned that Infinity's competitors include larger, national carriers that
possess greater financial resources, technology systems and marketing capabilities.