Halifax has launched a mortgage protection product offering accident, sickness, unemployment, critical illness and life cover.

The Total Mortgage Protection Plan (TMPP) is designed to meet the needs of borrowers outlined by the Social Security Select Committee and the Council of Mortgage Lenders.

The select committee was alarmed to find that only 25% of homeowners had mortgage payment protection insurance.

Borrowers, who will not have to submit to a medical, will be able to take out up to TMPP three covers according to their needs, and they can add or remove covers without a fee as they require. They will also be able to take the product with them if they change their mortgage or move house.


The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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