MGA launches commercial property emergency insurance

Alps has launched a new commercial property emergency policy designed to provide rapid assistance and financial protection for SME businesses facing unexpected property emergencies.

Delivered in partnership with Strategic Insurance Services and underwritten by Collinson Insurance, the policy provides financial protection and assistance for businesses against a wide variety of property-related emergencies. 

This includes boiler breakdown, burst pipes, roof damage, pest infestation, break-ins or vandalism.

The broad cover also encompasses call-out charges, labour, parts and materials.

Provides flexibility

The policy was developed specifically for owner-operated SME businesses trading from premises similar in scale to a domestic property. 

It aims to combat the typical lack of in-house resources to source reliable emergency contractors at short notice, making them particularly vulnerable to disruption and financial loss.

Michelle O’Reilly, managing director at Alps, said: “This new emergency policy complements our existing products for both homeowners and landlords. 

”It provides SME clients with the flexibility to tailor a package of cover that meets their individual needs. It delivers broad cover, flexible underwriting and a desire to improve access to responsive, cost-effective insurance solutions.

”SMEs are, after all, the lifeblood of the economy.  As with all Alps products, it delivers highly responsive service from a team of experts with a deep understanding of the needs of commercial clients.”