Bank of Scotland and, a wholly-owned subsidiary of Royal & Sunalliance, have joined forces to provide small and medium-sized businesses (SMEs) with access to online business banking and financial services.

The new one-stop service gives customers 24-hour access to a full range of banking and finance packages, including lifelong free business banking.

The services, which can all be managed through one point of contact, include deposit accounts, asset finance, term loans, commercial mortgages, fleet finance, payroll & HR services, international banking and online banking. provides small and medium-sized companies with online access to information, such as employment law and IT advice, and to discounted office equipment and IT hardware and software.

Gerry Callaghan, chief executive officer of, said: “For too long, it has been too difficult for small businesses to set up and manage their financial and banking arrangements.

“Too often, they have been caught between the devil and the deep blue sea: the banking services available to them have been both uncompetitive and less responsive than most people are used to getting from their personal banking arrangements.

“By teaming up with Bank of Scotland we have been able to provide a market-leading, competitive and innovative banking and finance service.”