Risk 1 - Buildings
35 YEAR OLD PROPOSER, CLAIM FREE FOR 3 YEARS. LIVING IN A 5 BEDROOMED DETACHED HOUSE OF STANDARD CONSTRUCTION, BUILT IN 1930 IN SE1 1 (LONDON) HAVING HIGH SECURITY DOORS AND WINDOW LOCKS AND A BELL ONLY NACOSS APPROVED BURGLAR ALARM. COVER REQUESTED: BUILDINGS £200,000 STANDARD REINSTATEMENT; CONTENTS £30,000 NEW FOR OLD.
LAST MONTH THIS MONTH INSURANCE COMPANY SUBSID EXCESS PREMIUM
1 1 E&L Homecare £2,500 £200.30
- 2 Equity Red Star £1,000 £260.97
2 3 Fortress Insurance £1,000 £268.80
- 4 Zurich KC Solutions* £1,000 £277.55
4 5 CGU Home Club £1,000 £283.50
5 6 CGU Home Club Select £1,000 £283.50
6 7 Zurich Solutions+ £1,000 £308.39
- 8 R&SA H'Shield Stone#   £312.23
7 9 UGM Sapphire £1,000 £314.21
8 10 Torch Home Insurance £1,000 £315.00
         
Risk 1 - Contents
LAST MONTH THIS MONTH INSURANCE COMPANY SUBSID EXCESS PREMIUM
1 1 Gan Optima Home £30,000 £192.99
3 2 Gan Optima Bedrooms £30,000 £226.89
2 3 E&L Homecare £30,000 £228.69
4 4 Axa ABC £30,000 £229.32
6 5 Ansvar Home Connect £30,000 £263.80
8 6 Cornhill Homecover £30,000 £269.89
5 7 Homeline System £30,000 £270.13
7 8 Highway Coverall £30,000 £275.63
10 9 CGU Home Club Select £35,000 £293.37
- 10 L&G Rainbow Plan £35,000 £294.65
+ EDI. * Available to Key Choice members only. # Subsidence excess not displayed on the quotation.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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