Risk 3 - Buildings
42 YEAR OLD PROPOSER, CLAIM FREE FOR 3 YEARS. LIVING IN A 3 BEDROOM SEMI-DETACHED HOUSE OF STANDARD CONSTRUCTION BUILT IN 1988 IN PO41 0 (YARMOUTH, ISLE OF WIGHT). COVER REQUESTED: BUILDINGS £75,000 STANDARD REINSTATEMENT; CONTENTS £20,000 NEW FOR OLD, PLUS £2,500 UNSPECIFIED.ALL RISKS PERSONAL POSSESSIONS COVER
LAST MONTH THIS MONTH INSURANCE COMPANY SUBSID EXCESS PREMIUM
1 1 R&SA Homeshield Stone#   £82.14
2 2 Gan Optima Home £1,000 £108.22
3 3 R&SA Choices#   £113.56
4 4 R&SA Choices Extra £1,000 £116.73
5 5 Torch Home Insurance#   £121.19
6 6 Homeline System £1,000 £135.60
7 7 Nelson Household £1,000 £138.20
8 8 Lombard 100 £1,000 £139.38
- 9 Equity Red Star £1,000 £140.56
9 10 Lombard Secure Choice+ £1,000 £143.42
         
Risk 3 - Contents
LAST MONTH THIS MONTH INSURANCE COMPANY MAX. INSURED PREMIUM
1 1 CGU Home Club £20,000 £66.85
10 2 Bell Household £20,000 £69.51
2 3 NU Club HP £20,000 £69.70
3 4 CGU Standard £20,000 £69.77
4 5 Ideal Insurance £20,000 £70.51
6 6 CGU Home Club Select £20,000 £71.64
7 7 Albion select Home £30,000 £72.31
8 8 Cornhill Homecover £20,000 £72.84
9 9 Ansvar Home Connect £20,000 £74.13
- 10 Nelson Household £20,000 £78.32
+ EDI . * Available to Key Choice members only. # Subsidence excess not displayed on the quotation.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

Topics