With reference to the article by Fiona Andrews and the comments by Biba (C-Zone, 18 November) the minimum points for a first offence of no insurance is six. And with a ban as a 'totter' starting at 12 points there is effectively a ban after two offences.

John Farrow JP
Norwich

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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