With reference to the article by Fiona Andrews and the comments by Biba (C-Zone, 18 November) the minimum points for a first offence of no insurance is six. And with a ban as a 'totter' starting at 12 points there is effectively a ban after two offences.
John Farrow JP
Norwich
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.





































