Householders could face potential bills of thousands of pounds if their property has been built on contaminated land.

From this month, local authorities begin testing land for harmful chemicals, under environmental measures introduced last year. If the original polluter cannot be found, current occupiers could face clean-up bills of up to £20,000.

Only those who can prove they are unable to pay will be exempt. Those who can afford to pay are not likely to be covered by their household insurance.

A number of insurers now offer additional cover to protect against contaminated land.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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