Health insurers should be factoring in the high level of obesity into its rates, according to a Swiss Re study.

Obesity has links to cardiovascular disease, hypertension, diabetes and many types of cancer, making it a major public health concern. According to Swiss Re, recent estimates show that between 10% and 20% of men and 10% and 25% of women in the developed world are obese. The problem of obesity is particularly acute among children and teenagers, it said.

Swiss Re said the insurance industry must tackle issues associated with increases in obesity by ensuring that the related risks are accurately assessed and rated, and that consumers are charged an appropriate premium to reflect the risk they present.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.