Many of the UK's major insurers are discriminating against unmarried couples leaving the four million adults that now cohabit out of pocket, according to Direct Line.
Discounts on car insurance have traditionally been offered to married couples. Direct Line claims that some insurers charge between £50 and £100 extra on the Direct Line price for an average premium for a cohabiting couple in their mid thirties.
But, Direct Line argues, "looking at the actual risk,
policies for couples, married or cohabiting, should actually be cheaper not more expensive than policies for individual drivers."