The research comes as the market undergoes one of the fastest and most complex periods of change in its history
Insurance Times, in association with Arch Insurance, is pleased to announce the launch of a new and free report that takes a closer look at the UK product liability market.
Called Rising Complexity: Rethinking UK Product Liability Risk Report 2026, the research takes a look at how product liability insurance is placed in the UK and how the market has changed over the last couple of years.
It is based on a survey of 210 insurance brokers – only brokers that place or advise on UK product liability insurance were eligible to take part in this survey.
The research also includes insights and expert commentary from Arch Insurance UK Regional Division’s Stuart Danskin, director of underwriting, and Mark McGrady, head of casualty.
Research findings
The research comes as the market undergoes one of the fastest and most complex periods of change in its history.
Geopolitical instability, supply chain fragility, rapid technological advancement and new categories of risk are reshaping the exposures clients face.
At first glance, the UK product liability market appears to be finding its footing. Many brokers characterise current conditions as broadly stable, with early signs of price softening and fewer headline shocks.
Dig deeper, however, and a more complex reality comes into view. While premiums are easing across a number of risks, placing business is becoming more demanding.
For example, underwriting appetite is increasingly conditional, decision making timelines are lengthening and outcomes are more acutely influenced by data quality, supply chain transparency and geopolitical considerations.
There is also a shift in the types of risks being insured, with brokers seeing less focus on traditional products and more demand for cover linked to specialist and complex products.
Emerging sectors
The research also explores the growing importance of emerging sectors including renewable energy, defence supply chains, research and development and high technology components.
These sectors bring new kinds of risk due to fast moving technology, new manufacturing methods and global supply chains, which are putting pressure on traditional underwriting approaches.
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