The winners of the Insurance Times/AFP Consulting and IFA Mentor competition (Compliance Zone, 20 May) were:
1st - Willis Company, Belfast
2nd - Commercial Direct, London
3rd - Health Care Plus, Abingdon
Congratulations to Willis Company. It wins AFP Consulting/IFA Mentor's online FSA application service and six months subscription to the FSA compliance support service, worth over £1,400.
If you have received a 'minded to authorise' letter, email: