Legal costs resulting from conditional fee agreements (CFAs) could be disallowed as the result of a Court of Appeal ruling.

In the case of Myatt vs National Coal Board, the solicitors had failed to take reasonable steps to consider whether the client had alternative methods of funding the claim while in Garrett vs Halton MBC the solicitors had failed to declare a financial interest in recommending a particular insurance product connected to a claims management company.

In both cases, the Court of Appeal held that the solicitors' failings had materially and adversely affected the protection afforded to the client by the CFA regulatory framework, with the result that the entire costs were disallowed.

The consequences of this judgment could be far reaching. Any CFAs with similar failings are at risk of having all the costs disallowed if challenged by a paying party.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.