A survey by Card Protection Plan (CPP), the credit and payment card protection company, has found only 25% of Britons think they should insure their credit or debit cards.
This is despite evidence that credit card fraud is on the rise.
CPP chairman, Hamish Ogston, said: “In March 2001, APACS reported a 24% rise in fraud on lost and stolen credit cards with the value of this fraud now equating to almost £100m.
“It is alarming that most Britons will take the unnecessary gamble of failing to insure their plastic.”
The survey of 2,000 people also found 84% considered their home to be their most valuable and insurable asset.
This was followed by cars, 64%, and families, 52%.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.

