Up to 30% of UK drivers may not be covered for flood damage to vehicles, says comparison website

Gocompare.com, the insurance comparison website, has urged drivers to check their motor policies for flood cover.

The company estimates that up to 30% (based on sales figures) of UK drivers may not be covered should their vehicle be subject to flood damage.

Gocompare.com managing director Hayley Parsons commented: "Third party or third party, fire and theft policies are low cost and straightforward contracts, but they do what they say on the tin.

"Drivers with these policies will not be covered for flood damage, and our figures show that almost 30% (28.1%) of UK drivers opt for either one of these policies; however, only those with a comprehensive motor insurance policy will be able to claim for flood damage on their car insurance.

“Generally, drivers will opt for either a third party only, or third party fire and theft policy as these will cost less than comprehensive cover.

"Sometimes this will be the right cover for the individual if the value of the vehicle is very low. Also, younger drivers will take out third party, fire and theft policies because the cost of a comprehensive policy will be too high.

"There is nothing wrong with purchasing these policies, but it is essential in times such as these that drivers know exactly what is and isn’t included in their policy cover.”