A policy that covers the risks involved in pursuing a civil action has been launched by Litigation Protection, with insurance finance provider Singer & Friedlander (S&F).

Legal aid is due to disappear from the personal injury litigation market by Easter 2000 and this initiative follows a Government call to provide low-cost insurance to fight such actions.

"With the removal of legal aid from the personal injury market, the need to provide funding for insurance policies covering legal expenses is even greater," said S&F managing director Tony Worthy.

He added: "Initially we expect the majority of claims will be motor accident-related and this new initiative will benefit claimants who do not have the collateral to support an action and could not carry the risk of losing."