The insurance arm of banking group Lloyds TSB has launched an online quote-and-buy pet insurance service to supplement its existing telephone service.

Lloyds TSB Insurance distribution director Mike Mitchell said: "Lots of people care for their pets, in fact one in three owners with insurance need to make a claim each year.

"Being insured also means that you have access to more sophisticated treatments that perhaps you could not otherwise afford."

The organisation said its policy could provide cover for vet's bills up to £3,000 a year as well as cattery or kennel fees if the owner goes into hospital.

The policy also provides for the costs of advertising for a missing pet and £500 to replace a dead or lost pet.

It also includes the refund of holiday costs, should a pet owner have to cancel a holiday to be with a pet having lifesaving surgery.

The pet cover is available at www.insurance.co.uk.

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