However much things might change at Lloyd's, some things will still remain the same.
That was one of the key messages to emerge from last week's Lloyd's trade fair at the Crown Plaza Hotel in Manchester, writes Christopher McKevitt.
The key ingredient for success today, next year and into the future is trust. Business is done with known and reliable people and it will take more than a mere relaxation of the rules to put a dent in years of experience and a respected name.
The event was an upbeat and well-attended affair with 30 of the biggest names in the business offering everything from millennium party cover to the latest web-based technology for brokers.
Fusion's David Sawyer and Rob Page were mobbed by delegates wanting to know more about its latest internet-based quote technology.
At Miles Smith there was discussion about the company's new Leeds Business Unit and how to give it a distinct corporate identity.
And another popular stand was HSBC Insurance Brokers where there was interest in its one-stop insurance marketing solutions and business support services branded under the Spectrum name.
