One of the fundamental terms in the insurance lexicon is to be purged by the Japanese government. According to The Times, the Japanese rendering of "moral hazard" - moraru hazaado - and 51 other words loaned from English, has been banned from all official documents by the National Institute of Japanese Language. Will this have a detrimental effect on the quality of underwriting in the region? Lloyd's, as a major insurance market for the area, should take note.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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