Insurer Norwich Union has published a list of tips to help homeowners be better prepared for the winter weather, which is expected to start this weekend.
Norwich Union said weather-related household claims, such as those from storms or frozen pipes, could soar during the winter months.
Its tips include, lagging all pipes and tanks with insulation material before winter sets in, repairing dripping taps to stop the water freezing and splitting the pipes, and cleaning and flushing out all gutters.
Norwich Union head of household products Nick Pierson said: "Every year huge numbers of householders are faced with the problem of burst pipes which can cause thousands of pounds worth of damage to their homes.
"But burst pipes aren't the only things which can cause headaches. Leaking gutters, crumbling brickwork and loose roof tiles can all cause problems in the winter weather.
"If homeowners take some simple preparatory measures before winter sets in, these problems can be avoided."
The full list of tips follows:
Locate main stopcock;
Lag all pipes and tanks with insulation material before winter sets in;
Ensure you have thick loft insulation;
Repair dripping taps to stop the water freezing and splitting the pipes;
If you go away, leave your heating at the minimum setting;
Check whether your boiler is due for a service;
Repair loose roof tiles and ensure the whole roof is watertight;
Repair crumbling brickwork promptly to ensure water cannot get in and freeze;
Clean and flush out all gutters;
Check timber windows and door frames and repair or repaint where necessary;
Ask a friend or relative to visit your home every day when you are not there.
And if the worst happens and a pipe bursts:
Turn off the mains stopcock and turn on all cold water taps;
Switch off the central heating system;
If the pipe has frozen, thaw it with a hot water bottle or hair dryer - never use a blow torch, heat gun, cigarette lighter or matches;
Protect or remove items that may be damaged by water.
