The insurance industry, and many outside it, realise that risk management and proper risk assessments are a generally good idea. But using some common sense in deciding what to risk assess in the first place might help.

A forward thinking idea to print safety advice for pensioners on napkins sent out with meals on wheels in Gloucestershire, ground to a halt as organisers were warned the napkins needed to be risk assessed as a choking hazard.

Surprisingly, once the health and safety rules were checked, the napkins were ruled safe, and the scheme progressed as planned. But what next, wonders Backchat, knifes that come with a proviso of "warning - sharp edge"?

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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