Guy Browning takes a sideways look at insurance jargon

M is for
Malicious damage - Standard gossip

Malingering - When men buy the wrong kind of lingerie for their wife

Marine insurance - Insurance against the Marines invading the wrong country

Master cover - Iron cover over drains that should not be lifted

Material damage warranty - The removal of all breakable items in a house with children

Mathematical reserve - The inability of people who are good at maths to mix socially

Mean method of apportionment - Weightwatchers

Memorandum of association - Children from first marriage

Merger - Lowest form of Anglican cleric

Minimum rate - Pay scale for broker admin staff

Misdescription - Women's description of hideous friends as really good looking

Moral hazard - Sales director in back of taxi

Moratorium - Step before the crematorium

Mortgage - Modern kind of slavery

Mutatis Mutandis - Famous Greek shipowner

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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