Guy Browning takes a sideways look at insurance jargon
E is for . . .
Endowment assurance - A smug feeling that you'll look good in your swimming trunks
Enhanced ordinary charges - Little electric shock you sometime get opening the car door
Escalator clause - A clause that stipulates the carrying of dogs and standing to the right
Escrow - What your boss's name looks like when he signs a document
Ex gratia payment -Money you pay your first wife to keep her sweet
Excess line broker - Someone really disruptive in line dancing
Executrix - Small vacuum cleaner for use in the office
Expected value - The Christmas present you're hoping to get
Experience rating -The Christmas present you end up getting
Experience refund - Taking back Christmas presents
Expense loading - Director's credit card statement
Expiry - Slightly alcoholic breath you can smell in the lift after lunch
Exposure - Flashy new clothes your ex buys to show they're better off without you
Express warranty - The guarantee that when you need to do something in a hurry, you'll get it wrong
Expression of wish form - Very crude love letter
Expropriation - Divorce settlement where your entire property disappears
External member - A Lloyd's underwriter with his flies undone
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
