Guy Browning takes a sideways look at insurance jargon
E is for . . .
Endowment assurance - A smug feeling that you'll look good in your swimming trunks
Enhanced ordinary charges - Little electric shock you sometime get opening the car door
Escalator clause - A clause that stipulates the carrying of dogs and standing to the right
Escrow - What your boss's name looks like when he signs a document
Ex gratia payment -Money you pay your first wife to keep her sweet
Excess line broker - Someone really disruptive in line dancing
Executrix - Small vacuum cleaner for use in the office
Expected value - The Christmas present you're hoping to get
Experience rating -The Christmas present you end up getting
Experience refund - Taking back Christmas presents
Expense loading - Director's credit card statement
Expiry - Slightly alcoholic breath you can smell in the lift after lunch
Exposure - Flashy new clothes your ex buys to show they're better off without you
Express warranty - The guarantee that when you need to do something in a hurry, you'll get it wrong
Expression of wish form - Very crude love letter
Expropriation - Divorce settlement where your entire property disappears
External member - A Lloyd's underwriter with his flies undone
