IUA calls for strong regulatory framework for automated aviation

The International Underwriting Association (IUA) says insurers have a ”critical role to play in the roll out of new aviation technologies” and called for a robust regulatory framework that includes a comprehensive certification process.

Innovative coverage propositions are currently being prepared for developments such as air taxis and drone delivery services.

However, to support trials and commercial deployment, the IUA said that insurers must have confidence in the safety and reliability of future operations.

This comes after Law Commission invited comment after being asked by the Civil Aviation Authority and Department for Transport to review the law around autonomous flight.

The IUA said that the current legal framework – largely based on human pilot error – should be reconsidered and has called for clear delineation of liability among operators, manufacturers and software developers.

Tom Hughes, director of underwriting at the IUA, said: “Insurers have a strong history of supporting the uptake of new technology and our members are already embracing the growing use of unmanned aerial vehicles.

“Safety must be the paramount focus. Early stage incidents could undermine public trust and deter insurers from participating in the market.

“A clear and enforceable regulatory regime will help mitigate risks and support the development of insurance products, whether through adaptation of existing policy wordings or the creation of new ones.”

Role of artificial intelligence

The IUA also highlighted the need to address a growing use of artificial intelligence (AI) in advanced aviation automation.

The association drew parallels with the motor industry, where new legal liabilities for driving offences and accidents will be based on the level of automation involved.

Hughes added: “Software developers could bear responsibility for incidents that would previously have been attributed to human pilots.

“Product liability law must evolve to reflect the growing role of AI in aircraft operation, air traffic management, route planning, weather forecasting and maintenance.”