Small businesses must have the right cover at all times, warns RSA

RSA has warned small businesses not to become complacent when arranging insurance cover.

A study by RSA last year found that 41% of all UK companies became more conservative during the recession.

David Greaves, SME trading director at RSA, said: "While some business risks tend to be reduced during times of growth compared with recession, they are always present and it is important that businesses ensure they have the most appropriate cover at all times."

RSA said the most important areas of insurance cover for small businesses were business interruption and professional indemnity.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.