Travel insurance policies are leaving many customers underinsured for their most valuable items, such as cameras, jewellery, money and even clothes, according to a study by The Research Department.

The findings show that almost all travel policies have restrictions on the levels of cover that they provide for single items, valuables and cash.

Customers are also short-changed by the fact that travel insurers cover on an indemnity basis and only have to pay for the se-cond-hand market value of the stolen item.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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