Country: Belgium
Net premiums written 1999: $744m (£522.9m)

Head office:
Waaistraat 6
3000 Leuven
Tel: +32 16 243 333
Fax: +32 16 243 039

Year established: 1935
Parent: KBC Bank and Insurance Holding

History: Formed in January 1935 as Kredietbank NV, the company assumed its present name in June 1998 following a merger agreement between the ABB group, the Almanij-Kredietbank group and the CERA Bank Group. In its present form the company includes the activities of the former ABB, CERA Bank, Fidelitas, Kredietbank, Omniver and Omniver Leven. KBC now has 20%-25% of the Netherlands market in loans and deposits and 10% of the national insurance market, mainly in Flanders. It has subsidiaries in 30 other countries.

Chief officer: Alfons Wouters