Loss adjuster describes small area of impact with costly result

Insurers face claims of over £500,000 following a plane crash on Sunday that killed five people and demolished a house in Orpington, Kent.

Andrew Dear, director of technical services for loss adjuster AMG, which is working on the claim, said: “It’s quite intense where the aircraft has come down. I’ve been an adjuster for 23 years and I’ve had aircraft crashes before, but this was a very localised crash.

“It’s spread over an area no bigger than a football pitch and that’s including the houses themselves.”

One home, which was almost completely destroyed, was covered by RIAS, underwritten by Fortis. The insurer of the other affected home has not been named. Both had cover for building, contents and alternative accommodation.

Rob Smale, claims director for Fortis Insurance, said: “We have been in contact with our customer and temporary accommodation has already been arranged. Our loss adjuster attended the scene to assess the claim and is now in the process of submitting a full report and taking the appropriate actions.”

Sources confirmed that the Cessna aircraft was 100% insured by US investment vehicle CV Starr, through its subsidiary Starr Managing Agents at Lloyd’s and Syndicate 1919.

The insured value of the Cessna’s hull alone was estimated at £500,000, but Lloyd’s has only a small exposure due to heavy

reinsurance in place.