BUPA has launched three company benefit schemes for sale through intermediaries to meet demand from the corporate market.

The products, designed for firms with more than ten employees, cover group critical illness, income protection and life assurance.

Geoff Brown, managing director of BUPA Health Assurance, explained: "It is clear that employers are increasingly making the health of their employees a top priority. We can now provide our customers with the complete health care solution - offering them everything from private medical insurance to income protection and life assurance."

The BUPA Income Protection plan pays a regular income to employees when illness or injury prevents them from working.

The maximum benefit is 75% of salary, less the single person's incapacity benefit, or £120,000 per annum (whichever is less).

Payment is made after a selected deferred period.

BUPA will also pay the subscriptions to a BUPA group medical insurance scheme.

Group Critical Illness provides a lump sum benefit to employees if they suffer any one of a list of specified critical illnesses or undergo an operation.

Employee's children aged up to 18, can be covered free under the plan, for 25% of the employee's benefit to a maximum of £20,000.

Two schemes are available, comprehensive and standard. Both pay a maximum of four times salary up to £500,000 per employee.

BUPA is also launching group life assurance cover for staff to a total of four times basic salary.

BUPA can arrange a discount on the new products to existing members of its schemes.

A commission of 12% is payable to brokers on sales of its group critical illness and income protection plans and four per cent on its group life cover.

In addition to its group schemes, BUPA provides PMI and income protection plans for individuals.

BUPA has revamped its critical illness cover for individuals with improvements in four key areas.

The health insurer has cut premiums for most age groups, with reductions of up to 35% for men and women in their mid-20s. Benefits for children have been raised to £20,000 of the parent's cover.

A 90-day exclusion for cancer cover has been dropped - members are now covered from the day they join BUPA.

Cover has been extended to HIV/Aids contracted through blood transfusions. And BUPA has simplified the terms and definitions of its product documents in line with recent ABI guidance.