The results are in. We have three winners of our caption competition (4 January, Insurance Times). The task was to work out exactly what NIG personal lines director Adrian Harris, centre, was saying to NIG marketing and sales manager David Grant, left, and former Scottish rugby international skipper Gavin Hastings.
Each winner will receive a NIG sports collection comprising a rugby shirt, sports bag and fleece, all branded with the NIG logo
And the first winner is Ashley L Peters from Staveley Head.
He thinks Adrian Harris is saying: "How can we say we are 100% broker-committed? We are part of Churchill and now we're seen talking to Hastings."
The second winner is Geoff Dent of the Geoden Agency, who was one of the many members of Dale Winton's fanclub who entered this competition.
He says Adrian Harris is saying" "At first I wasn't sure, but when you said you liked it `up and under' I knew it had to be you, Mr Winton."
And last, but not least, Eric Richardson from Boyd & Co is sure Adrian Harris is saying: "I don't remember saying that Scott was the better looking of the Hastings brothers."
Many thanks to all those who entered.