Regarding the CII's views on liability insurance (19 December, Insurance Times). Yes, of course the CII wants the FSA to introduce exams to be able to sell liability insurance, as it will be another money making opportunity for it.

The cost of sitting CII exams is exorbitant, with the training material, course books and exam entry fees. The CII has had a field day over the last few years with the requirement for financial services and mortgage related exams. It is now seeking to benefit from regulation of the general insurance industry.

I actively encourage my staff to take exams and meet all their costs, but will have to seriously consider this if there is no end in sight to the number of exams the CII wants us to take, largely for its benefit.

Nick Webb
PW White and Partners