A fraudster who tried to swindle the Lloyd's insurer KGM Motor Policies by falsely claiming he was in a car accident three years ago, with passengers in his car, has been sentenced to four months in prison.

Sohail Mohammed Anwar, of Stretford, Manchester, was driving through London in May 1998 with four alleged passengers, when a car collided with the back of his vehicle.

Anwar, 29, submitted personal injury claims following the accident, along with three of his passengers – with the fourth passenger, Hafsa Adam acting as a witness.

The medical reports on the alleged crash victims claimed they had suffered neck injuries and lower back pain.

However, the defendant driver from London, who cannot be named for legal reasons, stated there were no passengers in the car at the time of the crash.

Preston solicitors Meloy Whittle Robinson – acting on behalf of the defendant's insurers KGM Motor Policies at Lloyds, sent a private investigator to interview Adam.

After the interrogation, Adam confessed to having no part in the accident and admitted she was not at the scene.

An investigation found that Adam was, in fact, the wife of Anwar, the driver. Anwar later admitted he was the only person in the car at the time of the crash.

Meloy Whittle Robinson and KGM Motor Policies took the case to Greater Manchester Police, who brought the case to court at the end of February.

Anwar was found guilty of attempting to obtain monies from the insurance company by deception and was sentenced to four months in prison.

Magistrates said they hoped that by imposing a custodial sentence, even to a first offender, other people would be deterred from making false claims.

Peter Meloy, of Meloy Whittle Robinson said: “The decision is a victory for the UK insurance industry. It sends out the clear message that insurers should not be deterred from investigating possible fraudulent claims. This case illustrates the savings that can be made by pursuing basic enquiries and highlights the consequences for perpetrators.”