If David Boag's definition of a broker is correct, then how can a broker be an underwriting agent at one and the same time, and do the GISC approve that?

How can a broker call himself that if he offers only one quotation and always from the same insurer which just happens to be the one he underwrites for, and the GISC approves that?

How can a broker "at all times ... put his client's interests before his own" when his underwriting contract allows him to settle claims and he makes a profit of commission on the results of his claims underwriting? Perhaps the GISC has never looked into this one as I can't find it in its literature.

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