Several European countries are discontinuing unlimited levels of motor liability cover, according to a report by Swiss Re.

The report, "Minimum covers in European motor liability insurance", found EU laws are beginning to make an impact on harmonising minimum coverage across the European market. Mandatory cover is also being increased in those countries where it was previously very low, it found.

According to the report some European countries require unlimited motor liability cover. However its findings suggested that unlimited cover has is being reviewed in some countries.

A Swiss Re spokesman said: "Previous EU directives on motor liability insurance went a long way towards closing the gap between the North and South.

"Thus several countries within the EU, such as Portugal, Italy and Greece, have been persuaded to raise their very low cover requirements to meet certain minimal standards. Current directives will further promote this harmonising of minimum cover across the European market."

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

Topics