Light aircraft will be required to have liability insurance, following European rules due to be implemented by the end of the month.

The rules will also raise the minimum limits of liability cover required for all weight classes of light aircraft, which brokers say will lead to premium hikes.

Simon Clarke, chairman of broker Hall & Clarke, said a large number of recreational aircraft owners were uninsured. "There has never been a Road Traffic Act for the skies, so this is a welcome addition.

"In an increasingly litigious society, the raising of liability limits and the introduction of compulsory cover offers our customers better protection against any eventuality."

There are currently around 10,000 general aircraft in the UK - predominantly affiliated to flying clubs and used for non-commercial purposes.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.