Motorists who travel abroad should check that their insurance extends to comprehensive cover, according to the AA.
The AA said that all UK car insurance policies gave drivers basic third party cover in Europe, but many comprehensive policies did not have this cover free.
One in four insurers charged a top-up fee, typically of about £30, for a fortnight-long trip.
An estimated four million UK motorists take their cars abroad each year.
AA Insurance Services managing director Andrew Briscoe said: "Motorists are too easily lured into the trap of focusing just on the price of their insurance.
"Unfortunately they find out the hard way when it comes to the crunch that not all policies are the same."
The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.
