While rates in some classes of business rocket skyward, there is still one part of the insurance industry that is living in the past where rates are concerned - the personal accident (PA) market.

At a recent seminar, insurers were amused to find that the rating sheets they were currently using were still the same as those used 20 years ago. Backchat wonders whether there is locked away in a guarded vault an original rating sheet on which all PA underwriters base their pricing.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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