I've just done two open market quotations for a stonemason who wanted contractor's liabilities plus a commercial property owner's policy.

Quoted with two separate insurers, the FSA-compliant letter plus product summaries plus proposals came to 39 sheets of paper.

Total premium (including our fees and IPT) £381.22.

I defy anyone to successfully defend this as in the consumer's interest.

Peter West
Acorn Insurance Services