NIG is wading in with cover against injury by the Loch Ness monster. The insurer is providing cover for more than 100 athletes taking part in the VisitScotland Adventure Triathlon on 23 July. Competitors will have to swim two laps of Urquhart Bay, the scene of many "sightings" of Nessie. Backchat imagines the loss ratio will prove to be very good.

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